Finance Crossword puzzle.
Type
Crossword
Description

In a new job what are some benefits that your employer may offer?
In a new job what is the benefit that only certain employers offer?
When trying to protect someone from a financial loss related to your death what do you need?
When saving money for retirement, income, or education for your child what is reccommended?
What is the term when you pay garuanteed payments of a stated death benefit if a person dies during a specific term?
Do many college students normally need Life Insurance?
What stage of life is life insurance highly reccomended?
If you are single do you normally need Life Insurance?
What tool do many insurances use?
Is it recommended to shop around before getting life insurance?
Is cheaper always the best option?
Life Insurance Policy that is guaranteed to remain in force for the remainder of a persons lifetime.
How many Life Insurance Methods are there?
What Life Insurance method is the easiest to calculate?
Dual Income No Kids stands for what method?
A slightly more comprehensive view of the family needs of the family
Is Life Insurance a contract?
What plan provides a regular payment to the beneficiary
What option is designed to pay the beneficiary for as long as you live
Who gets to decide on the settlement option?

Basics of Health Insurance Crossword

Basics of Health Insurance Crossword
Type
Crossword
Description

An established schedule of fees set for services performed by providers and paid by the patient
protection in return for periodic premium payments that provides reimbursement of expenses resulting from illness or injury
the sum of money paid at the time of medical service; it is a form of coinsurance
provision frequently is found in medical insurance policies whereby the policyholder and the insurance company share the cost of covered losses in a specified ratio
Civilian Health and Medical Program of the Veterans Administration known as
states that when an individual is covered under two insurance policies, the insurance plan of the policyholder whose birthday comes first in the calendar year (month and day, not year) becomes the primary insurance.
A term used in managed care for an approved referral
a payment method used by many managed care organizations in which a fixed amount of money is reimbursed to the provider for patients enrolled during a specific period of time, no matter what services were received or how many visits were made.
a letter or statement from Medicare that describes what was paid, denied, or reduced in payment.
Pays expenses involved in the care of the teeth and gums
Protects a person in the event of a certain type of accident, such as an airplane crash
Often includes benefits for medical expenses payable to individuals who are injured in the insured person’s home or during an automobile accident
Covers a continuum of maintenance and health services for chronically ill, disabled, or mentally retarded individuals
Provides payment of a specified amount on the insured’s death
Pays the cost of all or part of the insured person’s hospital room and board and specific hospital services
a review of individual cases by a committee to make sure services are medically necessary and to study how providers use medical care resources
40. An insurance term used when a primary care provider wants to send a patient to a specialist
periodic (monthly, quarterly, or annual) payment of a specific sum of money to an insurance company for which the insurer, in return, agrees to provide certain benefits
person who pays a premium to an insurance company and in whose name the policy is written in exchange for the insurance protection provided by a policy of insurance
a general practice or nonspecialist provider or physician responsible for the care of a patient for some health maintenance organizations

Financial Terms Crossword Puzzle

Financial Terms Crossword Puzzle
Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time.
A number used by banks and other financial institutions to measure a borrower’s credit worthiness.
The difference between your assets and liabilities.
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon.
Commonly referred to as fixed-income securities.
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price.
The process of buying or selling securities over time in order to maintain your desired asset allocation.
Also called equities or shares.
This is the process of paying off your debt in regular installments over a fixed period of time.
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark.
An account held by an impartial third party on behalf of two parties in a transaction.
A mortgage that carries a fixed interest rate for the entire life of the loan.
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age.
Companies often use these as management incentives.
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy.
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take.
A person who is financially dependent on your income, typically a child or an adult relative you may support.
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions.
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income.
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide.

Insurance Review Crossword

Insurance Review Crossword
Type
Crossword
Description

Provides payments for both liability and property insurance on a vehicle
Receives money if a person dies
Out-of-pocket money paid by policyholder before an insurance company
Money paid for health care
Financial product purchased to protect one against the risk of loss
The chance of loss from an event that cannot be entirely controlled
Someone who relies on someone else for income
Provides payment payment beneficiaries who were named by the insured person
When the act of insuring an event increases the likelihood that the event will happen
A person who owns the insurance policy
The money paid to an insurance company to purchase policy
Cash set aside that can be used to cover the costs of unexpected expenses
A formal request to an insurance company asking for a payment when the policyholder has an accident, illness, or injury
Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
Provides payments to replace earnings during times when workers cannot work due to illness or injury
Employers may offer employees benefits in the form of products of services that add extra value for the employee beyond earned wages
The donation of a product or service in place of cash

Insurance Terms Crossword

Insurance Terms Crossword
Type
Crossword
Description

A person who sells insurance policies. Sometimes referred to as a producer, planner or advisor
The person, people, or entity designated to receive the death benefits from a life insurance policy or annuity contract.
A policyholder's request for reimbursement from an insurance company under a home insurance policy for a loss to property.
A period of up to two years during which a life insurance company may deny payment of a claim because of suicide or a material misrepresentation on an application.
When a policy is guaranteed to pay out but there is a limited death benefit within the first two years. This occurs when the second health question is answered yes or left blank
The person or organization covered by an insurance policy.
The termination of an insurance policy because a renewal premium is not paid by the end of the grace period.
The contract issued by the insurance company to the insured.
Relative incidence of death within a particular group categorized according to age or some other factor such as occupation, sex, or ethnicity. Actuaries use these tables to estimate insurance premiums for products being sold.
The person or party who owns an individual insurance policy. This person may be the insured, the beneficiary, or another person. This person usually is the one who pays the premium and is the only person who may make changes to a policy.
The process by which a life insurance company puts a policy back in force after it lapsed because of nonpayment of renewal premiums.
The termination of an insurance contract by the insurer when material misrepresentation has occurred.
A written agreement attached to the policy expanding or limiting the benefits otherwise payable under the policy. Also called an "endorsement."
The person who reviews an application for insurance and decides if the applicant is acceptable and at what premium rate.

Healthcare Vocabulary Crossword

Healthcare Vocabulary Crossword
Type
Crossword
Description

A contract with a company where the subscriber pays a regular premium in exchange for a defined set of benefits
Reffered to as family doctor/PCP this person administers routine and preventive care, and makes referrals for specialty services when needed.
A provider who focuses on one area of medicine. Like a cardiologist or neurologist
A contracted, pre-determined dollar amount insurance company requires a patient to pay for a particular medical service. (It requires patients to pay a small amount upfront to deter people from seeking medical care that may not be necessary.)
The contracted rate a health insurance company will pay toward a specific medical service.
A contracted, pre-determined percentage of the allowable charge that a patient is required to pay for a particular medical service (after the deductible is met and before the out-of-pocket maximum is met).
A pre-determined annual amount patient must pay before insurance begins to cover.
Annual maximum amount patient is required to pay for in-network medical services per his/her insurance plan contract (typically, copay + coins + deductible)
The person who is responsible for payment of the monthly premium, or whose employment is the basis for the coverage.
A person entitled to health insurance benefits under the subscriber’s plan.
Insurance Company
A specific package of benefits negotiated between the company and the employer.
Dates during which the insurance plan is active.
Explanation of Benefits is a statement from the insurance company that details payments and adjustments made for services. EOBs go to both the provider and the patient.
/Response from the insurance company that states no payment will be made. (service could be not covered by the insurance plan, or the insurance company may need more information.)
The order in which the claim is sent to insurance companies. If patient has more than one insurance plan, we must determine which insurance should be billed primary, secondary, etc. Primary: the first insurance company designated to pay toward their allowable charges. Secondary: the second insurance company designated to pay toward their allowable charges.
The pathway a patient takes from one provider to another. Referrals may be required by insurance before a patient can be seen by the other provider.
The process whereby a physician must obtain insurance approval before a patient receives certain treatment or drugs (study, test, procedure, surgery.)

Health/Life Insurance Crossword

Health/Life Insurance Crossword
Type
Crossword
Description

Medications that have the same composition as their name brand counterparts but are less expensive.
A government plan that requires your employer to allow you to pay to continue your health coverage months after you leave.
A medical condition diagnosed or treated before you join a new insurance plan.
A request from your primary care physician for services from a specialist.
Insurace that is designed to replace your lost income when you cannot work because of an accident or illness.
The person or persons that receive the death benefit upon your death.
An insurance program set up to pay expenses for work-related injuries, illnesses and death.
You pay for health services as you receive them.
An example would be that you pay the first $500 before coinsurance.
A managed care plan that charges a set amount for each member each year. (Abbr)
you can usually enroll in your employer's plan when you begin your job or during a specified period each year.
Insurance that pays a death benefit if the policyholder dies within a specified period of time.

Financial Planning with Life Insurance Crossword

Financial Planning with Life Insurance Crossword
Type
Crossword
Description

A person designated to receive something, such as life insurance proceeds, from the insured.
Life insurance that does not provide policy dividends also called a nonpar policy.
Insurance that provides policy dividends, also called a par policy.
Life insurance protection for a specified period of time sometimes called temporary life insurance.
An insurance plan in which the policy holder pays a specified premium each year for as long as he or she lives; also may be called a straight life policy.
The amount received after giving upa life insurance policy.
A whole life policy that continues term insurance and investment elements.
A provision that allows the insured not to forfeit all accrued benefits.
A document attached to a policy that modifies its coverage
A benefit under which the company pays twice the face value of th epolicy if the insured's death results from an accident.
A method of evaluating the cost of life insurance by taking into account the time value of money.
The insurance company pays the face amount of the policy in one installment to the beneficiary or to the estate of the insured.
The option that provides for payment of the life insurance proceeds in equal periodic installments for a specified number of years after year death.
Life insurance option that pays the beneficiary for as long as he/she lives.
The life insurance proceeds are left with the insurance company at a specified rate of interest. The company acts as trustee and pays the interest to the beneficiary.
A contract that provides a regular income for as long as the person lives.

Health Insurance Terms Crossword

Health Insurance Terms Crossword
Type
Crossword
Description

protection in return for periodic premium payments that provides reimbursement of expenses resulting from illness or injury
the sum of money paid at the time of medical service; it is a form of coinsurance
An established schedule of fees set for services performed by providers and paid by the patient
A provision of the Insurance Contract that requires the insured to pay a percentage of all eligible medical expenses that result from sickness or injury.
A term used in managed care for an approved referral
A payment method used by many managed care organizations in which a fixed amount of money is reimbursed to the provider for patients enrolled during a specific period of time, no matter what services were received or how many visits were made.
An insurance term used when a primary care provider wants to send a patient to a specialist
periodic (monthly, quarterly, or annual) payment of a specific sum of money to an insurance company for which the insurer, in return, agrees to provide certain benefits
A request that an insured or the insured’s health care provider makes to the health plan to pay for a health care service provided to the insured.
A physician specialist focuses on a specific area of medicine or a group of patients to diagnose, manage, prevent or treat certain types of symptoms and conditions.

Insurance Vocabulary Crossword

Insurance Vocabulary  Crossword
Type
Crossword
Description

A U.S. law that creates a payroll tax requiring a deduction from the employees and employers.
Provides assistance to people with an inadequate or no income.
A program under the US Social Security Administration.
In an insurance policy that you have to pay out of pocket by the policyholder.
Choice of a high monthly payment and low deductible or high deductible and low monthly payment.
Insurance that pays for an employee's medical care in the event that he/she is injured at work.
type of vehicle, coverage needed, credit score, age, driving record, marital status
Payment by a United States agency to unemployed people.
payment made by a beneficiary (especially for health services) in addition to that made by an insurer.
Protection against financial loss that would result from the premature death of an insured.
Jointly funded by the states and the federal government.
Pays and benefits employees receive when they leave employment at a company.

Life Insurance Crossword Puzzle

Life Insurance Crossword Puzzle
Type
Crossword
Description

A life insurance policy is a contract between the insurance company and the person buying the insurance, called the
Is the person named in the policy to receive the insurance benefits
In the life of another person, you must recieve some kind of financial benefit from that person's continued life.
Insurance that provides financial protection from losses resulting from a death during a definite period, or term,
Has cash value and an investment feature
refers to the amount of money that the insurance company will pay if the policyholder decides the insurance is no longer needed
Is the amount of insurance coverage that was orginally purchased and that will be paid upon the death of the insured
Permanent insurance that extends over the lifetime, or whole life, of the insured is
One type of whole life insurance is an
Provides both insurance protection and a substantial savings plan