Atlas & Underwriting Crossword

Reports provided by your insurance company that document the claim activity on each of your policies. Even if no claims have been reported on a policy, a loss run report should be generated reflecting no losses.
A clause in an insurance policy detailing an exemption from or change in coverage
A state licensed professional who represents the insurance company in the sale and servicing of insurance
The value that is placed on a vehicle
1st party coverage – Comp or COLL
The person, business or other entity named in the declarations to which the policy is issued.
Dollar amount the insured must pay on each covered loss
Our company name
The department that deals with the hiring, administration, and some training of personnel
Department responsible for determining whether or not risks can be insured by the company
A report of your driving history, as reported from your state Department of Motor Vehicles. Information on this report may include Driver’s License information, point history, violations, convictions, and license status on your driving record
Department responsible for resolving claims made against the company and its insureds
Ratio used to compare the percentage of losses the company incurred for every dollar of earned premium.
The gross amount of premium income on the company’s books, which includes both earned and unearned premium.
A coverage resulting from an uninsured claimant
Department that is in charge of handling and recording the company’s financial transactions.
Team that handles Atlas Express System questions and training
The department in charge of promoting, selling, and distributing a product or service
The department that handles the process of developing new or updated products for the market
The department that is charged with establishing, monitoring, and maintaining technology systems and services
The department that uses a risk management technique that seeks to reduce the possibility that a loss will occur
The department that handles all aspects of service to a policy
The department that ensures customer satisfaction from our insureds
The cost to replace an item of property at the time of loss, less an allowance for depreciation. The definition and the way it is calculated may vary depending on the line of insurance.
The risks that are included in the terms of an insurance contract for protection under the policy; the amount and type of insurance
Coverage that covers damages resulting from deer hits, bullets, vandalism, theft, fire, etc...
Coverage that repairs the insured’s vehicle. This applies to damages resulting out of an accident
The specified amount of payment required periodically by an insurer to provide coverage under a given insurance plan for a defined period of time
The state of being subject to the possibility of loss or the possibility of a loss to a risk being caused by its surroundings.
One of the components used to calculate the loss ratio. It includes paid losses, paid loss adjustment expenses and outstanding loss reserves.
One of the components used to calculate the loss ratio. It includes paid losses, paid loss adjustment expenses and outstanding loss reserves.
An accident between the insured and a third party or damages suffered by the insured. Is a reduction in the quality, quantity or value of something insured.
This is a coverage that may be opened when the claimant does not have sufficient insurance to cover the injuries sustained by the insured