Type
Crossword
Description

In the event of a bereavement a spouse may get this survivor benefit
if you a person to recieve a lump sum on death other than a spouse you need to do this nominate
HMRC will issue this prior to you recieving a pension taxcode
who deals with pensions in payment payroll
LTA is what lifetime allowance
this may effect your pension if you have retired early on a full pension abatement
a member who no longer works or contributes to the pension has what status? deferred
what can you not request after 2 years total contribution refund
You can take your 24 hour break over a weekend or what else bank holiday
1995, 2008 and 2015 are all what schemes
GP's and dentists are classed as practitioner
A porter and a consultant would be classed as officer
Where can I see my pension benefits trs
what do I need to create to change a pensioners bank details workflow
we have gone over an sla for members statement, what should I create referral
what is the name of the knowledge base dynamics
a form of defined benefit pension scheme which uses your earnings throughout your career to calculate your pension care
this rate refers to the amount of pension you earn each year and is usually shown as a fraction of your pensionable pay. accrual
when I stop work and claim my pension retire

Financial Terms Crossword Puzzle

Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

CRP Word Search

Type
Word Search
Description

valid
application
increase
proof of entrty
CRDO
Contributory
spouse
Social Insurance Number
Service Canada
Certified copy
Baby bonus
Family Allowance
Child Tax Benefit
low income
born
Parents
Dependants
Earnings
Contributions
Retirement
Disability
Canada Pension Plan
Benefit
Legal Custody
Seven
Primary Caregiver
MQP
Revenue Canada
Waiver
Child Rearing Provision

Reading A Paycheck Stub Crossword

Type
Crossword
Description

Lists paycheck deductions as well as other important info paycheck stub
The employee's full name, address, and social security # personal info
Total amount of money earned during the pay period before deductions gross pay
total amount of money left after all deductions are taken out net pay
The amount of money deducted from the gross pay for taxes, medicare, or benefits deductions
The % deducted from an individual's paycheck to assist in funding the state state withholding tax
Federal Insurance Contribution Act fica
Nation's retirement program, provides retirement income for the elderly and pays disability social security
The nation's healthcare program for the elderly and disabled medicare
The amount an employee contributes each pay period to a retirement plan retirement plan
The amount taken from your paycheck for medical benefits medical
The amount by laws for employers to withhold from earned wages federal tax
Totals of all deductions from January 1st to the day of the pay period year to date
Length of time for which an employee's wages are calculated pay period
Compulsory charges imposed on citizens by local, state, and federal governments taxes
Collects federal taxes, issues regulations, and enforces tax laws written by the U.S. irs
Employers directly deposit employee's paycheck into the employee's authorized account direct deposit
Electronically carries the employee's net pay payroll card
Used to determine the amount of federal taxes withheld from the paycheck allowence
A person who relies on the tax payer for financial support dependent

High School Graduation Crossword

Type
Crossword
Description

What you say to all of your freinds as you leave goodbye
throw it in the air at the end of the ceremony graduationcap
you recieve this upon graduating diploma
choosing which one to go to after graduating can be difficult college
Don't for get to sign all of your freinds __________! yearbooks
Make sure you smile in all of your _________________! photos
The smartest one at graduation valedictorian
When you recieve your diploma you move your ______________ from right to left. tassel
Listen to the validictorian give his _______________. speech
These invite all friends and family to the ceremony invitations
Pomp & _________________________ Circumstance
Hopefully you get one of these so you don't have to pay too much for college Scholarship
Another word for graduation commencement
BFF Bestfriendsforever
The students as a whole. class
Don't forget to thank them for getting you this far. parents
instructors and coaches teachers
Celebrate till early morning party
The robe you wear gown
They'll be there in the audience cheering you on. Family
You'll look back at these and smile. moments
Don't forget to send these out when all is said and done. Thankyous
General ___________________ Developement Education
Prom, Dance or __________. cotillion

Paycheck Basics Crossword

Type
Crossword
Description

Amount subtracted from gorss pay Deductions
wages going directly to employee's bank account from eemployer's Direct Deposit
Federal Insurance Contribution Act: including social security and medicare FICA
Form used to prove citizenship Form I-9
States the amount of money earned and taxes paid throughout the previous year: wage and tax statement Form W-2
Determines the amount of money withheld for taxes: Employee's Withholding Allowance Certificate Form W-4
Total amount of money earned before payroll withholdings Gross Income
Health program for disabled and elderly Medicare
Amount of check often referred to as the "Take home Pay" Net Income
Length of time for which an employee's wages are calculated Pay Period
Paper Payment for earned wages Paycheck
Document that employee's receive either as a notice of payment and deductions Paycheck stub
Electronic card that carries the earned wages on it Payroll card
Items deducted from gross income Payroll deductions
Provides retirement income for the elderly and pays for disability benefits Social Security
Net income and the amount and employee receives after payroll deductions Take Home Pay
Required charges of citizens by local, state, and federal governments Taxes
Amount required by law for employers to withhold from earned wages to pay taxes Withholding Tax
Accumulated deductions for the year Year to Date

Income Tax Terms Crossword

Type
Crossword
Description

You are responsible to filer your taxes compliance
Another name for social security tax FICA
An S.S. 5 is an application for _____ number. socialscecurity
A W-4 is called ______ Allowance Certificate. Withholding
Who completes a W-4? you
W-2 is your _______ and Tax Statement. Wage
Who completes the W-4 Form? Employer
You should receive your W-2 by the end of this month January
You need to file your income taxes by the 15th of this month April
1040 is the only tax _______ for 2018. form
A tax that takes a higher % from high-income groups. Progressive
A tax that takes the same % from all income groups. regressive
An example of a progressive tax is the _______ tax. income
An example of a regressive tax is the _______ tax. sales
Money before any deductions. gross
Income a person receives from a bank account. Interest
Federal agency responsible for collecting income tax. IRS
Income that you must pay federal tax on. taxable
A form you receive from the bank if you earned interest is a 1099 _______ INT
Where you find your tax liability TaxTables
Single, Married Filing Jointly, and Married Filing Separately FilingStatus
This is determined by your W-4 Form Allowances
The amount of tax you must pay is called your tax _______. Liability
If your filing status is single you will receive a $12,000 _______ deduction. Standard
Business expenses, charitable contributions, medical expenses are _______ deductions. Itemized
Most common way income taxes are filed efile
If your total tax payments are greater than the total tax you owe. refund
A review of your tax return by the IRS audit
Health Savings Account HSA
Individual Retirement Account IRA

Elements of Art Crossword

Type
Crossword
Description

colors that are next to each other on the color wheel analogous
when a color is mixed with white tint
when a color is mixed with black shade
when a color is mixed with gray tone
what you get when you mix primary and secondary colors tertiary
the lightness or darkness of tones or colors value
this ranges from black to white when working with value value scale
this color scheme comes from a single hue mixed with tones, tints and shades monochromatic
these are the main 3 colors needed to create all other colors primary
these colors are created when you mix primary colors together secondary
this is created when light his an object...it lets us see the _____ of an object color
these colors are opposite one another on the color wheel complementary
this element of art is a point (or dot) moving through space to create a shape line
patterns of repeating lines that fill a space zentangle
two dimensional objects that are drawn (ex: circles, squares, triangles) shape
three dimensional objects that are drawn using lines form
this element of art refers to distances around, to and from or between areas space
this can be positive or negative on your paper when sketching space
The many different ways, or views, that can be used while sketching perspective
you give the illusion of this by adding details to the surface of your artwork texture

Answer Key Crossword

Type
Crossword
Description

A account that allow you to deposit money, make withdrawals, and make transfers from the funds on depoist Checking account
Tell the bank to transfer the funds to the check holder Check
Moving funds electronically Electronic funds transfer
Recieves both the paper and electronic forms of a check Payee
The owner of the account Drawer
When the bank allowing the money to be send, and when the check is good Check Clearing
Can put money into your account with this small piece of paper Deposit slip
Puts check directly into the account Direct deposit
Must be clear before it is lift by the bank, ( as some to do with your account) Hold
The check is not valid unless the payee writes or stamps the check Endose
Once the money is paid to the payee, what happens to the check Canceled
you don't have the money for something Insufficient funds
where you charged money for using more then you have overdraft
a machine where it allow you to draw out money from your account Automated teller Machine
your 4 digit number protect the money in your account Personal Identification Number
where you pay monthly to bank with someone Maintenance fee
where you can earn money by bank with someone Interest
once person has access to this account only Single Account
a account control by more than one person. Joint Account
what is it call that keeps track of everything you purchase and make withdrawals from check register

Banking Terms Crossword

Type
Crossword
Description

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

P E N S I O N BINGO

Type
Bingo Cards
Description

20%
LEGISLATOR
GOVENOR BEVIN
CRS
TRS
PENSION
RETIREMENT
COLA(s)
401(K)
GENERAL ASSEMBLY
KASA
SOCIAL SECURITY
TEACHERS
SICK LEAVE
TAX PAYER
CONTRIBUTIONS
LOCAL SCHOOL DISTRICTS
PUBLIC EMPLOYEES
BILL
SPECIAL SESSION
BENEFITS
2% EXPENSE
PESPA
www.Irc.ky.gov

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