Type
Crossword
Description

is a checking account that is suited to clients who maintain or establish combined deposit, investment, or outstanding credit relationship balances of $10,000 or more KeyADVANTAGE
provides a competitive rate on a checking account for balances over $25,000 through the FDIC-Insured Investment sweep option, KeyPrivilege
,tax-advantaged account consumers can use to save for qualified medical expenses that a high deductible health plan HSA
, Every debit card purchase triggers an automatic $1 transfer to your Key savings account Easyup
2% cash back for every $1 spent when you have a KeyBank checking account and make at least $1,000 in deposits per month and a KeyBank savings or investment account with a minimum daily balance of $1,000.3 If you don’t bank and save with Key, you’ll still earn 1.5% cash back for every $1 spent Cashback
Pay bills and schedule future-dated, recurring, and automatic payments Transfer funds Set up alerts View paperless statements Digitalbanking,
A lump sum loan secured by your home, and based on the amount of equity you have available homeequity
Large, no-collateral credit line you can access with checks or online.
Unsecured Loan, Flexible lending with no collateral PreferredCredit
Fixed-rate loan to finance your many different interests SecuredLoan,

Banking Terms Crossword

Type
Crossword
Description

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

Saving and Investment Crossword

Type
Crossword
Description

a report showing your credit history and a numerial rating credit rating
an agency that collects information on how individuals pay their bills, etc. credit bureau
state of owing money to a business for a credit debt
a time during which interest is not charged to your credit card grace period
yearly cost of the loan, expressed as a percentage APR
fees based on the amount of money owe and the interest charged on the credit card interest
maximum amount you can charge on a credit card credit limit
a small plasitc card issured by a bank or financial institution credit card
as asset such as home or car collateral
your signature signed on the back of a check endorse
a void check advice of debit
items means to agree reconcile
a bank for people who are part of the same organization credit union
money taken out of an account withdrawal
money put into an account deposit
recorded tranaction in a book check register
money moved from one place to another transfer
money you pay back to a loan in regular payments installments
transfer of money from one bank account to another by electronic means electronic funds transfer
managing your money from a computer using the Internet online banking

Personal Finance Vocabulary Crossword

Type
Crossword
Description

A card that allows an individual to charge the cost of a purchase to a credit account (instant loan) Credit Card
Types of money Currency
Number that identifies your account Account Number
A plan for spending one's money Budget
The existing amount in an account Balance
Adding money to an account Deposit
Money taken out of an account Withdrawal
A number at the bottom of a check that indicates the bank it was issued from Routing Number
Activity within an account, either a deposit, transfer, or withdrawal Transaction
A secret code you need to be able to use an ATM PIN
To sign your name on the back of a check Endorse
Works like a check where money is taken from your checking account Debit Card
An order to pay money from your checking account to a person or company Check
An account where money can be spent with either a debit card or checks Checking Account
Money the bank pays you for keeping your money in a savings account Interest
A monthly report or bill from a bank or credit card company Statement
A record of withdrawals (checks) and deposits made into an account Register
Money set aside in a bank that earns interest Savings Account

Personal Financial Literacy Word Search

Type
Word Search
Description

401K
accrued
annual
annual percentage rate
balance
bi-annual
budget
check
collateral
compound
credit
credit card
debit
deposit
dividend
interest
investment
loan
principal
quarterly
rate
scholarship
shortage
simple
social security
stocks
student loan
surplus
term
withdrawl

Personal Finance Definitions Crossword

Type
Crossword
Description

expenses beyond your regular monthly spending (Emergencies, vacations, social events, repairs, major purchases). Short-term needs
expenses that are costly and need years of planning and saving. Long-term needs
cash allowances awarded to students to help pay for education costs Scholarships
money may be borrowed for your education in the form of student loans
All students loans are combined into one large loan, which results in one monthly payment, rather than many payments. Loan consolidation
Forms of educational funding that do not have to be repaid and usually do not require students to maintain certain standards Grants
students can work at the campus or other college location to earn money work-study
the amount of money you deposit into your savings account principal
a deposit that earns a fixed interest rate for a specified length of times certificate of deposit
a measure of how quickly you can get your cash without loss of value. Liquidity
the date on which an investment becomes due for payment. maturity date
type of savings account that offers a more competitive interest rate than a regular savings account money market account
you are guaranteed not to lose your savings deposit, even if the blank or other financial institution fails and goes out of business safety of principal
your net pay is electronically deposited into your bank account direct deposit
represent money you have authorized your bank or other organization to move from one account to another at regular intervals Automatic deductions
a plan in which you authorize your employer to make automatic deductions from your paycheck each pay period payroll savings plan

Financial Literacy Crossword

Type
Crossword
Description

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

Banking Terms Word Search

Type
Word Search
Description

debit card
online bankiing
credit union
bills
account
routing number
Federal Reserve
bank
interest
savings
currency
coins
eft
withdraw
electronic transfer
atm
check register
deposit
cash
money
check

Savings Accounts Crossword

Type
Crossword
Description

To put money aside for future use. Save
The recommended amount to save. tenpercent
Saving your money rather than spending it is called a ____________cost. opportunity
A person should always have _________pay saved incase of emergencies. sixmonths
A collection of money used for retirement that is slowly deminishing. socialsecurity
When employers pay you a percentage of your retirement investment. ______Method matchby
Rate of return is also called: interest
Interest calculated on principle (deposit) and previously earned interest. compound
Interest calculated on only the principle (deposit). simple
Money in the bank is used as a __________for other people or businesses. loan
Investing in a savings account helps the: economy
Savings account that will accepts deposits and withdraws at any time. regular
Savings account that can be accessed with a limited number of checks. moneymarketfund
Savings account that has a maturity date. certificateofdeposit
Savings account that has a higher interest rate. CD
Savings account that pools money together to make small investments in other companies. moneymarketfund
Organization that insures banks up to $250,000 FDIC
Investments NOT insured federally.__________firms. brokerage
The ease of converting something of value to cash. liquidity
The risk of the value of a dollar going down. inflation

Managing a Checking Account Crossword

Type
Crossword
Description

Something that will remain on file at the bank. The bank uses the card to verify the signature on checks that bear your name. signature card
It is a written order to your bank instructing it to put funds into your account. You can use a deposit slip to put money such as cash, checks, and money orders into your account. deposit slip
To sign any check that had been made payable to you before you deposit it. On the back of the check, there is a place for your endorsement, or signature. endorse
A list of the various withdrawals and deposits made on your account. If you have an ATM card, you can also access this type of information at an ATM. You can also access your account status at any time if you bank online. statement
To keep a current record of your checking account check register
Your account by figuring out the amount of money you deposited, the amount you spent, and the amount you have left. reconcile
It looks like a credit card. Because it is linked to your bank account(s), you can use it to get cash, deposit funds, and check account balances at an automated teller machine ATM
It combines the functions of an ATM card and a check. It can be used like a check. debit card
A 9-digit number that identifies your bank and appears in the lower left corner of your check routing number
A written order instructing your bank to pay money to an individual or entity. check

TEST 3 - BANKING AND SIMPLE INTEREST Crossword

Type
Crossword
Description

An account at a bank that allows a customer to deposit money, make withdrawals, and make transfers from the funds on deposit checking account
A financial institution licensed to receive deposits and provide financial services to the public bank
Adding money to your account deposit
taking money out of your account withdrawal
a piece of paper that tells a bank to pay money from an account to the payee on the paper check
looks l ike a credit card but money is immediately taken out of checking account when this is used. debit card
an electronic transfer of money directly into your checking account direct deposit
insufficient funds in the account or a negative balance overdraft
automated teller machine atm
to use a debit card you need to know your _________ pin
in this type of checking account, only one person can make withdrawals single
a record of all transactions in your checking account check register
a withdrawal from your account shows up as a _________ on your register debit
a deposit to your account shows up as a __________ on your register credit
a printed statement that you get in the mail that shows all of your transactions and current balance bank statement
money the bank adds to your savings account as payment for using your money interest
interest that is calculated only one time on the original principal simple
the original amount your deposit to open a savings account principal
the account balance after the interest has been added future value
the piece of paper you give the bank when making a deposity to your account deposit slip
the receiver of the transfered funds (from a check) payee
signing the back of a check written to you saying you are the payee endorse
what does the "r" stand for in the simple interest formula? rate