Type
Word Search
Description

This word search contains the following answers:

date of birth
SSN
identification
late
Ten thousand plus
SIR
suspicious activity
cash transactions
account owners
twenty-four hours
Donnamarie Tyler
financial crimes
intergration
layering
placement
money laundering
MISL
CTR
Fincen
Bank Secrecy Act

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Bank Secrecy Act Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

The first stage of money laundering. The goal is to introduce the unlawful proceeds into the financial system. Placement
Provides additional tools to prevent, detect and prosecute money laundering and the financing of terrorism. Patriot Act
This report must be filed for cash transactions greater than $10,000.00. CTR
A customer conducting this behavor may ask the reporting amount for a CTR. Suspicious Activity
A common tactic to laundering money is known as? Structuring
When a customer refuses or is reluctant to provide identification. Red Flag
Who is required to know their customers and detect suspicious activity. Employees
Report any unusual activity on this form and give the information to the BSA Officer. SAR Referral Form
Non-Compliance of the Bank Secrecy Act. Penalties
Involves moving funds around the financial system. Layering

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BSA PUZZLE Word Search

Type
Word Search
Description

This word search contains the following answers:

TINA
IDENTIFICATION
ROUNDED
BUSINESS
OFAC
FINCEN
LAUNDERING
MULTIPLE
EXEMPT
PATRIOT
SECRECY
CURRENCY

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Banking Terms Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

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AML Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

This stage is the RISKIEST part of the Money Laundering process Placement
True or False - Health Care Cards from Ontario, Manitoba, Nova Scotia, & PEI are acceptable forms of ID False
FINTRAC's record keeping timeframe is 5 years. How long does Servus keep records? Seven
A person under 12 years of age is a primary account holder and is abel to perform transactions on the account, does a parent or guarian need to be identified? Yes
The process of making "dirty money" clean Money Laundering
Alberta Health Care cards fall into what group for identification purposes Secondary
The person appointed to maintain and oversee the compliance regime CAMLO
The government body that collects, and analyzes data to find ML activities FINTRAC
A Canadian system for classifying the work performed by Canadians NOC
This example is considered a High Risk Entity Casino
The person or entity that owns or controls 25% or more of the shares of a legal entity Beneficial Owner
Hiding the origin of funds through multiple transactions Layering
Stage of ML that would involve purchasing a home Integration
Can be used to help place proceeds of crime into the financial system and assist with laundering activities Smurfs
This involves splitting transactions into seperate amounts under the $10,000 threshold to avoid transaction reporting Structuring
Loan repayment & direct deposit are examples of what stage? Placement
The use of proceeds for a down payment on a house to obtain a mortgage, then pays the home off quickly is what stage? Integration
Anyone other than the despositor or account holder who is giving instructions regarding a deposit Third Party
Nervousness, over justifying a transaction, little concern for service fees, frequent changing of currentcy is consideren a Suspicious _________ Indicator

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Financial Literacy Word Search

Type
Word Search
Description

This word search contains the following answers:

minimum payment
lender
late fee
interest
grace period
delinquency
credit score
credit report
credit limit
credit card
collection account
borrower
annual percentage rate
annual fee
withdrawal
transfer
transaction
service charge
overdraft
online banking
minimum balance
financial institution
direct deposit
deposit
debit card
credit union
checking account
Check register
Balance
ATM

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BSA Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

How many calendar days do we have to submit a ctr to FinCEN? fifteen
_____ ______ is a negotiable instrument. cashierscheck
Anti Money __________. (AML) Laundering
If a member displays suspicious behavior you complete a ____. SAR
A form of breaking up transactions to avoid a CTR is called __________. structuring
Record of ______ purchase cash
What year did BSA originate? 19__ seventy
Where can find these coupon from? (CTR, RCP, SAR) UAD
You can also access these form on __________. encore
Can you inform a member of a SAR being completed on them? no
Office of ________ Assets Control foreign
RCP is not a _______ activity. secret
Bank Secrecy ____ act
When opening a new membership, you must review at least one official valid _________-issued photo ID government
_________ Identification Program customer
T or F ? A social security card is an acceptable second form of ID. false
________ Transaction Report currency
CTR's, RCP's, SAR's, CIP and OFAC fall under the BSA/AML _______ Program. compliance
________ Crimes Enforcement Network financial
Security Senior Vice President Robert _________ carlisle

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Money Laundering Word Search

Type
Word Search
Description

This word search contains the following answers:

Money
Bank Secrecy Act
Increase
Link analysis
Five thousand
Ten thousand
More
Patterns
Thousand
Less
Million
Financial Action
Threatens
Billion
Strengthens
Removing
Layering
Integration
Provide Information
Placement

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BSA/AML 2016 Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Financial intelligence and enforcement agency of the U.S. Treasury Department charged with planning and execution of economic and trade sanctions. OFAC
Person that uses violence and intimidation in pursuit of political aims. Terrorist
The process of a business verifying the identity of its clients. (3 words) Know your customer
Collection of customer information prior to opening an account CIP
Business customer could receive this if they commonly deal with large amounts of cash. exemption
Must be filed on any known or suspected federal violation of law. SAR
Report filed for any transaction exceeding $10,000 in currency or coin. CTR
A bureau of the United States Department of the Treasury that collects and analyzes information about financial transactions in order to combat domestic and international money laundering, terrorist financing, and other financial crimes. Fincen
The collection and submission of information. reporting
The determination of quantitative or qualitative estimate of risk related to a well-defined situation and a recognized threat. (2 words) risk assessment
Word that refers to money in any form. currency
Out of the ordinary behavior in which a particular customer would not normally be expected to engage, and the institution knows of no reasonable explanation for the transaction. (2 words) suspicious activity
The concealment of the origins of illegally obtained money. (2 words) money laundering
The breaking down of a single sum of currency exceeding $10,000 into smaller sums, in order to evade reporting requirements. structuring
Examples of these are: Cashier’s checks, Money Orders and Savings Bonds. (2 words) monetary instruments
Provides that if the financial institution files a SAR in compliance with the law and regulations, the institution is safe from civil liability. (2 words) safe harbor
Requires all financial institutions, casinos, and certain other businesses to monitor customer behavior, file reports and maintain records. bsa
Cashes checks, money orders, traveler’s checks, and/or exchanges currency for more than $1,000 for any one customer on any day. msb
The history of one's activities, as financial dealings, by entering data in ledgers or journals, putting documents in files, etc. records

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Bank Secrecy Act (BSA) Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Complete for cash transactions over $10,000 CTR
BSA designated to help the US Dpt of Treasury to safeguard the US from ____ ________. money laundering
Complete a ___ if a member changes his mind after advising a CTR will be completed. SAR
Process to verify the identity of all customers & entitites. customer identification program
Intentional breaking down of cash transactions into amounts over 10k to evade Federal currency transaction reporting. structuring
US ______ Act elevates the fight against terrorism and other illegal activities. Patriot
______ Financing is when funds that are legally or illegally obtained are used to finance acts of terrorism. Terrorist
Financial Instituions are required to _______ member information for a period of 5 years after the account is closed. maintain
OFAC is a _____ of the US Dpt of Treasury charged with preventing persons/entities from doing business with our enemies. bureau
Only Security and ____ _____ are responsible for contacting OFAC. Funds Services
One of the countries listed that NF does not do any business with Libya
If you come across a transaction involving any countries on the SDN list, contact BSA or _____ ____ ____ _____ in the Security Dpt. Financial Crimes and Risk
It is important to remember that all ______ are required to complete a SAR Coupon whenever they see something supsicious. employees

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BSA FOR TELLERS Word Search

Type
Word Search
Description

This word search contains the following answers:

CRIMINAL
CIVIL
$10000.01
INTEGRATION
LAYERING
PLACEMENT
15 DAYS
30 DAYS
BANK SECRECY ACT
CIP
NCUA
FINCEN
SAR
SUPERVISOR
$3000
PENALTIES
NONMEMBER
USA PATRIOT ACT
CTR
OFAC

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