Type
Crossword
Description

Claim Owner CSC
Exposure owner Adjuster
Section of the screen where it shows basic and financial information that provides a quick view of the state of the claim. Claim headline
A management tool that helps supervisors and managers manage their groups. Dashboard
New word for "excess" in ClaimCenter Deductible
Claimed items Incident
Claims registration Intake
A list of all legal matters related to the claim Litigation
Claims Cause Code in ClaimCenter vernacular Loss Cause
Assessor Adjuster
In ClaimCenter it refers to the Third Party for a recovery claim Responsible party
Estimate Reserve
The legal right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured. Subrogation
Supplier Vendor

Insurance Crossword

Type
Crossword
Description

The state of being responsible for something Liability
What to use when the roof is bad endorsement
Temporary coverage binder
Insured's portion of Loss Deductible
A Loss where there is no value left total
Agent remuneration Commission
Mortgagee _________ Clause
The cause of loss or damage Peril
Claim assessor Adjustor
Demand by the insured Claim
Excess policy Umbrella
Actual ______ Value Cash
Auto/Home __________ Discount
Under_______ Writer
Increases the likelihood of a loss hazard
Homeowners ____________ Insurance
Best Homeowners Insurance AdairCountymutual

Property Insurance Crossword

Type
Crossword
Description

Policy provides a list of causes of loss that are covered. NamedPerils
Policy covers all causes of loss except those specifically excluded. OpenPerils
Taking of property using or threatening bodily harm. Robbery
Taking of property that involves forcible entry to or exit from the property. Burglary
Includes any act of stealing. Theft
Specified amount of each loss the insured must bear. Deductible
Process in which a disputed claim is decided by a neutral third party. Arbitration
Cost to replace property without accounting for depreciation. ReplacementCost
Cost to repair or replace minus depreciation. ActualCashValue
Acronym used to represent to parts of a policy. Dice
Limit for a single item for a single limit. Specific
Limit for one or more items of property on a single policy with amounts on a schedule. Scheduled
Limit for property located at more than one location or more than one type of property or both. Blanket
Used to encourage insured to carry enough insurance to value. Coinsurance
An organization not normally protected by a policy but through endorsement is granted status as an insured. Additional Insured
A person protected by an insurance contract. Insured
Type of loss that causes direct damage. DIrect
Type of loss that is not the result of a peril. Indirect

Insurance Terms Crossword

Type
Crossword
Description

Business person who analyzes the probabilities of risk/risk management. Actuary
Person who sells, services, or negotiates insurance policies either with a company or individually. Agent
Physical injury that can include sickness/disease to a person Bodily Injury
A clause in most property insurance policies to encourage policyholders to carry a good amount of insurance. If the insured person doesn’t maintain the amount specified in the clause (usually 80%), the insured person will share a higher proportion of the loss. Coinsurance
The date when an insurance company issues a policy. Date of Issue
Portion of the insured loss paid by the policyholder Deductible
Amount at which an asset can be bought or sold in a transaction between willing parties. Fair Value
The termination of a policy due to failure to pay the required renewal premium. Lapse
It is a state assistance program, to provide hospital and medical expense insurance to people over 65 years of age. Medicare
Money charged for the insurance coverage reflecting expectation of loss. Premium
Uncertainty including the possibility of loss by an unexpected event for which insurance is used for. Risk
homeowners insurance sold to tenants living in the described property. Tenants
The person who identifies and classifies the degree of risk posed by the person trying to be insured. They determine whether or not coverage should be provided and what the rate should be Underwriter
Insurance that will cover an employer’s liability for injuries or death to people in their employment Workers' Compensation
The amount that has to be paid by the insured person during a calendar year before the insurer is responsible for more loss costs Deductible

Insurance Key Terms Crossword

Type
Crossword
Description

a situation involving exposure to danger. "flouting the law was too much of a risk" risk
(in business) the forecasting and evaluation of financial risks together with the identification of procedures to avoid or minimize their impact risk management
a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium. "many new borrowers take out insurance against unemployment or sickness" insurance
a person or group in whose name an insurance policy is held. policy holder
An insurance premium is the amount of money that an individual or business must pay for an insurance policy. The insurance premium is considered income by the insurance company once it is earned, and also represents a liability in that the insurer must provide coverage for claims being made against the policy. policy premium
a course or principle of action adopted or proposed by a government, party, business, or individual. "the administration's controversial economic policies" policy
the extent to which something is probable; the likelihood of something happening or being the case. "the rain will make the probability of their arrival even greater" probability
state or assert that something is the case, typically without providing evidence or proof. "he claimed that he came from a wealthy, educated family" claim
the extent to which something deals with or applies to something else. "the grammar did not offer total coverage of the language" coverage
able to be deducted, especially from taxable income or tax to be paid. "child-care vouchers will be deductible expenses for employers" deductible
covered by insurance insured
a person or company that underwrites an insurance risk; the party in an insurance contract undertaking to pay compensation. insurer
the state of being responsible for something, especially by law. "the partners accept unlimited liability for any risks they undertake" liability
serious and immediate danger. "his family was in peril" peril
a danger or risk. "the hazards of smoking hazard
DEFINITION of 'Insurance Risk Class' A group of individuals or companies that have similar characteristics which is used to determine the risk associated with underwriting a new policy and the premium that should be charged for coverage. insurable risk
DEFINITION of 'Uninsurable Risk' A hazard or condition that has either a high likelihood of loss, or in which the insurance would be considered against the law. Insurance companies limit their losses by not taking on certain risks that are very likely to soon result in a loss. uninsurable risk

Financial Terms Crossword Puzzle

Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

Legal terms Crossword

Type
Crossword
Description

_____ law is for disputes between individuals Civil
________ law is for wrongs committed against the state Criminal
lying in court while under oath Perjury
Mens ____ the mental element of a crime (2) rea
Actus ______ the physical element of a crime (2) reus
the party being sued in a lawsuit Respondent
the party suing someone else in a lawsuit Plaintiff
compensation paid to a successful litigant Damages
a previous legal decision that courts rely on to make future decisions Precedent
one of the words in ADR Alternative
a written statement under oath Affidavit
when a higher court reviews the judgement of a lower court trial Appeal
a formal accusation of a serious crime Indictment
money given to the court to ensure that the defendant will return to face trial Bail
_______________ law, used in English Canada, has been developed through case decisions by judges, not by legislation Common
____________ claim: when the defendant in a civil action sues the plaintiff right back Counter
_____________ judgements are made if the defendant in a civil action doesn't appear for the trial Default
a formal meeting before a lawsuit begins in order to disclose information or facts Discovery
to collect money or property via a court order Garnish
testimony given by a witness who tells second hand information, generally not allowed Hearsay
Habeas __________ a court order used to bring a person physically before a court in order to see if there is enough evidence to proceed to criminal trial Corpus
a court order to stop doing, or to start doing, a specific act Injunction
a resolution process where an impartial third party assists to voluntarily reach a mutually acceptable settlement Mediation
release from incarceration after serving part of a sentence Parole
temporarily, or indefinitely, stopping a judicial proceeding Stay
a civil injury or wrong to someone else Tort
_____________ damages: compensation for future lost earnings, or pain and suffering General
_____________ damages are compensation for lost wages or expenses before a civil trial begins Special
an order to appear in court to testify as a witness Subpoena

Chapter1- Health care of the past ,present and future Crossword

Type
Crossword
Description

Offical authorization or approval Accreditation
occupation or profession career
Documentation of having met certain standards certification
predetermined payment structure for health care services established by the federal government Diagnosis
state of optimal well being ,achieved through prevention of illness and injury health
payment for health care expenses , which may or may not ,in return for specified payment in advance insurance
legal dispute;lawsuit litigation
legal authority to perform an activity licensure
vacation, activity occupation
worker who assists a professional in the performance of duties paraprofessional
treatment that pretends to cure a disease Quackery
offical record of individual qualified to perform certain services Registration

Business Crossword

Type
Crossword
Description

an unincorporated business with two or more owners partnership
a business that is registered and operates apart from its owners corporation
an owner of shares of stocks in a corporation shareholders
a business that is owned by one person sole proprietorship
insurance agents debt and actions of a business liability protection
full responsibility for all debts and actions of a business unlimited liability
a participant in a partnership oh has unlimited personal liability and takes full responsibility general partner
a partner in a business who is limited to his or her investment limited partner
an entity that pays taxes on earnings C-corporation
he or she is responsible only up to the amount of the individual investment limited liability
a corporation that is taxed like a partner ship Sub chapter S corperation
a legal entity that makes money for reasons other than the owners profit nonprofit corporation
a company who's owner and managers have limited liability and some tax benefits limited liability company

5-4 Auto Insurance Crossword

Type
Crossword
Description

type of insurance that pays for the repair or replacement of an insured car if it is damaged no matter who is at fault. Usually required if there is a loan on the car. collision insurance
insurance that pays for part of the cost of a rented car if a car is disabled because of a collision. car rental insurance
insurance that covers towing or road service when a car is disabled. emergency road service insurance
a person who predicts how many customers will submit claims based on a criteria such as age or sex or marital status or driving record and residence. actuary
an extra fee paid to car insurance company for dividing an annual premium into monthly, quarterly or semiannual payments. surcharge
part of the repair or damages that a driver has to pay before the insurance company pays. deductible
covers bodily injury during an accident liable, the responsible person that pays for damages they cause with their automobile. bodily injury liability
at fault for causing an accident. You can be sued for this. negligent
contract between a person and insurance company. The driver pays a fee and the company covers certain costs when the driver makes a claim. premium, the amount paid for an insurance policy. automobile insurance
a request for payment by a driver involved in an accident to an insurance company. claim
insurance that covers a person from damages. liability insurance
insurance that covers damage a driver causes to another person's property. property damage liability
coverage that pays for injuries to a driver or passengers caused by a driver who has no insurance or does not have enough insurance to cover the medical losses. uninsured motorist protection
an added insurance coverage mandatory in some states that pays for any physical injuries that the driver or passenger sustain while in the vehicle. Also called no fault insurance. personal injury protection
same as personal injury protection. no fault insurance
insurance that covers the repair or replacement of parts of an insured car damaged by fire or vandalism or any other disaster. it also covers if the car is stolen. comprehensive insurance

Property & Liability Insurance Crossword

Type
Crossword
Description

Is insurance that protects renters from property and liability risks. Renters policy
Is an insurance that protects property owners from property and liability. Homeowner’s policy
: Is a written amendment to an insurance policy. Policyholders often use endorsement to add coverage to their policy for an additional premium. Endorsement
A provision requiring policyholders to insure their building for a stated percentage of its replacement value in order to receive full reimbursement for a loss. Coinsurance clause
Is an insurance to protect against claims for bodily injury to another person or damage to another person’s property Liability coverage
: Is a dangerous place, condition, or object that is particularly attractive to children, such as swimming pools. Attractive nuisance
Is automobile insurance that protects you own car against damage from accidents or vehicle overturning. This coverage will pay for the damage to your car in the event you are at fault and the other driver’s liability insurance does not have to pay. Collision coverage
Is automobile insurance that pays for medical, hospital, and funeral costs of the insured and his or her family and passengers, regardless of fault. injury protection
Is automobile insurance that pays for your injuries when the other driver is legally liable but unable to pay. motorist coverage
Is automobile insurance in which drivers involved in an accident receive reimbursement for their medical and repair expenses from their own insurer. No fault insurance
Known as personal catastrophe policy, supplements your basic auto and property liability coverage by expanding reimbursement limits and including some risks that were excluded in the basic coverage. Umbrella insurance
: Is insurance coverage for the insured’s move able property wherever it may be located. Floater
The causes might be fire, theft, tornado, hail, water, falling objects, natural disasters, and acts of vandalism. Comprehensive