Type
Word Search
Description

unforeseen events
major expenses
medical care
modern medicine
retirement
inheritance
bond
rent
financial goals
debt
financial planning
breadwinner

BUDGETING Word Search

Type
Word Search
Description

Debt
Budget
Goals
Finances
Loans
Savings
Discount
Income
Expenses
Spend
Employment
Rent
Bills
Payments
Cheques
Numbers
SPC
Coupons
Cards
Credit
Debit
Money

Financial Terms Crossword Puzzle

Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

Financial Literacy Bingo Cards

Type
Bingo Cards
Description

opportunity cost
human capital
budget
financing
fiscal
saving
financial goal
interest
credit report
reconcile
introductory rate
income
expenses
risk/reward relationships
trade-off
incentive
disincentive
credit
financial literacy
personal finance
sinking fund
economy
financial plan
debt

    Customize    

Financial Literacy Word Search

Type
Word Search
Description

loan
rate
credit
debit
paymet
instalment
retirement
medicare
social security
medical
semimonthly
weekly
biweekly
salary
net income
gross income
groceries
sewer
water
electricity
gas
utilities
mortgage
investment
interest
income
budget
expense
premium
insurance
saving
checking
rent
lease
emerbency fund
purchase

Budgeting Crossword

Type
Crossword
Description

An essential item required for life. Need
Something unnecessary, but desired. Want
A fundamental belief about what is desirable, worthwhile, and important to an individual. Value
A spending plan for managing money during a given period of time. Budget Plan
Money earned through employment and investments. Income
An amount of money spent to buy goods and services for yourself. Expense
An amount of money that is the same each time you pay. Fixed Expense
Costs that change in amount each time they are paid. Variable Expense
Something owed to another - an obligation. Debt
A debt for which you are liable for - financial obligation. Liabilities
A value that is owned. Assets
To divide/distribute as necessary. Allocate
Ability to pay all debts. Solvent
Inability to pay all debts. Insolvent
The amount by which assets exceeds liabilities. Net Worth
Specific, Measurable, Attainable, Realistic, Time Bound SMART

Budget Bingo Cards

Type
Bingo Cards
Description

Regular CDs MMAs
Treasury
Investment
Dividends
Pay Day Loans
Couponing
S.T.E.M.
Credit Score
Impulse buying
Pay Back Debt
Legal penalties
Fraud
Income
Stocks & Bonds
ABA Routing #
Bad Credit
Deposit
Liberal Arts
Credit Unions
Shareholder
Valuable
Discretionary expense
Family interaction
financial action plan
Banks keep money safe

    Customize    

Unit 6: Introduction to Investing Crossword

Type
Crossword
Description

Investment contracts in which the investor exchanges a sum of money for a series of payments over time. annuities
A loan to a company to finance a wide array of business purposes—from short-term inventory financing to long-term investments in equipment. commercial loan
A method of interest payment. This is calculated by adding the interest earned by the investment to the previously earned interest. Each time interest is added to your savings the next interest amount is compounded on the new balance. compound interest
A combination of two or more corporations engaged in entirely different businesses that fall under one corporate structure. conglomerate
Regularly purchasing stocks or mutual funds, whether they are high or low, by investing a constant dollar amount so that over the long term the high and low prices of the investment products average out. dollar-cost averaging
An employer-sponsored retirement plan that allows a worker to save for retirement while deferring income taxes on the saved money and earnings until withdrawal. 401k
A riskier type of investment with a higher potential for return. Examples include stocks, bonds, and mutual funds growth investment
Subject to fast, extreme changes in price or value. volatile
Planning investments and other transactions to match the money and other assets available to an individual over time to the ways in which they want to spend those assets, including personal consumption, charitable donations, support for family members, and gifts. wealth management
A legal relationship in which one person or company holds property, which can include money, real estate, stocks, bonds, collections, automobiles, and personal possessions for the benefit of another. trust
Accounts that can receive and hold funds for a specific purpose such as retirement, college tuition, or medical expenses. If these accounts are established according to federal tax rules, the owner of the account will not have to pay income taxes on the money placed in them until it is withdrawn tax-deferred accounts
The rule is a simplified way to determine how long an investment will take to double, given a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself. rule of 72
The chance that the rate of return on an investment will be different from what you expected. risk
Accounts that permit individuals to save and invest funds without paying taxes on the income from the investment as long as the proceeds are eventually applied to legitimate educational expenses at an accredited institution. educational plans
The strategy of pursuing an assortment of investments to minimize the effects of risk and volatility. diversification
Helping individuals or a family determine in advance what will happen to their money and other assets after the death of one or more individuals in the family. estate planning
Describing a future financial goal and computing the kinds of income, savings, and investment that will be necessary to achieve the financial goal. financial planning
A safer type of investment with a lower potential for return but that provides regular incomes to investors. Examples include savings accounts and certificates of deposit. income investment
The percentage return on an investment over a set time period, usually a year. interest rate
The original amount of money a person invests (as opposed to interest). principal
The amount of money gained or lost on an investment relative to the amount of money invested, usually expressed as an annual percentage. rate of return
Anticipating a desired or necessary future income after retirement and then creating a plan for the amount of savings and investment needed to create that future income. retirement planning
A company whose main business is holding securities of other companies purely for investment purposes. The investment company invests money on behalf of shareholders who in turn share in the profits and losses. investment service
The ease with which an investment can be converted into cash. liquidity

Chapter 8 Crossword

Type
Crossword
Description

An orderly program for spending, saving, and investing the money you receive. FINANCIAL PLAN
Expenses that may change according to needs and short-term goals. VARIABLE
Amounts of money owed to others, also known as debts. LIABILITIES
Expenses that remain constant and cannot be easily changed or removed from a budget. FIXED
When income exceeds expenses, the difference is called a(n) ________. CASH SURPLUS
When you subtract your debts from the total amount of things you own, the difference is known as NETWORTH
Money you have to spend as you wish—after all required taxes and deductions disposable income
A(n) _________ is an organized plan whereby you match your expected income with expenses and savings. budget
Items of value that a person owns. assets
When you subtract your debts from the total amount of things you own, the difference is known as... net worth
Disposable income minus all obligated payments. Discretionary income

Health and Wellness Word Search

Type
Word Search
Description

stress
coping
activities
responsibility
physical
reliable
occupational
intellectual
spiritual
balance
give back
mental
swimming
hydrate
biking
yoga
eating healthy
no smoking
emotional
debt free
financial
savings
laugh
volunteer
walking
exercise
hygiene
therapy
church
wellness
pray
goals
prescriptions
social

Financial Literacy Word Scramble

Type
Word Scramble
Description

Financial Literacy
Savings
opportunity cost
financing
financial goal
reconcile
expenses
incentive
economy
human capital
fiscal
interest
introductory rate
risk relationships
reward relationship
disincentive
personal finance
financial plan
budget
saving
credit report
income
trade-off
credit
sinking fund
debt