Type
Crossword
Description

This crossword contains the following questions and answers:

money received from a job income
a money plan that includes expected income, spending and any other financial in a given time period. budget
a medium of exchange for a good or service money
federal program that provides medical benefits such as hospital care. Medicare
a profit made on an investment interest
the federal program that provides benefits to retirees, the handicapped, and children of deceased workers Social Security
interest paid on the principal and on the accrued interest of the accumulated interest already earned. Compound interest
Federal Insurance Contributions Act (tax) used to fund Social Security and Medicare FICA
synonym for money currency
tax on the money someone earns from job income tax
the amount of income earned before any deductions or taxes are taken out. Gross income
government fees on income, property, goods, or other activities tax
the amount of income received after deductions and taxes are taken out net income
a form that includes a person’s earnings and deductions for a year. W2
a form that is filled out by employees before they start a job that will determine the amount of income tax deducted (taken from) a person’s paycheck W4

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Reading A Paycheck Stub Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Lists paycheck deductions as well as other important info paycheck stub
The employee's full name, address, and social security # personal info
Total amount of money earned during the pay period before deductions gross pay
total amount of money left after all deductions are taken out net pay
The amount of money deducted from the gross pay for taxes, medicare, or benefits deductions
The % deducted from an individual's paycheck to assist in funding the state state withholding tax
Federal Insurance Contribution Act fica
Nation's retirement program, provides retirement income for the elderly and pays disability social security
The nation's healthcare program for the elderly and disabled medicare
The amount an employee contributes each pay period to a retirement plan retirement plan
The amount taken from your paycheck for medical benefits medical
The amount by laws for employers to withhold from earned wages federal tax
Totals of all deductions from January 1st to the day of the pay period year to date
Length of time for which an employee's wages are calculated pay period
Compulsory charges imposed on citizens by local, state, and federal governments taxes
Collects federal taxes, issues regulations, and enforces tax laws written by the U.S. irs
Employers directly deposit employee's paycheck into the employee's authorized account direct deposit
Electronically carries the employee's net pay payroll card
Used to determine the amount of federal taxes withheld from the paycheck allowence
A person who relies on the tax payer for financial support dependent

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Paycheck Basics Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Amount subtracted from gorss pay Deductions
wages going directly to employee's bank account from eemployer's Direct Deposit
Federal Insurance Contribution Act: including social security and medicare FICA
Form used to prove citizenship Form I-9
States the amount of money earned and taxes paid throughout the previous year: wage and tax statement Form W-2
Determines the amount of money withheld for taxes: Employee's Withholding Allowance Certificate Form W-4
Total amount of money earned before payroll withholdings Gross Income
Health program for disabled and elderly Medicare
Amount of check often referred to as the "Take home Pay" Net Income
Length of time for which an employee's wages are calculated Pay Period
Paper Payment for earned wages Paycheck
Document that employee's receive either as a notice of payment and deductions Paycheck stub
Electronic card that carries the earned wages on it Payroll card
Items deducted from gross income Payroll deductions
Provides retirement income for the elderly and pays for disability benefits Social Security
Net income and the amount and employee receives after payroll deductions Take Home Pay
Required charges of citizens by local, state, and federal governments Taxes
Amount required by law for employers to withhold from earned wages to pay taxes Withholding Tax
Accumulated deductions for the year Year to Date

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Taxes and Paychecks Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

What is the other name for the Federal Insurance Contribution Act? FICA
The amount taken from the employees paycheck for medical benefits? MEDICAL
What type of withholding tax is used to assist in funding government agencies within states? STATE
The length of time for which an employee's wages are calculated? PAYPERIOD
What tax is based on 6.2% of employees gross income? SOCIALSECURITY
What type of tax is based on 1.45% of employees gross income? MEDICARE
Totals of all deductions which have been withheld from Jan. 1 to the last day of the pay period? YEARTODATE
What is used to list paycheck deductions? PAYCHECKSTUB
What is the total amount of money earned during the pay period before deductions? GROSSPAY
What pay is the total amount of money left over after all deductions? NET
What is subtracted from the gross pay? DEDUCTIONS
What type of withholding tax is required by law to withhold from wages to pay taxes? FEDERAL
What plan do employees contribute to each period? RETIREMENT
Who is responsible for handling the paycheck? EMPLOYEE
What is the most secure paying method? DIRECTDEPOSIT
What are charges imposed on citizens by governments? TAXES
What is the service that collects federal taxes? IRS
What is used to determine the amount of federal taxes withheld from the paycheck? ALLOWANCE
What is a person who relies on the taxpayer for financial support? DEPENDENT
A driver's license, passport, and birth certificate are all forms of what? DOCUMENTATION

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Taxes and Paychecks Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Subtraction from a taxable income Deduction
Tax credit for people with children under 17 child tax credit
Total amount earned per pay period gross pay
Total amount after taxes deducted per paycheck Net pay
amount taken from paycheck for medical benefits Medical
totals of all paycheck deductions year-to-date
Federal Insurance Contribution Act Fica
National retirement program Social Security
national healthcare for elderly and disabled Medicare
Most secure method for an employer to pay employees direct deposit
an employee is required to complete this when beginning a new job W-4 form
form used to verify an employee's eligibility I-9 form
government agency responsible for tax laws Congress
The national healthcare plan for the elderly Medicare
This agency collects taxes IRS
Percentage withheld for social security 6.2
Largest tax taken from an employee's paycheck Federal withholding
Approximately 31% of this is removed from an employee's paycheck deductions
This term refers to being payed once every two weeks bi-weekly
Is federal income tax mandatory? yes

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Taxes Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Writes tax law congress
In charge of the federal budget. President
Imposes higher % of tax on higher incomes. progressive
Amount of income per person free from tax. exemption
Expenses that reduce the amount of taxable income. deduction
Responsible for paying various government expenses. Treasury
Tax that disproportionately hurts the poor more than the wealthy. regressive
Signed social security into law in 1935 Roosevelt
Problems in social security have arisen because of this. population
One category of tax you'll not get back. social security
Healthcare for the retired. medicare
solution for the retired poor before social security poorhouse
would give a refund offered at the beginning of each month fairtax
Taken out and sent to government on a quarterly basis. withholding
State tax administrations. Department of Revenue
Free to take advantage of tax benefits voluntary
All pay the same % of tax. Flat
Concept where portions of income are taxed higher as income rises. marginaltaxrate
Tax year ends for individuals. December 31
Date federal income tax is due. April 15
system never tried in any country. Fair

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Unit 6: Employment Skills Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A person applying for a job Applicant
Amount of money taken from an employee's gross pay for taxes, insurance, Social Security, and other benefits. Deduction
Treating someone unfairly because of his or her race or religion Discrimination
The person who hires someone to do a job Employer
A formal meeting between an employer and job applicant about a job opening Interview
A resource that involves communicating information with others Networking
Being on time for work Punctuality
A person who will give a favorable report of a job applicant to the employer Reference
A short, written description of an applicant's personal data, education, and experience related to a job Resume
Fixed amount of money earned, regardless of hours worked Salary

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Unit 6: Introduction to Investing Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Investment contracts in which the investor exchanges a sum of money for a series of payments over time. annuities
A loan to a company to finance a wide array of business purposes—from short-term inventory financing to long-term investments in equipment. commercial loan
A method of interest payment. This is calculated by adding the interest earned by the investment to the previously earned interest. Each time interest is added to your savings the next interest amount is compounded on the new balance. compound interest
A combination of two or more corporations engaged in entirely different businesses that fall under one corporate structure. conglomerate
Regularly purchasing stocks or mutual funds, whether they are high or low, by investing a constant dollar amount so that over the long term the high and low prices of the investment products average out. dollar-cost averaging
An employer-sponsored retirement plan that allows a worker to save for retirement while deferring income taxes on the saved money and earnings until withdrawal. 401k
A riskier type of investment with a higher potential for return. Examples include stocks, bonds, and mutual funds growth investment
Subject to fast, extreme changes in price or value. volatile
Planning investments and other transactions to match the money and other assets available to an individual over time to the ways in which they want to spend those assets, including personal consumption, charitable donations, support for family members, and gifts. wealth management
A legal relationship in which one person or company holds property, which can include money, real estate, stocks, bonds, collections, automobiles, and personal possessions for the benefit of another. trust
Accounts that can receive and hold funds for a specific purpose such as retirement, college tuition, or medical expenses. If these accounts are established according to federal tax rules, the owner of the account will not have to pay income taxes on the money placed in them until it is withdrawn tax-deferred accounts
The rule is a simplified way to determine how long an investment will take to double, given a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself. rule of 72
The chance that the rate of return on an investment will be different from what you expected. risk
Accounts that permit individuals to save and invest funds without paying taxes on the income from the investment as long as the proceeds are eventually applied to legitimate educational expenses at an accredited institution. educational plans
The strategy of pursuing an assortment of investments to minimize the effects of risk and volatility. diversification
Helping individuals or a family determine in advance what will happen to their money and other assets after the death of one or more individuals in the family. estate planning
Describing a future financial goal and computing the kinds of income, savings, and investment that will be necessary to achieve the financial goal. financial planning
A safer type of investment with a lower potential for return but that provides regular incomes to investors. Examples include savings accounts and certificates of deposit. income investment
The percentage return on an investment over a set time period, usually a year. interest rate
The original amount of money a person invests (as opposed to interest). principal
The amount of money gained or lost on an investment relative to the amount of money invested, usually expressed as an annual percentage. rate of return
Anticipating a desired or necessary future income after retirement and then creating a plan for the amount of savings and investment needed to create that future income. retirement planning
A company whose main business is holding securities of other companies purely for investment purposes. The investment company invests money on behalf of shareholders who in turn share in the profits and losses. investment service
The ease with which an investment can be converted into cash. liquidity

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Employment vocab Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

a person applying for a job Applicant
the tool employers use to find out basic information about job applicants Applicant form
a person who works with you Co-worker
amount of money taken from an employee's gross pay for taxes, insurance, Social Security, and other benefits Deduction
treating someone unfairly because of his or her race, religion, or sex Discrimination
Someone who hires people for a job Employer
Extras provided by the job Fringe Benefits
the total amount of an employee's earnings before deductions are taken out Gross pay
notices that employers put in the classified section of the newspaper describing their job openings Help wanted ads
Any info about job openings Job lead
the amount of a paycheck after the deductions are taken out Net pay
a resource that involves communicating information with others Net working
an action or series of actions determined by an employer for a specific process procedure
Being on time for work punctuality
a person who gives a report about a job Refrence
A short written description of someones education, data, and experience Resume
fixed amount of money earned, regardless of hours worked Salary
to reject any unwanted applicants Screen out
Behavior or how hard you work Work ethic

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Employability Vocabulary Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A person applying for a job Applicant
a person who works with you Coworker
being on time for work Punctuality
rules of behavior in the workplace Work ethic
to eliminate unwanted applicants Screenout
any information about possible job openings joblead
extras provided by employers (other than wages) Fringebenefits
the person who hires someone to do a job Employer
a person who will give a favorable report of a job applicant to the employer REference
a short, written description of an applicant's personal data, education, and experience related to a job Résumé
fixed amount of money earned, regardless of hours worked salary
an action or series of actions determined by an employer for a specific process Procedure
a resource that involves communicating information with others networking
the amount of a paycheck after the deductions are taken out Netpay
a formal meeting between an employer and job applicant about a job opening Interview
the total amount of an employee's earnings before deductions are taken out Gross pay
treating someone unfairly because of his or her race, religion, or sex Discrimination
amount of money taken from an employee's gross pay for taxes, insurance, Social Security, and other benefits Deduction
the tool employers use to find out basic information about job applicants Application form

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Financial Terms Crossword Puzzle

Type
Crossword
Description

This crossword contains the following questions and answers:

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

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