Nassau Re Riders Worksheet

Waives the premiums due for the policy in the event the insured suffers a qualifying long term
Allows for a lump sum early payment of a portion of the death benefit if the insured is diagnosed as terminally ill with a life expectancy of no longer than 6
This rider provides an income tax-free cash value that is equal to 100% of eligible premiums paid (for the base policy and this rider) at the end of the base policy guaranteed level premium
On specific anniversaries, the policy owner has the option to purchase a new policy (issued and administered by Phoenix) without
Allows for a lump sum early payment of a portion of the death benefit if the insured is diagnosed as terminally ill with a life expectancy of no longer than 6
If death occurs prior to Age 75 and the cause of death meets the definition of 'Accidental', as defined by Phoenix then an additional amount is paid with the death
This rider will credit a specified amount to the policy value upon total disability of the primary
This rider provides a “secondary guarantee” to the policy. It prevents the policy from lapsing if the policy’s cash surrender value should become equal to
This rider provides annually renewable term coverage for the primary insured or a member of their immediate
This rider provides annual renewable term coverage for a child under the age of 25 of the primary insured.
Phoenix UL with Guarantee provides a level death benefit equal to the face amount of the policy. Increasing options are not
This rider will credit a specified amount to the policy value upon total disability of the primary
This rider allows coverage to extend beyond age 100 and for the life of the