Financial Capability for the Immediate and Short term Crossword

To exchange goods and services for other goods and services without using money.
A key feature of money – to be strong enough to be reused in many transactions.
A rise in prices, which means that the purchasing power of money falls
Coins or banknotes that must be accepted if offered in payment of a debt. [2]
The value marked on a coin or note [2]
Things or experiences that people would like to have in the future.
Things that a person or a business owns.
An income that people receive after retiring from work.
A legal document setting out what a person wants to happen to their belongings (assets) after their death
Investments that represent part-ownership of a company.
Money deducted from your pay used by the government to fund state pensions and other benefits. [2]
Tax paid on earnings from employment, self-employment and interest on savings. [2]
The amount that an individual can earn before they have to pay income tax. [2]
Abbreviation for Her Majesty’s Revenue and Customs – the organisation that collects taxes on behalf of the government.
A mutual organisation (that is, owned by its members) that provides a range of financial products to members. [2]
Products that give financial protection against certain events.
A payment of profits from a company to its shareholders.
A facility that allows an account holder to withdraw more money than they actually have in their account.
A plan of expected incomings and outgoing
Things that people have to have to to survive
Things that people would like to have but can survive without.
A charity providing free, independent, confidential and impartial advice. [2]