Type
Word Search
Description

Bank Deposits
Beneficiary
Contributions
Cut off times
Debit
Dependants
FICAA
Irate client
Overtime
Payment methods
Retirement annuity
Tax
Tax free
Transfers
Trustees

Financial Literacy Word Search

Type
Word Search
Description

minimum payment
lender
late fee
interest
grace period
delinquency
credit score
credit report
credit limit
credit card
collection account
borrower
annual percentage rate
annual fee
withdrawal
transfer
transaction
service charge
overdraft
online banking
minimum balance
financial institution
direct deposit
deposit
debit card
credit union
checking account
Check register
Balance
ATM

Banking Terms Crossword

Type
Crossword
Description

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

Bankers World Word Search

Type
Word Search
Description

commercial loans
personal banking
certificate of deposit
teller
account history
passbook
mortgage
FDIC
FCRA
estatements
online banking
disclosures
direct deposit
business day
transfer funds
atm
annuity
balance
checking account
savings
customer service
money
loans
natalierocks
interest
financing
debit card
deposit
vault
cash
bank

Financial Terms Crossword Puzzle

Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

TEST 3 - BANKING AND SIMPLE INTEREST Crossword

Type
Crossword
Description

An account at a bank that allows a customer to deposit money, make withdrawals, and make transfers from the funds on deposit checking account
A financial institution licensed to receive deposits and provide financial services to the public bank
Adding money to your account deposit
taking money out of your account withdrawal
a piece of paper that tells a bank to pay money from an account to the payee on the paper check
looks l ike a credit card but money is immediately taken out of checking account when this is used. debit card
an electronic transfer of money directly into your checking account direct deposit
insufficient funds in the account or a negative balance overdraft
automated teller machine atm
to use a debit card you need to know your _________ pin
in this type of checking account, only one person can make withdrawals single
a record of all transactions in your checking account check register
a withdrawal from your account shows up as a _________ on your register debit
a deposit to your account shows up as a __________ on your register credit
a printed statement that you get in the mail that shows all of your transactions and current balance bank statement
money the bank adds to your savings account as payment for using your money interest
interest that is calculated only one time on the original principal simple
the original amount your deposit to open a savings account principal
the account balance after the interest has been added future value
the piece of paper you give the bank when making a deposity to your account deposit slip
the receiver of the transfered funds (from a check) payee
signing the back of a check written to you saying you are the payee endorse
what does the "r" stand for in the simple interest formula? rate

Reading A Paycheck Stub Crossword

Type
Crossword
Description

Lists paycheck deductions as well as other important info paycheck stub
The employee's full name, address, and social security # personal info
Total amount of money earned during the pay period before deductions gross pay
total amount of money left after all deductions are taken out net pay
The amount of money deducted from the gross pay for taxes, medicare, or benefits deductions
The % deducted from an individual's paycheck to assist in funding the state state withholding tax
Federal Insurance Contribution Act fica
Nation's retirement program, provides retirement income for the elderly and pays disability social security
The nation's healthcare program for the elderly and disabled medicare
The amount an employee contributes each pay period to a retirement plan retirement plan
The amount taken from your paycheck for medical benefits medical
The amount by laws for employers to withhold from earned wages federal tax
Totals of all deductions from January 1st to the day of the pay period year to date
Length of time for which an employee's wages are calculated pay period
Compulsory charges imposed on citizens by local, state, and federal governments taxes
Collects federal taxes, issues regulations, and enforces tax laws written by the U.S. irs
Employers directly deposit employee's paycheck into the employee's authorized account direct deposit
Electronically carries the employee's net pay payroll card
Used to determine the amount of federal taxes withheld from the paycheck allowence
A person who relies on the tax payer for financial support dependent

Banking Terms Word Search

Type
Word Search
Description

debit card
online bankiing
credit union
bills
account
routing number
Federal Reserve
bank
interest
savings
currency
coins
eft
withdraw
electronic transfer
atm
check register
deposit
cash
money
check

Paycheck Basics Crossword

Type
Crossword
Description

Amount subtracted from gorss pay Deductions
wages going directly to employee's bank account from eemployer's Direct Deposit
Federal Insurance Contribution Act: including social security and medicare FICA
Form used to prove citizenship Form I-9
States the amount of money earned and taxes paid throughout the previous year: wage and tax statement Form W-2
Determines the amount of money withheld for taxes: Employee's Withholding Allowance Certificate Form W-4
Total amount of money earned before payroll withholdings Gross Income
Health program for disabled and elderly Medicare
Amount of check often referred to as the "Take home Pay" Net Income
Length of time for which an employee's wages are calculated Pay Period
Paper Payment for earned wages Paycheck
Document that employee's receive either as a notice of payment and deductions Paycheck stub
Electronic card that carries the earned wages on it Payroll card
Items deducted from gross income Payroll deductions
Provides retirement income for the elderly and pays for disability benefits Social Security
Net income and the amount and employee receives after payroll deductions Take Home Pay
Required charges of citizens by local, state, and federal governments Taxes
Amount required by law for employers to withhold from earned wages to pay taxes Withholding Tax
Accumulated deductions for the year Year to Date

Financial Wellness Word Search

Type
Word Search
Description

ACCOUNT
BANKING
BILLS
BUDGET
CASH
CREDIT SCORE
DEFICIT
DEPOSIT
FINANCES
INVESTMENT
LINE OF CREDIT
LIQUIDITY
LOAN
MANAGEMENT
MONEY
PAYMENT
PERCENTAGE
PROFIT
RETIREMENT
SAVINGS
STOCKS
TAXES
WITHDRAWAL

Tax Season Crossword

Type
Crossword
Description

Internal ________________ Service Revenue
online filing efile
revenue acquired income
write-off cut from overall income deduction
ex. child tax, earned income, dependent care credits
financial examination audit
contribution for gifts or cash donated charitable
section that determines your tax rate bracket
money overpaid and returned refund
reduction in the value of an asset over time depreciation
reserved from an employee's salary withholding
paid quarterly towards your tax bill estimates
claimed by those that provide financial support dependent
all property owned by a person estate
a method of accounting accrual
wages and payment for services rendered compensation