Type
Word Search
Description

This word search contains the following answers:

Premium
Loan
Death Benefit
Face Amount
Policy
Surrender
Partial Withdrawal
Absolute Assignment
Claim
Cash value
Issue Date
Rider
Corporate Resolution
Contingent Beneficiary
Primary Beneficiary
Owner
Insured
Agent
Beneficiary
Insurer
Life Insurance

    Customize    

Insurance terms Word Search

Type
Word Search
Description

This word search contains the following answers:

Premium
Unearned premium
Standard policy
Proof of loss
Probability
Peril
Loss
Insurer
Insured
Insurance agent
Grace Period
Face amount
Exclusions
Deductible
Coverage
Claim
Cash Value
Benefits
Beneficiary
Actuary
Actuarial table
Hazard

    Customize    

Insurance Terms Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A person who sells insurance policies. Sometimes referred to as a producer, planner or advisor Agent
The person, people, or entity designated to receive the death benefits from a life insurance policy or annuity contract. Beneficiary
A policyholder's request for reimbursement from an insurance company under a home insurance policy for a loss to property. Claim
A period of up to two years during which a life insurance company may deny payment of a claim because of suicide or a material misrepresentation on an application. Contestability
When a policy is guaranteed to pay out but there is a limited death benefit within the first two years. This occurs when the second health question is answered yes or left blank Guaranteed Issue
The person or organization covered by an insurance policy. Insured
The termination of an insurance policy because a renewal premium is not paid by the end of the grace period. Lapse
The contract issued by the insurance company to the insured. Policy
Relative incidence of death within a particular group categorized according to age or some other factor such as occupation, sex, or ethnicity. Actuaries use these tables to estimate insurance premiums for products being sold. Mortality
The person or party who owns an individual insurance policy. This person may be the insured, the beneficiary, or another person. This person usually is the one who pays the premium and is the only person who may make changes to a policy. Policy Owner
The process by which a life insurance company puts a policy back in force after it lapsed because of nonpayment of renewal premiums. Reinstatement
The termination of an insurance contract by the insurer when material misrepresentation has occurred. Rescission
A written agreement attached to the policy expanding or limiting the benefits otherwise payable under the policy. Also called an "endorsement." Rider
The person who reviews an application for insurance and decides if the applicant is acceptable and at what premium rate. Underwriter

    Customize    

Accounting Terms: Back to Basics Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

describes the sources and uses of cash for a reporting period Statement of cash flows
charge for using money until repaid at a future date Interest
security that represents ownership in a corporation; holders exercise control by electing a board of directors and voting on corporate policy Common stock
amount by which a company's value exceeds the value of its individual assets and liabilities Goodwill
class of ownership in a corporation that has a higher claim on its assets and earnings than common stock Preferred stock
net sales minus cost of goods sold Gross profit
record within an accounting system where increases and decreases in a specific asset, liability, equity, revenue, or expense are entered and stored Account
process of allocating the cost of an intangible asset to expense over its estimated useful life Amortization
an entry that increases asset and expense accounts, and decreases liability, equity ad revenue accounts Debit
income statement, balance sheet, statement of changes in owner’s equity, and statement of cash flows Financial statements
customers and other individuals and organizations who owe a company Debtors
journal entry at the end of an accounting period to bring an asset or liability account to its proper amount and update the related expense or revenue account Adjusting entry
total cost of an asset less its accumulated depreciation Book value
an asset created by selling products or services on credit Accounts receivable
method to assign cost to inventory that assumes items are sold in the order acquired FIFO
entity created by law and separate from its owners Corporation
inflows of assets in exchange for products and services provided to customers as part of a company’s operations Revenues
length of time an asset will be productively used in the operations of a business Useful life
occurs when expenses exceed revenues Net loss
merchandise a company owns and expects to sell in its normal operations Inventory
estimate of amount to be recovered at the end of an asset's useful life Salvage value
expense created by allocating the cost of plant and equipment to periods in which they are used; represents the expense of using an asset Depreciation
resources owned or controlled by a company that provide expected future benefits to the company Assets
a liability created by buying products or services on credit Account payable
obligations due to be paid or settled within the longer of one year of the operating cycle Current liabilities
equals a corporation’s accumulated net income (loss) for all prior periods that has not been distributed to shareholders Retained earnings

    Customize    

Insurance Review Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Provides payments for both liability and property insurance on a vehicle automobile-insurance
Receives money if a person dies beneficiary
Out-of-pocket money paid by policyholder before an insurance company deductible
Money paid for health care health-insurance
Financial product purchased to protect one against the risk of loss insurance
The chance of loss from an event that cannot be entirely controlled risk
Someone who relies on someone else for income dependent
Provides payment payment beneficiaries who were named by the insured person life-insurance
When the act of insuring an event increases the likelihood that the event will happen moral-hazard
A person who owns the insurance policy policyholder
The money paid to an insurance company to purchase policy premium
Cash set aside that can be used to cover the costs of unexpected expenses emergency-savings
A formal request to an insurance company asking for a payment when the policyholder has an accident, illness, or injury claim
Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid co-insurance
Provides payments to replace earnings during times when workers cannot work due to illness or injury disability-insurance
Employers may offer employees benefits in the form of products of services that add extra value for the employee beyond earned wages employee-benefits
The donation of a product or service in place of cash in-kind-income

    Customize    

Insurance Terms Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Business person who analyzes the probabilities of risk/risk management. Actuary
Person who sells, services, or negotiates insurance policies either with a company or individually. Agent
Physical injury that can include sickness/disease to a person Bodily Injury
A clause in most property insurance policies to encourage policyholders to carry a good amount of insurance. If the insured person doesn’t maintain the amount specified in the clause (usually 80%), the insured person will share a higher proportion of the loss. Coinsurance
The date when an insurance company issues a policy. Date of Issue
Portion of the insured loss paid by the policyholder Deductible
Amount at which an asset can be bought or sold in a transaction between willing parties. Fair Value
The termination of a policy due to failure to pay the required renewal premium. Lapse
It is a state assistance program, to provide hospital and medical expense insurance to people over 65 years of age. Medicare
Money charged for the insurance coverage reflecting expectation of loss. Premium
Uncertainty including the possibility of loss by an unexpected event for which insurance is used for. Risk
homeowners insurance sold to tenants living in the described property. Tenants
The person who identifies and classifies the degree of risk posed by the person trying to be insured. They determine whether or not coverage should be provided and what the rate should be Underwriter
Insurance that will cover an employer’s liability for injuries or death to people in their employment Workers' Compensation
The amount that has to be paid by the insured person during a calendar year before the insurer is responsible for more loss costs Deductible

    Customize    

Insurance Billing/Terminology Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

The process of establishing the need for a service? medical necessity
A provider's list of charges for services provided. fee schedule
The amount the insurance company determines to be customary price for a service, usually less that what the provider charges? allowed amount
Fixed percentages of the cost of a service paid by the patient or a second insurance? coinsurance
Fixed amount paid by the patient at the time of service? copayment
Payment for health insurance policy? premium
A complete correct claim or a claim with no errors? clean claim
The primary provider who arranges for specialists or hospitalizations? gatekeeper
The medical insurance policy that is billed first? primary policy
National Provider Identification NPI
Centers for Medicare and Medicaid Services CMS
Managed Care Organization MCO
Diagnosis Related Group DRG
Medigap MG
Advance Beneficiary Notice ABN
Coordination of Benefits COB
Primary Care Provider PCP
Fee-For-Service FFS
Common for insurance to require approval for? elective procedures
Used to identify a procedure on a claim form? CPT
Family members of the insured are called? dependents

    Customize    

Financial Planning with Life Insurance Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A person designated to receive something, such as life insurance proceeds, from the insured. beneficiary
Life insurance that does not provide policy dividends also called a nonpar policy. nonparticipating policy
Insurance that provides policy dividends, also called a par policy. participating policy
Life insurance protection for a specified period of time sometimes called temporary life insurance. term insurance
An insurance plan in which the policy holder pays a specified premium each year for as long as he or she lives; also may be called a straight life policy. Whole life insurance
The amount received after giving upa life insurance policy. cash value
A whole life policy that continues term insurance and investment elements. universal life insurance
A provision that allows the insured not to forfeit all accrued benefits. Nonforfeiture clause
A document attached to a policy that modifies its coverage rider
A benefit under which the company pays twice the face value of th epolicy if the insured's death results from an accident. double indemnity
A method of evaluating the cost of life insurance by taking into account the time value of money. interest-adjusted index
The insurance company pays the face amount of the policy in one installment to the beneficiary or to the estate of the insured. lump-sum payment
The option that provides for payment of the life insurance proceeds in equal periodic installments for a specified number of years after year death. limited installment payment
Life insurance option that pays the beneficiary for as long as he/she lives. life income option
The life insurance proceeds are left with the insurance company at a specified rate of interest. The company acts as trustee and pays the interest to the beneficiary. proceeds left with the company
A contract that provides a regular income for as long as the person lives. annuity

    Customize    

Basics of Health Insurance Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

An established schedule of fees set for services performed by providers and paid by the patient fee for service
protection in return for periodic premium payments that provides reimbursement of expenses resulting from illness or injury Health insurance
the sum of money paid at the time of medical service; it is a form of coinsurance copayment
provision frequently is found in medical insurance policies whereby the policyholder and the insurance company share the cost of covered losses in a specified ratio coinsurance
Civilian Health and Medical Program of the Veterans Administration known as CHAMPUS
states that when an individual is covered under two insurance policies, the insurance plan of the policyholder whose birthday comes first in the calendar year (month and day, not year) becomes the primary insurance. birthday rule
A term used in managed care for an approved referral authorization
a payment method used by many managed care organizations in which a fixed amount of money is reimbursed to the provider for patients enrolled during a specific period of time, no matter what services were received or how many visits were made. Capitation
a letter or statement from Medicare that describes what was paid, denied, or reduced in payment. EOMB
Pays expenses involved in the care of the teeth and gums Dental care
Protects a person in the event of a certain type of accident, such as an airplane crash Special risk insurance
Often includes benefits for medical expenses payable to individuals who are injured in the insured person’s home or during an automobile accident Liability insurance
Covers a continuum of maintenance and health services for chronically ill, disabled, or mentally retarded individuals Vision care
Provides payment of a specified amount on the insured’s death Life insurance
Pays the cost of all or part of the insured person’s hospital room and board and specific hospital services Hospitalization
a review of individual cases by a committee to make sure services are medically necessary and to study how providers use medical care resources utilization review
40. An insurance term used when a primary care provider wants to send a patient to a specialist referral
periodic (monthly, quarterly, or annual) payment of a specific sum of money to an insurance company for which the insurer, in return, agrees to provide certain benefits premium
person who pays a premium to an insurance company and in whose name the policy is written in exchange for the insurance protection provided by a policy of insurance policyholder
a general practice or nonspecialist provider or physician responsible for the care of a patient for some health maintenance organizations gatekeeper

    Customize    

Healthcare Vocabulary Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A contract with a company where the subscriber pays a regular premium in exchange for a defined set of benefits Health Insurance
Reffered to as family doctor/PCP this person administers routine and preventive care, and makes referrals for specialty services when needed. Primary Care Provider
A provider who focuses on one area of medicine. Like a cardiologist or neurologist Specialist
A contracted, pre-determined dollar amount insurance company requires a patient to pay for a particular medical service. (It requires patients to pay a small amount upfront to deter people from seeking medical care that may not be necessary.) Copay
The contracted rate a health insurance company will pay toward a specific medical service. Allowable Charges
A contracted, pre-determined percentage of the allowable charge that a patient is required to pay for a particular medical service (after the deductible is met and before the out-of-pocket maximum is met). CoInsurance
A pre-determined annual amount patient must pay before insurance begins to cover. Deductible
Annual maximum amount patient is required to pay for in-network medical services per his/her insurance plan contract (typically, copay + coins + deductible) Out of Pocket
The person who is responsible for payment of the monthly premium, or whose employment is the basis for the coverage. Subscriber
A person entitled to health insurance benefits under the subscriber’s plan. Covered Member
Insurance Company Payor
A specific package of benefits negotiated between the company and the employer. Plan
Dates during which the insurance plan is active. Effective Dates
Explanation of Benefits is a statement from the insurance company that details payments and adjustments made for services. EOBs go to both the provider and the patient. EOB
/Response from the insurance company that states no payment will be made. (service could be not covered by the insurance plan, or the insurance company may need more information.) Denial
The order in which the claim is sent to insurance companies. If patient has more than one insurance plan, we must determine which insurance should be billed primary, secondary, etc. Primary: the first insurance company designated to pay toward their allowable charges. Secondary: the second insurance company designated to pay toward their allowable charges. Filing Order
The pathway a patient takes from one provider to another. Referrals may be required by insurance before a patient can be seen by the other provider. Referral
The process whereby a physician must obtain insurance approval before a patient receives certain treatment or drugs (study, test, procedure, surgery.) Authorization

    Customize    

Basic Insurance Terms Review Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Cancellation of a policy with Cash Value Surrender
Special provision expanding the policy Rider
Termination of a policy without Cash Value Cancel
Person covered by the policy insured
Name of the department Customer Retention
Manager of Training & Quality Ashley Thompson
Director of Customer Retention Marc Massad
Various ways to use the Cash value NFO
Type of permanent coverage whole
Main insurance holding company Globe Life
Receives policy proceeds beneficiary
Responsible for making premium payments payer
NFO used to purchase a paid up policy RPU
31 Days past due from the policy PTD Grace period
Insurance for a specific amount of time Term
Payment to keep policy in force premium
Putting the policy back in force reinstatement
Has all rights to the policy Owner
Borrowing against the Cash Value Loan
No coverage is in force lapsed

    Customize