Type
Word Search
Description

Properties
Multifamily
Apartments
Transunion
FormsPlus
Partnerships
Naeem Kayani
RegistryCheck
ResidentKey
Fraud
Yardi
Rentals
Equifax
Jenark
MRI
Rent
Appfolio
RealPage
Insurance
MyRental
CrimSafe
SafeRent
Resman

Personal Finance Word Search

Type
Word Search
Description

equity
foreclosure
lien
inflation
finance charge
IRA
liquidity
credit reporting company
beneficiary
equifax
net worth
liabilities
identity theft
transunion
experian
stocks
mutual fund
principal
savings account
municipal bond
payday loan
investments
installment plan
deductible
diversification
certificate of deposit
compound interest
collateral
creditor
bankruptcy
FAFSA
grants
scholarships
insurance

RPS Word Search

Type
Word Search
Description

Properties
Multifamily
Apartments
Transunion
FormsPlus
Partnerships
Naeem Kayani
RegistryCheck
ResidentKey
Fraud
Yardi
Rentals
Equifax
Jenark
MRI
Rent
Appfolio
RealPage
Insurance
MyRental
CrimSafe
SafeRent
Resman

5-4 Auto Insurance Crossword

Type
Crossword
Description

type of insurance that pays for the repair or replacement of an insured car if it is damaged no matter who is at fault. Usually required if there is a loan on the car. collision insurance
insurance that pays for part of the cost of a rented car if a car is disabled because of a collision. car rental insurance
insurance that covers towing or road service when a car is disabled. emergency road service insurance
a person who predicts how many customers will submit claims based on a criteria such as age or sex or marital status or driving record and residence. actuary
an extra fee paid to car insurance company for dividing an annual premium into monthly, quarterly or semiannual payments. surcharge
part of the repair or damages that a driver has to pay before the insurance company pays. deductible
covers bodily injury during an accident liable, the responsible person that pays for damages they cause with their automobile. bodily injury liability
at fault for causing an accident. You can be sued for this. negligent
contract between a person and insurance company. The driver pays a fee and the company covers certain costs when the driver makes a claim. premium, the amount paid for an insurance policy. automobile insurance
a request for payment by a driver involved in an accident to an insurance company. claim
insurance that covers a person from damages. liability insurance
insurance that covers damage a driver causes to another person's property. property damage liability
coverage that pays for injuries to a driver or passengers caused by a driver who has no insurance or does not have enough insurance to cover the medical losses. uninsured motorist protection
an added insurance coverage mandatory in some states that pays for any physical injuries that the driver or passenger sustain while in the vehicle. Also called no fault insurance. personal injury protection
same as personal injury protection. no fault insurance
insurance that covers the repair or replacement of parts of an insured car damaged by fire or vandalism or any other disaster. it also covers if the car is stolen. comprehensive insurance

Acquiring Housing: Renting versus Buying Chapter 6 Interior Design Crossword

Type
Crossword
Description

A person who owns a property and rents it to someone else. landlord
Someone who pays rent o use or occupy property owned by someone else. tenant
The money a lending company charges a buyer for a loan. interest
Individual ownership of a unit in a multifamily dwelling, such as an apartment or town house. condominium ownership
A form of home ownership in which residents of a multifamily building purchase stock in a nonprofit corporation that owns the building and its grounds. cooperative ownership
A fee paid by a renter to cover the cost of any future damage that may be caused to the unit. security deposit
An insurance policy that covers personal property against loss by theft, fire or other hazards. renter's insurance
A deposit a potential buyer pays to show that he or she is serious about buying a home. earnest money
A partial payment of cash made at the time of purchase. down payment
Fees due at the time a home purchase is finalized. closing costs
The original amount of a loan (not including interest); also the portion of a loan payment that goes toward reducing the original amount of a loan. principal
A home loan. mortgage
The amount a person earns before taxes and other deductions are taken out. gross income
Expenses, such as rent, that are fairly constant and that must be paid regularly. fixed expenses
Expenses that vary in amount and that do not occur regularly. flexible expenses

Financial Aspects of Business Word Search

Type
Word Search
Description

life in
liability insurance
property insurance
insurance policy
human risks
natural risks
economic risks
risk management
credit union
equity capital
capital
start up cost
personal statement
business plan
corporation
limited parternship
General Partnership
Partnership
Sole Proprietorship
Franchise
Entrepreneurship
Product Service Warranty
Cash flow Statement
Equity
Long term Liabilities
Curent Liabilities
Fixed Assets
Current Assets
Balance Sheet
Continuing cost
One time costs

Business Crossword

Type
Crossword
Description

an unincorporated business with two or more owners partnership
a business that is registered and operates apart from its owners corporation
an owner of shares of stocks in a corporation shareholders
a business that is owned by one person sole proprietorship
insurance agents debt and actions of a business liability protection
full responsibility for all debts and actions of a business unlimited liability
a participant in a partnership oh has unlimited personal liability and takes full responsibility general partner
a partner in a business who is limited to his or her investment limited partner
an entity that pays taxes on earnings C-corporation
he or she is responsible only up to the amount of the individual investment limited liability
a corporation that is taxed like a partner ship Sub chapter S corperation
a legal entity that makes money for reasons other than the owners profit nonprofit corporation
a company who's owner and managers have limited liability and some tax benefits limited liability company

Chapter 8 Buying a House Crossword

Type
Crossword
Description

a person who rents a house or apartment Tenant
the person or people that own a rented house or apartment Landlord
a form of home ownership where each unit is individually owned Condominium
The money given to the landlord from the tenant as protection in the event that the tenant causes damage to the rented property; refunded when the tenant moves out if there is no damage, and can range from 1 to 4 month’s rent. Security Deposit
A mortgage in which the monthly payment and the APR may change, as specified in the signed agreement. Adjustable Rate Mortgage (ARM)
The act by a bank of taking possession of a home when the homeowner cannot pay the mortgage. Foreclosure
Required by mortgage holders, a type of insurance that covers damage to the home due to fire and other natural disasters; also covers the contents of the home in case of theft or vandalism. Homeowner’s Insurance
a factor banks use when deciding whether to lend money for a mortgage; ideally <28% Front-end Ratio
a factor banks use when deciding whether to lend money for a mortgage; ideally <36% Back-end Ratio
A ratio of monthly expenses to monthly gross income; offers a realistic view as to where a person stands financially with the amount of debt presently being carried. Debt to Income Ratio
The money the bank collects from borrowers, for insurance and property taxes; the bank pays those bills for the homeowner when they are due. Escrow
costs that occur on a regular basis Recurring Cost
one-time costs Non-Recurring Cost
What % of gross income people should spend on rent? 25% - 30%
The earnest money, or good-faith deposit, is the money paid to the seller by an interested buyer to show that the buyer is serious about buying the house. Earnest Money Deposit

Finding an Apartment Crossword

Type
Crossword
Description

The company or individual who owns an apartment Landlord
A legal document signed by both the tenant and the landlord that contains the terms of the agreement, such as the names of the tenant, the rent amount, and the responsibilities of the landlord and tenant Lease
An important safety consideration that also determines your ease of getting to work, buying groceries, and so on. Location
The amount of time required in advance if either the landlord or the tenant wishes to discontinue the rental agreement. Notice
The payment, usually monthly, that the tenant pays to the landlord. Rent
A sum of money, usually equal to one month's rent held by the landlord to cover any damage to the apartment caused by tenant Security Deposit
The person renting the apartment Tenant
The length of the rental agreement, usually a period of one year Term
One individual apartment. A large apartment building may contain 20 or more Unit
Services needed to make to make a house or apartment functional, such as hot water, electricity, natural gas and cable and internet service Utilities

Forms of Business Ownership Word Search

Type
Word Search
Description

liscense
partnerships
health insurance
sole proprietorship
benefits
shareholder
Joint venture
Nonprofit corporation
Limited partnership
Limited liability company
general partnership
corporation

Want to earn a $50 rent credit? Crossword

Type
Crossword
Description

When a resident is planning to move out, this Notice need to be provided to the Leasing Office 30 days in advance. NoticeofIntenttoVacate
A legally binding contract that provides parameters on what a Property Management company provides, and what a tenant is responsible for. Rentalagreement
When a resident would like to add or remove a person from their Rental Agreement, this form needs to be signed. Roommateaddendum
When a resident causes a disturbance or damage to the property, has an unauthorized occupant, an unsightly patio, they will receive this notice. NoticeofViolation
When a resident is smoking in an nonsmoking area or has an unauthorized pet in their unit, failed to clean up waste or garbage, they will receive this notice. NoticeofNoncompliance
If the resident receives a Notice of Violation or Notice of Noncompliance and does not cure it, or does not pay rent, they will receive this notice before being sent through the eviction process. ForCauseNotice
If a property management company is unable to renew your lease after it ends, 90 days pior to the end date this notice would be provided. 90dayEndofTenancyNotice
If a resident does not pay rent before the 9th of each month, or if they have signed Petition to pay rent late, they will receive this notice. 72hournotice
Residents can apply to be on this council that meets monthly to provide CHNW student input. ResidentCouncil
A student held position that lives in the building, organizes events and responds to After Hours Emergency calls. ResidentAmbassador
This Manager takes care of the real estate, staffing and enforcing policies. PropertyManager
This position title is the person you signed your lease with, collects rent checks, enforces policies and can provide leasing resources. LeasingConsultant
A type of fire that should be put out with salt and not water. Greasefire
A type of insurance that provides liability insurance and the tenant's personal property is covered against named perils such as fire, theft, and vandalism Rentersinsurance
When a resident would like to move before their Rental Agreement ends, they can find another student to fulfill the lease by going through this process. LeaseTakeOver
This money is payed before moving into a unit, and refund 31 days after moving out, depending on the condition of the apartment. SecurityDeposit
This Law governs the rental of commercial and residential property. It is composed primarily of state statutory and common law Landlordtenantlaw
If this CHNW form is signed before the 9th of any given month, a Resident can pay rent late without any penalties. Petitionforlatepayment
When a resident is experiencing a unique situation where a CHNW policy is effecting ones ability to achieve academically, effects health or financial well being, they can fill out this form to potentially receive an accommodation. AppealsandAccommodationsForm
If a student is having a one time financial issue, and is unable to pay for a months of rent, they can apply for this grant through CHNW. Housinggrant
CHNW requires residents to have a .....of half time enrolled, 3 out of 4 terms a year. Studentstatus
If something is broken in a residents unit, they can put in a ....through the tenant portal. Maintenancerequest