Type
Crossword
Description

What is the name of the Summer Internship Program? MercOp
What is the full name of Mercantile Bank? Mercantile Bank of Michigan
What is one type of account offered by Mercantile? Checkings
What kind of loan do you receive for housing? Mortgage
What is the name of the street Mercantile's main branch is on? Leonard
As a bank, who are our main concern? Customers
What do you call the different locations of banks? Branches
What does H.R. stand for? Human Resources
How many different branches does Mercantile Bank of Michigan have? fourty-nine
At Mercantile bank, what do we call information that should never be shared? Confidential
What is the dresscode at Mercantile Bank? Professional

Key Financial Literacy Terms: Crossword

Type
Crossword
Description

something of value Assets
the date a loan is due maturity
other types of debt other than a mortgage Notes Payable
the money a person borrows to buy real estate Mortgage
equipment, inventory or other goods that are pledged to the bank in case a company can't make a loan payment Collateral
the right to take possession of collateral until a debt is repaid Lien
debt from a bank Loan
investors who make small investments in an enterprise AngelInvestors
the act of making a business different Differentation
cost that do not vary based on the units sold by your enterprise FixedCost
a determination of how many units you have to sell in order to pay for all fixed cost BreakevenAnalysis
funds contributed by investors to a business Credit
expenditures on equipment the business will use for many years Capital
unit price minus the cost of goods sold ContributionMargin
the costs that make up one unit of what you sell CostofGoodsSold
the 12 month period a company uses to report financial results FiscalYear
a person or company with sufficient liquidity who guarantees to repay a loan if a company cannot Guarantor
this type of credit requires little documentation; decisions are almost immediate and interest rates are very high OnlineCredit
the amount of money borrowed Principle

Harry Potter Crossword

Type
Crossword
Description

What is Harry's Mothers Name? Lilly Evans
What is Harry's Fathers Name? James Potter
Who is the greatest headmaster? Dumbledore
Map that shows all secret passages. MARAUDERSMAP
What is Neville's last name? longbottom
Wizards Bank In London name? gringotts
Wizards Prison Azkaban
The Forbidden Forest blackforest
Frothy, Buttery drink butterbeer
Soul Sucker Creatures dementors
What is Hermione's Parents occupation? dentists
Famous House Elf dobby
What is Snape's Patronus doe
How many Movies were made? Eight
What is Hagrid's huge dogs name? fang
What is Dubledore's Phoenix name? fawkes
Gold Wizard Money galleon
Creature that lives in attics. ghoul
Huge Humanoid is called a what? giant
Who marries Harry? ginny
Small creatures with leathery skin gnomes
Small creatures with swarthy faces, long hands & feet. Goblins
Where dwell the great at heart house. gryffindor
Who makes the famous Rock Cakes? hagrid
The boy who lived. Harry Potter
Who does Ron marry? Hermione
What is the name of the school for witches & wizards? hogwarts
House where no one fits in goes. Hufflepuff
Quidditch player who guards the goalpoats . keeper
The Darkest Wizard voldemort
A term to describe non magical parents. mudblood
Who chops off the head of Nagini? neville
Language of the snakes. parseltounge
Wizards sport quidditch
Luna Lovegood lived in this house. ravenclaw
Quidditch player who tries to catch Snitch. seeker
Harrys Godfather. Sirius Black
House when anyone does anything to achieve their ends. Slytherin
Half Blood Prince is who? Snape
Golden ball with silver wings. snitch
What frees Dobby? socks
Sorts into different houses. sorting hat
Harry's Patronus stag
Mythical white horse creature. unicorn
Vicious tree where Ron & Harry drive into. Whimpingwillow
Rons last name? Weasley
Hermione's last name? Granger
Harry's last name? Potter
Half man, half horse creatures centaurs
Fastest broomstick. firebolt

Mortgage Terms Crossword

Type
Crossword
Description

Home Mortgage ___________ Act Disclosure
Comparison of your loan amount to the value of your home LTV
Percentage of your debt divided by your gross income DTI
Spouse that will only be on title but not on loan NPS
Insurance that protects lenders/investors for losses due to the event of default of a mortgage loan MI
Document that most be provided withing 72 hours of taking an application Loan Estimate
Document provided prior to closing that replaces the HUD-1 and TIL Closing Disclosure
Document filed to show lien with lender is a Deed of _______ Trust
Sketch of a property showing its boundaries Survey
History of the title showing current owners and liens Abstract
Nationwide registraction system for mortgage loan originators SAFE Act
Origination, appraisal, and survey fees are know as _____________ costs. Closing
Insurance protecting the lender is known as a _____________ policy Lenders
We use the borrowers __________ income to qualify them for a loan gross
FHLB stands for _____________ Home Loan Bank Federal
Intergrated Disclosure regulation that went into effect October 3rd, 2015 TRID
Computer generated loan underwriting system AUS
An ___________ account is set up to pay taxes and insurance on a yearly basis Escrow
Right of _____________ gives a borrower 3 days to decide if they wish to continue with a loan Rescission
A Mortgage _____________ is in charge of receiving payments, paying taxes and insurance, etc. Servicer

Financial Aid Cross Word Puzzle

Type
Crossword
Description

If a student fails to repay a student loan on time, the student is in ____________. Default
The acronym for the amount of money a student and his/her family are expected to pay toward college expenses as determined by the FAFSA, also known as the Expected Family Contribution. EFC
One of the standardized tests that students generally take junior year of high school that is used by colleges to evaluate an applicant’s academic skills and abilities. ACT
The type of loan where the U.S. Department of Education does NOT pay the interest while you are in college. Unsubsidized
The type of loan where the U.S. Department of Education pays the interest while you are in college. Subsidized
The name of Federal low-interest loans for eligible students to help cover the cost of college or career school (HINT: it starts with the letter "s"). Stafford
Federal loans that parents of undergraduate students can sometimes use to help pay for their child's college or career school. PLUS
Your primary area of study chosen for college. Major
The name of the campus office that makes the decision about your acceptance to their school. Admissions
An area of interest studied at the same time as a major; however, fewer courses are required. Minor
Federal grant program providing need-based grants to low-income students. PELL
Type of college degree given if you complete four years of full-time study. Bachelor
Type of college degree earned if you complete two years of full-time study. Associate
The acronym for the application that you will fill out your senior year to apply for financial aid. FAFSA
The person at a college who helps students decide what classes to take, what major to pursue, and that makes sure student have fulfilled all graduation requirements. Advisor
The acronym for the report that a student receives after their FAFSA is processed. It is the report that is sent to your college, also known as a Student Aid Report. SAR
The legal document a student loan borrower must sign when he/she receives a loan. This document lists the terms for repayment of the loan, including interest. Promissory Note
This type of college or university is NOT run by the state and is generally smaller and more expensive. Private
The office at a college that is in charge of your financial aid, bills, and payments (HINT: It starts with the letter “b”). Bursar
The total cost to attend college before financial aid, including tuition and fees, room and board, books and supplies, and other living expenses (Hint: Acronym is “COA”). Cost of Attendance
A program that allows students to take a part-time campus job as part of their financial aid package. Work Study
Colleges/universities that are ran and regulated by the state or federal government. Public
The general term for money you borrow from the government, a bank or another source that need to be paid back, usually over an agreed period of time. Loan
Generally, a student that is taking more than 12 credit hours of classes is considered to be a _______ student versus part time student. Fulltime
The period of time following graduation when a student is NOT expected to start paying his/her loans back yet is known as a “______ period.” Grace
What we wish grew on trees!! Money
A kind of "gift aid" — financial aid that doesn’t have to be paid back and that is usually awarded based on financial need. Grant
The name of the official document that your high school guidance counselor will send to your colleges that lists the classes that you have taken and your grades. Transcript

The Legislative Branch Crossword

Type
Crossword
Description

What is the length of a Representatives term? two years
Who is the Speaker of the House? Paul Ryan
You have to be at least what age to be a Senator? thirty
What is the length of a senators term? six years
What are the two houses called? Congress
Who was the president that resigned before being impeached? Richard Nixon
What helps limit the power of the three branches? Checks and Balances
What takes place every ten years? Census
What allows congress to pass laws and some flexibility in enacting legislation? Elastic Clause
You have to be at least what age to be a representative? twenty-five
What is the total number of senators? One hundred
Who persides the meetings of the senate? Vice President
What branch of government contains the House of Representatives and the Senate? Legislative
How many years do you have to be a citizen of the U.S. for to be a Representative? seven years

Great Depression Crossword Puzzle

Type
Crossword
Description

We adapted a policy of _____________ when we fell into depression. Isolationism
The economic crisis that happened in the US and many other nations beginning with the stock market crash in 1929 and continuing through most of the 1930's. Great Depression
October 29, 1929; the day that the stock market crashed. Black Tuesday
Buying a stock with little money down and the promise of paying the debt later in the future. buying on margin
Banks demanded full payments of their loans; there was no protection in place to protect this from happening at the time. calling the loan
The US fell into _____________ when the idea of loans took a wrong turn. depression
A rapid increase in the overall price level. Hyperinflation
A continuous rise in the price of goods and services. inflation
A payment plan that allows customers to make payments in set intervals until the debt is paid. installment plan
A series of reforms enacted by president Franklin Roosevelt between 1933 and 1942 with a goal to relieve and reform Americans and to end the great depression. New Deal
Roosevelt tried to relieve and __________ for the American people. reform
People went to the banks to withdraw all of their money before the banks closed. runs on the banks
A share of ownership in a corporation. stock
A system to buy and sell stocks. stock market
Exercising control over freedom, will, and thoughts of others; authoritarian. totalitarian
Most Americans struggled with ____________ during the Great Depression. unemployment

Linear Functions Vocabulary Crossword

Type
Crossword
Description

The point at which the graph crosses or touches the vertical axis YINTERCEPT
The point at which the graph crosses or touches the horizontal axis XINTERCEPT
An equation whose graph creates a straight line LINEAR FUNCTION
The rate of change in the output relative to the input SLOPE
The difference between the y-values divided by the difference of the x-values SLOPE
The letter used to denote slope M
Another name for a coordinate pair (x,y) that makes an equation TRUE SOLUTION
What form uses the generic equation Ax+By=C? STANDARD
What form uses the generic equation y=mx+b? SLOEPINTERCEPT
What form uses the generic equation y-k=m(x-h) POINTSLOPE
What type of line has the equation y=# HORIZONTAL
What slope does a horizontal line have? ZERO
What type of line has the equation x=# VERTICAL
What slope does a vertical line have? UNDEFINED
The horizontal axis is called what? XAXIS
The vertical axis is called what? YAXIS

BUD NOT BUDDY Crossword

Type
Crossword
Description

Who is the main character in the story? Bud
Who is Bud's grandfather? CALLOWAY
What do you call a child with no parents? ORPHAN
What state is the city of Detroit located? MICHIGAN
Who was the kid that bullied Bud? TODDY
What nickname did the Devastors give to Bud? SLEEPYLABONE
What period of time did the story take place? THEDEPRESSION
What is the last of Bud's foster family? AMOS
What big city did Ms. Hill relocate to once she got married? CHICAGO
Angela and Bud's last name. CALDWELL
Where did Bud and Bug's go to hop the train to Chicago? THREADCRICK
With whom did Bud share his first kiss? DEZAMALONE
What did Bud keep in his suitcase that gave him hope? FLYERS
What genre of music did the Dusky Devastators of the Depression play? BLUES
Who was the woman who persuaded Calloway to give Bud a chance? MISSTHOMAS

Financial Literacy Crossword

Type
Crossword
Description

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

Amphibians Frog Crossword Puzzle

Type
Crossword
Description

What is the name given to the eggs that a frog lays? Frog Spawn
What is the scientific name given to an animal that lives both on land and in water? Amphibian
What is the life cycle called that a frog goes through when it emerges from the egg? Metamorphosis
Where are frogs eggs laid? Shallow ponds
What is the second life stage of the frog? Tadpole
What is the name given to all frogs that are aproximatly 1cm long? Froglets
What do newly hatched frogs normally eat? Algae
What season do frogs normally spawn in? Spring
What limb does a frog loose when it reaches adulthood? Tail
What is the main diet of an adult frog? Insects
What organ do frogs use to catch their food? Toungue
What is the main cause for the deaths of Frogs every year? Pesticides