Type
Crossword
Description

Request Escrow Analysis to analyze an account due to a change in insurance/taxes. ESANA1
Request to pay loan in full from the escrow account. POESCW
Send notification that the escrow shortage has been paid and to adjust the payment. ESESPD
Request to mail a copy of an escrow analysis. CRANAC
Change property address. CSPADD
Request to research to send a copy of the year end statement (1098) CR1098
Notify Special Loans that the client has requested a recast so they can send a letter if the loan is eligible. SLCURT
Request to research to send a copy of a payment history. CRHIST
Request to research a missing check. CRSPMT
Request mortgage documents and to request pay off statements for loans with buydowns. CSDOCS
Request to mail a copy of an escrow analysis. CRANAC
Request escrow deletion ESDELN

Mortgage Terms Crossword

Type
Crossword
Description

Home Mortgage ___________ Act Disclosure
Comparison of your loan amount to the value of your home LTV
Percentage of your debt divided by your gross income DTI
Spouse that will only be on title but not on loan NPS
Insurance that protects lenders/investors for losses due to the event of default of a mortgage loan MI
Document that most be provided withing 72 hours of taking an application Loan Estimate
Document provided prior to closing that replaces the HUD-1 and TIL Closing Disclosure
Document filed to show lien with lender is a Deed of _______ Trust
Sketch of a property showing its boundaries Survey
History of the title showing current owners and liens Abstract
Nationwide registraction system for mortgage loan originators SAFE Act
Origination, appraisal, and survey fees are know as _____________ costs. Closing
Insurance protecting the lender is known as a _____________ policy Lenders
We use the borrowers __________ income to qualify them for a loan gross
FHLB stands for _____________ Home Loan Bank Federal
Intergrated Disclosure regulation that went into effect October 3rd, 2015 TRID
Computer generated loan underwriting system AUS
An ___________ account is set up to pay taxes and insurance on a yearly basis Escrow
Right of _____________ gives a borrower 3 days to decide if they wish to continue with a loan Rescission
A Mortgage _____________ is in charge of receiving payments, paying taxes and insurance, etc. Servicer

Banking Vocabulary Crossword

Type
Crossword
Description

A record of transactions, usually sent monthly statement
Automatic Teller Machine ATM
Take money out of an account withdraw
Annual Percentage Rate APR
Functions like a check Debitcard
When you take more money from account than you have overdraft
Written order to a bank to pay out an amount from your account check
Money borrowed from a bank to be repaid with interest Loan
Money paid for the use of money lent to borrower interest
the amount in account after transactions are totalled balance
Another word for money deducted from account debit
An account that pays you interest to keep your money in it Savings
An account you access with checks checking
A loan to buy a house Mortgage

Personal Finance Vocabulary Crossword

Type
Crossword
Description

A card that allows an individual to charge the cost of a purchase to a credit account (instant loan) Credit Card
Types of money Currency
Number that identifies your account Account Number
A plan for spending one's money Budget
The existing amount in an account Balance
Adding money to an account Deposit
Money taken out of an account Withdrawal
A number at the bottom of a check that indicates the bank it was issued from Routing Number
Activity within an account, either a deposit, transfer, or withdrawal Transaction
A secret code you need to be able to use an ATM PIN
To sign your name on the back of a check Endorse
Works like a check where money is taken from your checking account Debit Card
An order to pay money from your checking account to a person or company Check
An account where money can be spent with either a debit card or checks Checking Account
Money the bank pays you for keeping your money in a savings account Interest
A monthly report or bill from a bank or credit card company Statement
A record of withdrawals (checks) and deposits made into an account Register
Money set aside in a bank that earns interest Savings Account

Email Basics Crossword

Type
Crossword
Description

List of names and e-mail addresses, created and stored by a user. Also called contacts folder. Address Book
Allows you to email two or more people without anyone being able to see the person who was the included in the sent email. It protects the identity/email address of all parties to the email. Blind Carbon Copy
Sends a message to additional recipients. All parties can see who is receiving the message. Carbon Copy
Send an exact copy of the e-mail to another person. The original sender of the message may not be aware that the message is being sent to another party Forward
Send an e-mail in response to an e-mail you have received. Reply
Send an e-mail to a group of people in response to an e-mail you have received. Reply to All
A heading at the top of an e-mail that identifies what the e-mail is about. Subject
A file added to an e-mail and sent along with it. Attachment
A group of email addresses saved to make it easier to send a message to everyone in the group via the group name. Mailing List
Abbreviation for Blind Carbon Copy BCC
Abbreviation for Carbon Copy CC
An email that has been started but not sent. Draft
A folder that houses deleted emails and cleans itself out every 30 days. Trash
A type of email pretending to be from a bank or trusted source in order to steal your personal information. Might be an offer saying free tickets, or collect your winnings. Phishing
Another word for Spam Mail Junk

Balancing a check Crossword

Type
Crossword
Description

an extension of credit from a lending institution when an account reaches zero overdrafts
A nine digit number associated with your bank account that is used to determine where to send a fund to or from Routing number
a transactional deposit account that allows you to withdrawal and deposit money basiccheckingaccount
a written, dated and signed instrument that allows you to take money out of your account to pay someone check
is a plastic payment card that provides the cardholder electronic access to their bank account at a financial institution Debitcard
Electronic funds that are deposited directly into your bank account rather than through a paper check directdeposit
A type of short-term borrowing where an individual borrows a small amount at a very high rate of interest. paydayloan
Keep their money in the bank in order to be able to loan money to each other, which helps achieve these financial benefits creditunion
the number on a check routingnumber
A bank that provides the nation with a safe, flexible and stable monetary and financial system. federalreserve

Financial Terms Crossword Puzzle

Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

Accounting Crossword Puzzle

Type
Crossword
Description

A balance sheet account that tracks the activities that last longer than an accounting period. Permanent Account
The purpose of the accounting cycle is to prepare ___________ statements like the balance sheet, income statement, statement of retained earnings, and statement of cash flows. Financial
The accounting ____________ is a tool used to help bookkeepers and accountants complete the accounting cycle and prepare year-end reports like unadjusted trial balances, adjusting journal entries, adjusted trial balances, and financial statements. Worksheet
A business transaction is recorded as a _____________ in the general journal to show how the event changed in the accounting equation. Journal Entry
A trial balance that lists of all company accounts that will appear on the financial statements after year-end adjusting journal entries have been made. Adjusted
An entry made at the end of an accounting period to zero out all temporary accounts and transfer their balances to permanent accounts. Closing Entry
An income statement account that is used to track accounting activity during an accounting period. Temporary Account
A record or document that contains account summaries for accounts used by a company. General Journal
An exchange of value between two different groups with financial or accounting significance. Transaction
Financial statement ____________ is the purpose of the accounting cycle. Preparation
The financial process starting with recording business transactions and leading up to the preparation of financial statements. Accounting Cycle

TEST 3 - BANKING AND SIMPLE INTEREST Crossword

Type
Crossword
Description

An account at a bank that allows a customer to deposit money, make withdrawals, and make transfers from the funds on deposit checking account
A financial institution licensed to receive deposits and provide financial services to the public bank
Adding money to your account deposit
taking money out of your account withdrawal
a piece of paper that tells a bank to pay money from an account to the payee on the paper check
looks l ike a credit card but money is immediately taken out of checking account when this is used. debit card
an electronic transfer of money directly into your checking account direct deposit
insufficient funds in the account or a negative balance overdraft
automated teller machine atm
to use a debit card you need to know your _________ pin
in this type of checking account, only one person can make withdrawals single
a record of all transactions in your checking account check register
a withdrawal from your account shows up as a _________ on your register debit
a deposit to your account shows up as a __________ on your register credit
a printed statement that you get in the mail that shows all of your transactions and current balance bank statement
money the bank adds to your savings account as payment for using your money interest
interest that is calculated only one time on the original principal simple
the original amount your deposit to open a savings account principal
the account balance after the interest has been added future value
the piece of paper you give the bank when making a deposity to your account deposit slip
the receiver of the transfered funds (from a check) payee
signing the back of a check written to you saying you are the payee endorse
what does the "r" stand for in the simple interest formula? rate

Personal Finance Definitions Crossword

Type
Crossword
Description

expenses beyond your regular monthly spending (Emergencies, vacations, social events, repairs, major purchases). Short-term needs
expenses that are costly and need years of planning and saving. Long-term needs
cash allowances awarded to students to help pay for education costs Scholarships
money may be borrowed for your education in the form of student loans
All students loans are combined into one large loan, which results in one monthly payment, rather than many payments. Loan consolidation
Forms of educational funding that do not have to be repaid and usually do not require students to maintain certain standards Grants
students can work at the campus or other college location to earn money work-study
the amount of money you deposit into your savings account principal
a deposit that earns a fixed interest rate for a specified length of times certificate of deposit
a measure of how quickly you can get your cash without loss of value. Liquidity
the date on which an investment becomes due for payment. maturity date
type of savings account that offers a more competitive interest rate than a regular savings account money market account
you are guaranteed not to lose your savings deposit, even if the blank or other financial institution fails and goes out of business safety of principal
your net pay is electronically deposited into your bank account direct deposit
represent money you have authorized your bank or other organization to move from one account to another at regular intervals Automatic deductions
a plan in which you authorize your employer to make automatic deductions from your paycheck each pay period payroll savings plan

Math of Money Vocabulary Crossword

Type
Crossword
Description

Money left after expenses have been deducted from gross profits Net Profit
The portion of an item’s purchase price that you pay at the time of buying when you purchase the item with an installment loan Down Payment
Regular expenses that do not vary from month to month, such as rent and car payments Fixed Expenses
Interest paid only on the original principal Simple Interest
Subtractions made from your gross pay for yourself and every other person you support Personal Exemptions
Record of an account sent by a bank or other business listing all transactions that have been recorded during a specified period of time Statement
A personal number on a bankcard that gives you access to your bank account electronically pin
The amount of money on which interest is paid principal
Regular deposits made at the beginning of the period. Money immediately starts earning interest annuity due
To write checks in excess of the amount of money in a checking account overdraw
Discounts offered by businesses in the form of money given back to the customer, usually through the mail rebate
Federal health insurance program to provide hospitalization and medical services for people over 65 medicare
Discount offered by businesses in the form of tickets that are redeemed at the time of purchase coupon
A Federal Government program to pay for retirement and disability benefits, financed by taxes social security
A record of monthly expenditures budget sheet
Routine expenses, such as food, utilities, and clothing that vary from month to month living expenses
To obtain agreement between your check register and the bank statement reconcile
Money taken out of a bank account withdrawal
A check or deposit that appears in your check register but has not reached the bank in time to be listed on your statement outstanding
The amount of money paid for the use of money interest