annual percentage rate
Average daily balance
Daily finance charge
cash advance limit
Payment due date
annual percentage rate
Bank branch offices, hours of operation, availability of ATM
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks
Minimum balance, holding period for deposited checks
An payment system where bills are paid through direct withdrawal from a bank account
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank
Allow customers to get cash and conduct banking transactions
An account that allows you to deposit money and write checks on that account.
The amount of money currently in an account
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately.
The least amount of money a bank requires when opening an account
The money put into a bank account
A savings or checking account set up in the names of more than one person
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR)
Tells how much money you currently have in your account (account balance)
A secret number or code that protects the security of an account
An amount of money taken out of an account
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account
Business done with a bank, including deposits, and withdrawals
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits
Credit Union VIPs
7 year old member
CD that accepts deposits
Convenient Pay Option
Tiered Interest Account
Automated Teller Machine
Passionate devotion to a cause
Account with $1.50 ATM withdrawal fee
Account that has a $5 withdrawal fee
Secure place for valuables
Extra layer of card security
Card with Scorecard Rewards
Very short term loan
Loan with Collateral
An account at a bank that allows a customer to deposit money, make withdrawals, and make transfers from the funds on deposit
A financial institution licensed to receive deposits and provide financial services to the public
Adding money to your account
taking money out of your account
a piece of paper that tells a bank to pay money from an account to the payee on the paper
looks l ike a credit card but money is immediately taken out of checking account when this is used.
an electronic transfer of money directly into your checking account
insufficient funds in the account or a negative balance
automated teller machine
to use a debit card you need to know your _________
in this type of checking account, only one person can make withdrawals
a record of all transactions in your checking account
a withdrawal from your account shows up as a _________ on your register
a deposit to your account shows up as a __________ on your register
a printed statement that you get in the mail that shows all of your transactions and current balance
money the bank adds to your savings account as payment for using your money
interest that is calculated only one time on the original principal
the original amount your deposit to open a savings account
the account balance after the interest has been added
the piece of paper you give the bank when making a deposity to your account
the receiver of the transfered funds (from a check)
signing the back of a check written to you saying you are the payee
what does the "r" stand for in the simple interest formula?
A card that allows an individual to charge the cost of a purchase to a credit account (instant loan)
Types of money
Number that identifies your account
A plan for spending one's money
The existing amount in an account
Adding money to an account
Money taken out of an account
A number at the bottom of a check that indicates the bank it was issued from
Activity within an account, either a deposit, transfer, or withdrawal
A secret code you need to be able to use an ATM
To sign your name on the back of a check
Works like a check where money is taken from your checking account
An order to pay money from your checking account to a person or company
An account where money can be spent with either a debit card or checks
Money the bank pays you for keeping your money in a savings account
A monthly report or bill from a bank or credit card company
A record of withdrawals (checks) and deposits made into an account
Money set aside in a bank that earns interest
SSN, Date of Birth, Address, Maiden Name, Phone Numbers and Account Numbers are all examples of...
Mail theft, trash sifting, internet, thefts and burglaries, family members and acquaintances, and scams are all ways your ______ can be stolen.
________ _________ and alerts can help to prevent mail theft.
________ all unnecessary paperwork. DO NOT throw it in the garbage can.
Do not leave wallets and purses in your _____.
To protect yourself from online theft, use ________ internet sites.
If you become a victim of fraud, file a police report with your ______ jurisdiction.
To protect members from Identity Theft, talk to them about _________ _______ of fraud.
Protect member's information by ___________ ID.
Be cautious with use of your ____.
A thief can use your identity by using your _______ card and/or ATM card to drain your funds.
A thief can use your identity to create ___________ ________ made with your account information on them.
A thief may ______ benefits under your name.
To help protect yourself, ______ your credit report yearly.
To prevent theft, do not write important ___________ down and keep it in an easily accessible.
To help keep your information safe, avoid carrying important documents in your purse or wallet, such as your Social Security _______ or multiple credit cards.
______ ______ is when a person obtains and uses your personal information without your permission for financial gain.
America First strives to keep its ________ safe by informing them of possible risks.
If you obtain a stolen ID from a fraudulent member, do not give the ID ______.
Always follow __________ procedures.
Secured Credit Card
Debt to income
Check Register App
Line of Credit
Small Business Banking
Common Banking Scams
Keep The Change