Type
Word Search
Description

advisor
agent
Commission
compassion
do what you say
Financial
hard work
highway six
Increase
insurance
investment
license
life and health
office
on time
Pacific Life

Financial Terms Crossword Puzzle

Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

Financial Terms Crossword

Type
Crossword
Description

Intermittent sum of money paid to investors as a return on their investment Dividend
Receives a Commission Agent
NZ tax system; Pay As You Earn PAYE
The increase in an assets value Capital Gain
Money that is owed Debt
In addition to someones salary or wage Bonus
Assets less liabilities Wealth
Received by an artist in recognition of their original work Royalty
Guaranteed annual remuneration Salary
A possession of value that can be held against debt Asset
Financial protection against the loss of value through some mishap. Insurance
The amount owed on an asset. Liability
Pay before Taxes Gross Pay
Pay after taxes Net Pay
Agency responsible for recovering taxes in NZ IRD
What you own of a publicly listed company Shares

Careers Word Search

Type
Word Search
Description

IT Business Analyst
Internet Marketer
Hotel General Manager
Health Service Manager
Communications Officer
Budget Analyst
CPA
Stockbroker
Retail Manager
Personal financial advisor
Insurance claims clerk
Human Resource Manager
Economist
Data Entry
Credit Analyst
Loan Officer
Bank Teller
Auditor
Accountant
Accounting Clerk

Business Key Terms Crossword

Type
Crossword
Description

When an individual is unable to pay debts. Bankrupt
To allocate money for benefit in the future. Investment
A financial gain. Profit
Money collected from tenants for the use of property. rent
The value of the shares issued by a company. equity
Advice on money issues. Financial Advice
A plastic card issued by a bank. Credit Card
A company provides compensation for loss. insurance
Money borrrowed from a financial institution to buy property. mortgage
Minimum numbers of hours that have to be worked. casual work
A legal order so that a certain amount of money can be deducted from a borrower’s wages to repay debt. garnisheed
A sumof money paid by the financial sector in return for the investment of money. interest
A type of employment where regular hours are worked at a fraction Part-time work
Debt restructuring. Refinancing
Prevents something else from being harmed. savings buffer

Career Readiness Crossword

Type
Crossword
Description

Learning how to manage your money and where its going budgeting
The money you will invest to start your business capital
Percentage of dollars brought into the salon from guest services and products commission
Type of supplies used in daily operations of the salon consumption
Principles that guide your professional behavior ethics
Written agreement guaranteeing protection in event of injury, accident, fire, thief, etc... insurance
Utilizing social settings and/or media as an opportunity to meet new guest networking
Using your own words to summarize what you heard the client say paraphrasing
Collection of you best work in digital or paper form portfolio
Behaving in a manner appropriate for your business setting professionalism
Process of scheduling your current guest's next appointment prior to them leaving the salon rebooking
Communication tool that catalogs and summarizes your education, employment history and professional accomplishments for a job resume
Professional products that are sold to guest through your recommendations based on their hair and body needs retail
When guests continuously return for rescheduled services, remaining loyal to the salon and/or you retention
Overall evaluation of self-worth selfesteem
Physical and psychological responses to demanding situations stress

personal finance Crossword

Type
Crossword
Description

where do you get money from? bank
money earned from working and return on investments are called? incomes
what is an income received from investments? interest
what is income received for the use of property rent
income received for work done based on the hours worked each week are? wages
a person working under the control or direction of another is called a? employee
what is the income from acting as an agent or go between buyers and sellers? commission
the income from selling goods and services less the cost of selling the goods and services are? profit
the amount of time worked in excess of the standard working hour is called? overtime
the profit that an investor makes from an investment is called? return

STRESS RELIEF Crossword

Type
Crossword
Description

To manage your stress through different ways that make you feel better. Cope
What it's called when people talk to a mental health professional. Counseling
This is done out loud, when something is funny and can make you feel better. Laughter
If done at park or gym or home, this activity relieves stress and is good for you. Exercise
People go on these atleast once a year, for break from their job. Vacation
Feelings of high stress, panic, worry. Sometimes including physiological symptoms. Anxiety
These are the familiar people in our life that help us cope with the stressful times because they know us well and listen. Friends
To share and express your thoughts and feelings to a person who will listen. Talk
What can happen if your body gets run down from stress and lack of sleep. Get sick
You should get about 8 hrs each day to maintain health and happiness. Sleep
Time off from work, doing nothing but enjoying yourself. Relaxation

U.S. Road Trip Challenge Crossword

Type
Crossword
Description

100-Mile stretch of road near Area 51. Extraterrestrial highway
What is a highway that encircles a city like D.C.? Beltway
What is the highway linking mainland FL to Key West? Overseas Highway
What is a Highway linking multiple states? Interstate
What is a frequent question asked by passengers on long road trips? Are we there yet
This Highway traces the oceanfront of C.A. Pacific coast highway
This is where you fuel up. Gas Station
Interstates with these numbers run N-S. Odd
Interstates with these numbers run E-W. Even
Sometimes you have to pay this on roads. Toll
Who created the interstate highway system? Eisenhower
Which lane is used for faster moving vehicles? Passing lane
It's nicknamed 'The Mother Road'. Route 66
You get on this when exiting the Highway. Off ramp
What road follows the Mississippi River from LA to WI? Great river road
What is the byway linking Santa Fe and Albuquerque? Turquoise trail
It's my way or the _______. Highway
You will get a ticket for going faster than this road sign. Speed limit sign
Which interstate highway is located entirely within AZ? Interstate 17
Interstate 15 passes through how many states? Six

General Financial Literacy Vocabulary Crossword

Type
Crossword
Description

The ability to put off something mildly pleasurable now in order to wait for something that is greatly rewarding later. Delayed Gratification
The basic economic principle that people have unlimited wants but recourses are limited. Scarcity
The social science that studies how people use their limited resources in satisfaction of their limitless wants. Economics
The subset of Economics that describes the management and study of money, banking, credit, investments, assets, and liabilities. Finance
Real or potential costs associated with missed opportunities based on choices made. OpportunityCost
Goals that are achievable in the immediate future. Short Term Goals
Goals that take more than five years to accomplish. Long Term Goals
Profession or field of employment for which one has received extensive training. Occupation
Money gained from labor(work), business, or property. Career Income
A sum of money that is paid to an employee upon completion of a task usually selling a certain amount of goods or services. Commission
A financial holding that is purchased with the expectation of increased value. Investment
Instances where an employee exchanges (cash) wages for some other form of benefit. Salary Packaging
Include various types of non-wage compensation provided to employees in addition to their normal wages on salaries. Benefits
Receiving something passed down from your parents or other elder relative. Inheritance
Work typically done in a professional type environment like an office. White Collar
Typically work that includes manual labor. Blue Collar

Ethics & Legal Terms Crossword

Type
Crossword
Description

Use (something) to bad effect or for a bad purpose; misuse. Abuse
legal doctrine related to the guilt of someone who aids or abets in the commission of a crime Aiding & Abetting
A threat or attempt to inflict offensive physical contact or bodily harm on a person (as by lifting a fist in a threatening manner) that puts the person in immediate danger of or in apprehension of such harm or contact Assault
An offensive touching or use of force on a person without the person's consent Battery
The issuing of a statement or certificate by a professional organization to a person who has met the requirements of education and/or experience and who meets the standards set by the organization Certification
Threat of kidnapping, extortion, force or violence to be performed immediately or in the future, or the use of parental, custodial, or official authority over a child Coercion
The act of saying false things in order to make people have a bad opinion of someone or something Defamation
A system of moral principles that apply values and judgments to the practice of medicine Ethics
A clear and voluntary indication of preference or choice, usually oral or written, and freely given in circumstances where the available options and their consequences have been made clear (informed consent Expressed Consent
An intentional tort; the intentional unjustified, nonconsensual detention or confinement of a person within fixed boundaries for any length of time. Restraint may be physical, chemical, or emotional False Imprisonment
Health Insurance Portability and Accountability Act (1996) is United States legislation that provides data privacy and security provisions for safeguarding medical information HIPAA
An agreement by a patient to allow disclosure of private health information in cases in which the patient has been informed about the information to be disclosed, the purpose of the disclosure, and his or her right to object to the disclosure, but has not done so. Implied Consent
A formal agreement that a patient signs to give permission for a medical procedure (such as surgery) after having been told about the risks, benefits, etc. Informed Consent
Illicit (i.e., unauthorized) use of documentary materials related to treatment or condition of a patient. Invasion of Privacy
An area of commercial law dealing with a set of contractual, quasi-contractual and non-contractual fiduciary relationships that involve a person, called the agent, that is authorized to act on behalf of another (called the principal) to create legal relations with a third party. Law of Agency
The branch of law that deals with the application of medical knowledge to legal problems. Laws
Responsible by law; legally answerable Liable
A false accusation written, printed, or typewritten, or presented in a picture or a sign that is made with malicious intent to defame the reputation of a person who is living or the memory of a person who is dead, resulting in public embarrassment, contempt, ridicule, or hatred. Libel
The state or condition of having a license granted by official or legal authority to perform medical acts and procedures not permitted by persons without such a license Licensure
Improper, illegal, or negligent professional activity or treatment, especially by a medical practitioner, lawyer, or public official Malpractice
Concerning or relating to what is right and wrong in human behavior Morals
Fail to care for properly Neglect
The failure to do something that a reasonable person of ordinary prudence would do in a certain situation or the doing of something that such a person would not do Negligence