Certification Of Trust
LUM Beneficiary Change
LUM Collateral Assignment
LUM Ownership change
PBP Bank Change
LUM Index Request
LUM Name Change
expenses beyond your regular monthly spending (Emergencies, vacations, social events, repairs, major purchases).
expenses that are costly and need years of planning and saving.
cash allowances awarded to students to help pay for education costs
money may be borrowed for your education in the form of
All students loans are combined into one large loan, which results in one monthly payment, rather than many payments.
Forms of educational funding that do not have to be repaid and usually do not require students to maintain certain standards
students can work at the campus or other college location to earn money
the amount of money you deposit into your savings account
a deposit that earns a fixed interest rate for a specified length of times
a measure of how quickly you can get your cash without loss of value.
the date on which an investment becomes due for payment.
type of savings account that offers a more competitive interest rate than a regular savings account
you are guaranteed not to lose your savings deposit, even if the blank or other financial institution fails and goes out of business
your net pay is electronically deposited into your bank account
represent money you have authorized your bank or other organization to move from one account to another at regular intervals
a plan in which you authorize your employer to make automatic deductions from your paycheck each pay period
Credit Union VIPs
7 year old member
CD that accepts deposits
Convenient Pay Option
Tiered Interest Account
Automated Teller Machine
Passionate devotion to a cause
Account with $1.50 ATM withdrawal fee
Account that has a $5 withdrawal fee
Secure place for valuables
Extra layer of card security
Card with Scorecard Rewards
Very short term loan
Loan with Collateral
checking account number
certificate of deposit
Automatic bill payment
check cashing centers
Check routing number
check cashing fee
We adapted a policy of _____________ when we fell into depression.
The economic crisis that happened in the US and many other nations beginning with the stock market crash in 1929 and continuing through most of the 1930's.
October 29, 1929; the day that the stock market crashed.
Buying a stock with little money down and the promise of paying the debt later in the future.
Banks demanded full payments of their loans; there was no protection in place to protect this from happening at the time.
The US fell into _____________ when the idea of loans took a wrong turn.
A rapid increase in the overall price level.
A continuous rise in the price of goods and services.
A payment plan that allows customers to make payments in set intervals until the debt is paid.
A series of reforms enacted by president Franklin Roosevelt between 1933 and 1942 with a goal to relieve and reform Americans and to end the great depression.
Roosevelt tried to relieve and __________ for the American people.
People went to the banks to withdraw all of their money before the banks closed.
A share of ownership in a corporation.
A system to buy and sell stocks.
Exercising control over freedom, will, and thoughts of others; authoritarian.
Most Americans struggled with ____________ during the Great Depression.
A record of transactions, usually sent monthly
Automatic Teller Machine
Take money out of an account
Annual Percentage Rate
Functions like a check
When you take more money from account than you have
Written order to a bank to pay out an amount from your account
Money borrowed from a bank to be repaid with interest
Money paid for the use of money lent to borrower
the amount in account after transactions are totalled
Another word for money deducted from account
An account that pays you interest to keep your money in it
An account you access with checks
A loan to buy a house
credit reporting company
certificate of deposit
a report showing your credit history and a numerial rating
an agency that collects information on how individuals pay their bills, etc.
state of owing money to a business for a credit
a time during which interest is not charged to your credit card
yearly cost of the loan, expressed as a percentage
fees based on the amount of money owe and the interest charged on the credit card
maximum amount you can charge on a credit card
a small plasitc card issured by a bank or financial institution
as asset such as home or car
your signature signed on the back of a check
a void check
items means to agree
a bank for people who are part of the same organization
money taken out of an account
money put into an account
recorded tranaction in a book
money moved from one place to another
money you pay back to a loan in regular payments
transfer of money from one bank account to another by electronic means
managing your money from a computer using the Internet
CERTIFICATE OF BENEFICIAL OWNERSHIP
PENDING ITEMS ON AN ACCOUNT
PAID ON DEATH
AUTOMATED CLEARING HOUSE
LOAN SECURED BY EQUITY IN A HOME
WITHDRAWAL FROM AN ACCOUNT
FUNDS DEPOSITED INTO AN ACCOUNT
RATE OF RETURN
TIME PERIOD IN WHICH A LOAN IS PAID OFF
FINANCIAL SERVICE REPRESENTATIVE
CUSTOMER IDENTIFICATION PROGRAM
Community Reinvestment Act