Description

ug`urta hodisasi yuz berganda sug`urta pulini to`liq olish maqsadida sug`urta qildiruvchining sug`urtalangan mulkga bo`lgan huquqlaridan sug`urtalovchi foydasiga voz kechish huquqi.
transport vositalarini bir vaqtning O`zida «Olib qochish»va «Zarar etkazish» qaltisliklaridan sug`urtalash.
davoni ko`rib chiquvchi va uning tartibga keltrishni tashkillashtiruvchi shaxs
sug`urtalashga qabul qilingan va qayta sug`urtalanishi lozim bo`lgan qaltisliklarning hujjatli rasmiylashtirilgan ro`yxati. Unda qaltisliklarning batafsil tavsifi keltiriladi.
umumiy avariya bo`yicha zararlarni hisoblash va bahosidan kelib chiqib kema, fraxt va yuk o`rtasida taqsimlash, shuningdek avariya bo`lganda zararlarni hisoblash uchun asos bo`luvchi kema halokatga uchraganida umumiy avariya bo`lganligini belgilovchi maxsus hujjat.
transport vositalarini (kemalar, samoletlar, avtomobillar) sug`urtalashda qo`llaniladigan sug`urta turi. «Kasko sug`urtasi» atamasi transport vositasining O`zigagina etkazilgan zararlar yoki nobud bo`lishi qoplab berishni nazarda tutib, yo`lovchilar, tashilayotgan mulk, uchinchi shaxslar oldidagi mas`uliyat va b. O`z ichiga olmaydi
xalqaro amaliyotda fraxtni olish maqsadida dengiz kemasi tashuvchi yuk yoki mulk. Tashqi savdo operatsiyalarida yukning aniq nomlanishi ko`satilmagan hollarda yuk «kargo» tushunchasi bilan belgilanadi.
sug`urta faoliyatini amalga oshirish litsenziyasi - uning egasiga lizenziyaga ilova qilingan ro`yxatda ko`rsatilgan sug`urta turlari bo`yicha sug`urta faoliyatini amalga oshirish huquqini tasdiqlovchi Moliya Vazirligi qoshidagi Davlat sug`urta nazorati inspektsiyasi tomonidan beriladigan belgilangan tartibdagi hujjat.
sug`urta zahiralari va to`lovlarini shakllantirish uchun foydalaniladigan sug`urta tarifining asosiy qismi.
shartnomada ko`rsatilgan miqdorda sug`urta ta`minoti (doimiy daromad) sifatida shartnoma belgilangan muddatlarda vaqti-vaqti bilan sug`urtalovchi to`lab turadigan summa yoki summalar. To`lovlar sug`urta shartnomasida yoki sug`urta qoidalarida kO`zda tutilgan sug`urta hodisasi yuz berishi bilan amalga oshiriladi - masalan, shartnomada kelishilgan yoshga to`lish.
sug`urta shartnomasi sharti bilan kO`zda tutilgan ma`lum miqdordan oshmaydigan zararni sug`urtalovchi to`lamasligi.
yo`qotishlarni sug`urtalash, omborga joylashda yo`qotishlar qaltisligini yoki teng miqdordagi shartnomalar tuzish yo`li bilan narxning salbiy O`zgarishi sababli foydaning kamayishini minimallashtirish, ammo naqd pul hisob-kitobi va muddatli operatsiyalarda qarama-qarshi pozitsiyalarni hisobga olish bilan.
sug`urtalashga qaltislikni qabul qilgan va uni qisman qayta sug`urtalashga bergan sug`urtalovchi.

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