is a contract under which the insurance company agrees to compensate the insured for a specific loss
insurance
the insurance company
insurer
the written contract between the insurer and the policyholder
policy
the person or group of people who have purchased insurance
policyholder
person whose life or property is insured
insured
person who is named to receive the benefits paid by the insurer in the event of a loss
beneficiary
attachment to a policy that modifies the terms ( add on for expensive jewelry)
rider
a person's right to take out inurance on another if the person will suffer financial loss or hardship
insurable interest
amount of money paid to an insurance company for coverage
premium
amount of the policy, the beneficiary would receive this if the insured person died
face value
amount of money a person can take by either borrowing against or cashing in an insurance policy
cash value

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