Type
Word Scramble
Description

active participant
annuity
catch-up contribution
conversion
custodian
early distribution
earned income
excess contribution
fair market value
issuer
magi
prior year contribution
recalculation
recharacterization
Required Minimum Distribution
roll over
transfer
trustee

investing Word Search

Type
Word Search
Description

annuity
bear market
bond
bull market
capital gain
capital loss
codicil
common stock
diversification
dividend
dollar-cost averaging
estate
executor
investing
investment portfolio
living will
money market fund
mutual fund
net asset value (NAV)
preferred stock
probate
prospectus
proxy
rollover
Roth IRA
securities exchange
stock
stockbroker
traditional IRA
trust
trustee
will

INDIVIDUAL RETIREMENT ACCOUNT Crossword

Type
Crossword
Description

TAX FREE WHEN DISTRIBUTED ROTH
TAXED WHEN DISTRIBUTED TRADITIONAL
STARTES WHEN AN OWENER REACHES 70.5 REQUIRED MINIMUM DISTRIBUTION
OWNER OF THE IRA GRANTOR
USED WHEN CLOSING OR DISTRIBUTING FUNDS ACCOUNT CLOSURE CHECK
THE FINANCIAL ORGINIZATION MAINTAINING THE IRA CUSTODIAN
NOT REPORTED TO THE IRS TRANSFER
MAY MAKE ONE PER 12 MONTHS ROLLOVER
MAXIMUM CONTRIBUTION FOR 2017 FIVE THOUSAND FIVE HUNDRED DOLLARS
MAILED DIRECTLY TO THE IRA OWNER INDIRECT ROLLOVER
MAILED DIRECTLY TO THE FINANCIAL INSTITUTION DIRECT ROLLOVER
MOVEMENT FROM EITHER A TRADITIONAL OR SIMPLE IRA TO A ROTH CONVERSION
CONTRIBUTION IF OWNER IS 50 BY DECEMBER 31ST SIX THOUSAND FIVE HUNDRED DOLLARS
ONE THOUSAND DOLLARS MORE CATCH UP CONTRIBUTION
CAN CONTRIBUTE TO THE PREVIOUS TAX YEAR UP TO APRIL FIFTEENTH
INSTEREST IS PAID QUARTERLY
USED TO DETERMINE TAX DEDUCTIONS MODIFIED ADJUSTED GROSS INCOME
WHEN A BENEFICIARY PLACES THE FUNDS INTO AN IRA AND THEN WITHDRAWALS THEM DEATH DISTRIBUTION
THE AMOUNT OF INCOME EARNED BY A CONTRIUBTION NET INCOME ATTRIUBTABLE
PENALTY IS MADE TO THE IRS, NOT THE BANK EXCESS CONTRIBUTION

ESOP Crossword Puzzle

Type
Crossword
Description

Learning never stops. Education
Collabration of team members to reach our goals. Teamwork
Manager of ESOP assets on behalf of the shareholders. Trustee
Providing our customers the best products and service. Quality
Spreading investments to other accounts and to other investments. Diversification
Distributing company contributions and other assets amoung the plan participants. Allocation
401k, ROTH, ESOP are all ________ accounts. Retirement
The act of determining the value of company stock. Valuation
What is the abbreviation for Employee Stock Ownership Plan ESOP
The Employee Retirement Income Security Act of 1974 is a federal law that sets the minimum standards for retirement and health benefits. What is its acronym? ERISA

IRA Crossword

Type
Crossword
Description

What is the name of the educational IRA CESA
At what age can you add more than the allowed contribution Fifty
Requires $100 to open this IRA VariableRate
Income must be ______ in order to be a contribution. Earned
Interest on the IRA is ___________ Taxdeferred
Fee of $50.00 is assesed when you _______________ an IRA Close
Special tax deferrerd savings plan IRA
At age 701/2 the account holder needs to do this. RMD
What is the ownership for an IRA Single
Deposits to an IRA Contributions
Withdrawals from an IRA Distribution
Non-deductible Accounts ROTHIRA
Employer sponsored retirement plan SEP

How Well Do You Know IRAs? Take Our Test Crossword

Type
Crossword
Description

The Roth IRA is name after Senator William Roth, a Senator from which state? Delaware
Most IRA owners calculate their required minimum distributions using the ______________ Lifetime Table. Uniform
SEP stand for ______________ Employee Pension. Simplified
IRA RMDs can be _______________ . aggregated
Undoing a Roth conversion is called a ___________________. recharacterization
Nontaxable IRA funds are ___________. basis
IRAs may not invest in ______________. collectibles
Contributions for the over 50 set are called what? Catchup
Penalty-free distributions plan distributions are available at age 50 for ________ safety workers. public
A _____________ Roth IRA distribution is tax-free. qualified
A method for taking 72(t) payments is the ______________________ method. amortization
The required beginning date for IRA owner is the first day of __________ of the year following the year they reach age 70 ½. April
A qualified charitable distribution (QCD) cannot be made to a _____________ advised fund. donor
If the primary beneficiary predeceases the IRA owner, the _____________ beneficiary will inherit the IRA funds. contingent
When a beneficiary does not want the IRA fund they may execute a ____________. disclaimer
Net _____________ attributable must be removed when correcting an excess IRA contribution in order to avoid the 6% penalty. income
Per ___________ is a Latin term meaning by the stem used in some IRA beneficiary designation forms. stirpes
A way around the Roth IRA contribution limits is the _______ door Roth IRA. back
Self-_____________ can fix a missed 60-day rollover deadline. certification
No 10% penalty applies to an IRS _________ from an IRA. levy
________________ IRAs are not protected in bankruptcy. inherited

ESOP Word Scramble - 2018

Type
Word Scramble
Description

Equity
Net Income
Contributions
Distributions
Diversification
Eligibility
Trustee
Vesting
Compensation
Cliff Vesting
ERISA
Participant
Qualified Retirement Plan
Shareholder
Suspense Account
Third Party Administrator
valuation
year of service
fiduciary
cash

Retirement Word Search

Type
Word Search
Description

agi
annuity
contribution
direct
distribution
government
ira
mandatory
maximum
nondeductible
pension
plans
requirement
retire
retirement
rollover
roth
saving
traditional
voluntary

Financial Planning and Investment Terms Crossword Puzzle

Type
Crossword
Description

What financial products value is based on an underlying security, commodity or other financial instrument? derivative
What do you call a legal entity created by an individual in which one person or institution holds the right to manage property or assets for the benefit of someone else? Trust
What term is used to describe the range of price swings of a security or market over time? Volatility
What is the amount of current income provided by an investment? Yield
What do you call evidence of a debt in which the issuer promises to pay the holders of this financial product a specified amount of interest and to repay the principal at maturity? bond
What is the coefficient that measures risk-adjusted performance, factoring in the risk due to the specific security, rather than the overall market? alpha
What is the abbreviation of a type of retirement account in which contributions are deductible from earned income in the calculation of federal and state income taxes if the taxpayer meets certain requirements? IRA
What do you call evidence of an investment, either in direct ownership (as with stocks), creditorship (as with bonds), or indirect ownership (as with options)? Security
What's the commonly used acronym for a marketable security that tracks a stock index, a commodity, bonds or a basket of assets? ETF
What is a type of trust created by a person during his or her lifetime? Living
What kind of funds does a hedge fund use to earn alpha for itsinvestors? Pooled
What kind of contract is standardized, transferable, and exchange-traded and requires delivery of a commodity, bond, currency, or stock index, at a specified price, on a specified future date? Futures

Budgeting Crossword

Type
Crossword
Description

An essential item required for life. Need
Something unnecessary, but desired. Want
A fundamental belief about what is desirable, worthwhile, and important to an individual. Value
A spending plan for managing money during a given period of time. Budget Plan
Money earned through employment and investments. Income
An amount of money spent to buy goods and services for yourself. Expense
An amount of money that is the same each time you pay. Fixed Expense
Costs that change in amount each time they are paid. Variable Expense
Something owed to another - an obligation. Debt
A debt for which you are liable for - financial obligation. Liabilities
A value that is owned. Assets
To divide/distribute as necessary. Allocate
Ability to pay all debts. Solvent
Inability to pay all debts. Insolvent
The amount by which assets exceeds liabilities. Net Worth
Specific, Measurable, Attainable, Realistic, Time Bound SMART

ESOP WORD SCRAMBLE #1

Type
Word Scramble
Description

CONTRIBUTIONS
PAYMENT
ELIGIBILITY
TRUSTEE
BENEFITS
INVESTMENTS
SHARES
STOCK
VESTED
PARTICIPANT
ALLOCATIONS
COMPANY STOCK
RETIREMENT
VALUE
EMPLOYER
ACQUISITION
ADMINISTRATION
DISTRIBUTIONS