Puzzles and worksheets similar to Pen BMT Bingp Bingo Cards

Tax Day word search

Type
Word Search
Description

accountant
allocate
assets
audit
book value
budget
capital
cash
charitable contributions
cpa
credit
deductions
equity
federal
finance
government
investments
ira
irs
liabilities
money
mortgage interest
property tax
reciprocity
refund
reimbursement
state
tax day
taxes
uncle sam

Property and Casualty Crossword

Type
Crossword
Description

leases, easement of license agreements, agreement with a municipality as required by ordinance, sidetracke agreement, elevator maintenance agreements LEASE
Oral or false statements injurious to a person's reputation; a false and malicious statement of report about someone SLANDER
A fasle publication, as in writing, print, signs, or picture that damages a person's reputation LIBEL
Legal doctorine that states that an agent has the authority specifically given to the agent,either orally or in writing, by the principal is what type of authority EXPRESS
A civil wrong for which monetary damages may be providded; does not include losses arising out of contracts TORT
Liability that a person or business incurs because of the actions of others, such as family members or employees VICARIOUS
Type of policy that provides broad coverage for an insured's liability over and above liability covered by an underlying contract; may also cover losses that are excluded by the underlying policiy; available as personal or commercial UMBRELLA
The taking of property by a person unlawfully entering or leaving the premises as evidenced by visible signs of forced entry or exit BURGLARY
Defined in most policies to include injury, sickness, disease, and death resulting from any of these at a time (Abbr) BI
A broad term encompassing any unlawful taking of property, including burglary and robbery THEFT
The intentional relinquishment of a known right WAIVER
Type of physical damage coverage that covers loss that occurs when the insured auto strikes another object or vehicle; may also include upset or overturn of the insured auto COLLISION
A loss that occurs at a specific time and place or over a period of time OCCURRENCE
A from attached to an insurance policy that alters the policy's coverage, terms, and conditions. The additional coverage is listed in the policy, and the cost of insuring each risk must be added to the cost of the premium ENDORSEMENT
Section of an insurance policy that lists property, perils, persons, or situations that are not covered under the policy EXCLUSIONS
Policy that provides property and liability coverage both owned and non-owned autos used, maintained, or operated by the insured and the insured's family members (Abbr) PAP
General term used to desribe someone who sells insurance, such as an agent, broker, or solicitor producer
Under the claims-made CGL form, a date stipulated in the declerations as the first date on which an event may occur and be covered by the policy if a claim is filedis what date Retroactive
Damage to or destruction of property, including loss of use of the propertyis what kind of damage property
A condition or situation that presents a possibility of a loss EXPOSURE
The chance or uncertainty of a loss risk
There are three types: moral, morale, physical Hazard
One policy limit that applies to both BI and PD losses is what limit single
Type of policy limit found in liability policies that limits coverage to a speciified total amount for all losses occurring within the policy period is what limit Aggregate
The withholding of a material fact involved in the contract on which the insurer relies Concealment
The lack of reasonable care that is required to protect others from the unreasonable chance of harm Negligence
Policy condition that outlines a procedure for when the insured and insurer disagree on the amount of a loss. Each party selects an appraiser and two appraisers select an umpire. Appraisal
Condition found in property insurance contracts that provides that if the insurer broadens coverage under a plicy form or endorsement without requiring an additional premium, then all existing similar policies or endorsements will be construed to contain the broadened coverage Liberalization
Replacement cost minus depreciation (Abbr) ACV
Tendency of insureds with a greater than average chance of loss to purchase insurance is what type of selection Adverse
Restores an inusred to the approximate condition before the loss, no better or worse. Indemnity
Federal law designed to ensure that insurance coverage for terrorism losses under commercial line policies will be available and affordable. (Abbr) TRIA
Financila loss resulting directly from a loss to property is what type of loss Direct
An insurance policy or an addition to another insurance policy, covering personal property deemed to be easily movable. Covers property lost,damged, or destroyed Floater
A deliberate misrepresentation that causes harm; an all out effort by one party to decieve and cheat another; must have intent FRAUD
Program established by law that makes property insurance available to insureds who might otherwise be uninsurable in the standard market (Abbr) FAIR
Oral or written statement that provides immediate insurance protection for a specified period; designeed to provide temporary coverage until a policy is issued or denied Binder
Package policy designed to provide broad property and liability coverage for small businesses; eligibilty requirements are stricter than the CPP (Abbr) BOP
An action that, in natural and continuos sequence, produces a loss. is what cause proximate
Statements on an insurance application that the applicant beleives are true; not considered a matter to which the parties contract, so a policy cannot be voided on this basis Representation
Prevents double recovery by assigning or substituting the right of one party to another to collect damages from another party Subrogation
A specific agreement between the insured and the insurer that becomes a part of the insurance policy, a breach of warranty can void the policy Warranty
Absence of both people and property vacancy
Type of contract that is one sided Unilateral
insurance policy that protects the insured from losses caused by any peril that is not specifically excluded by the policy is what type of peril policy Open
Coverage A: dwelling; B:Other structures; C: Personal Property; D:loss of use; E: Personal Liability; F: Medial payments; is what type of policy Homeowners
Ammount of expenses that must be paid out of pocket before insurer will pay any expenses coverd from a loss Deductable
Risk in which there is no chance of gain, only loss Pure

Accounting Terms: Back to Basics Crossword

Type
Crossword
Description

describes the sources and uses of cash for a reporting period Statement of cash flows
charge for using money until repaid at a future date Interest
security that represents ownership in a corporation; holders exercise control by electing a board of directors and voting on corporate policy Common stock
amount by which a company's value exceeds the value of its individual assets and liabilities Goodwill
class of ownership in a corporation that has a higher claim on its assets and earnings than common stock Preferred stock
net sales minus cost of goods sold Gross profit
record within an accounting system where increases and decreases in a specific asset, liability, equity, revenue, or expense are entered and stored Account
process of allocating the cost of an intangible asset to expense over its estimated useful life Amortization
an entry that increases asset and expense accounts, and decreases liability, equity ad revenue accounts Debit
income statement, balance sheet, statement of changes in owner’s equity, and statement of cash flows Financial statements
customers and other individuals and organizations who owe a company Debtors
journal entry at the end of an accounting period to bring an asset or liability account to its proper amount and update the related expense or revenue account Adjusting entry
total cost of an asset less its accumulated depreciation Book value
an asset created by selling products or services on credit Accounts receivable
method to assign cost to inventory that assumes items are sold in the order acquired FIFO
entity created by law and separate from its owners Corporation
inflows of assets in exchange for products and services provided to customers as part of a company’s operations Revenues
length of time an asset will be productively used in the operations of a business Useful life
occurs when expenses exceed revenues Net loss
merchandise a company owns and expects to sell in its normal operations Inventory
estimate of amount to be recovered at the end of an asset's useful life Salvage value
expense created by allocating the cost of plant and equipment to periods in which they are used; represents the expense of using an asset Depreciation
resources owned or controlled by a company that provide expected future benefits to the company Assets
a liability created by buying products or services on credit Account payable
obligations due to be paid or settled within the longer of one year of the operating cycle Current liabilities
equals a corporation’s accumulated net income (loss) for all prior periods that has not been distributed to shareholders Retained earnings

Compliance Crossword Puzzle

Type
Crossword
Description

Occupational Safety and _________ Administration Health
FERC Order 706 governs these Standards CIP
Generally ________________ Accounting Principles Accounting
ATC’s FERC formula rates are housed within this MISO
An ATC ___________ has a $50,000 expenditure authorization limit Manager
Escheatment is the process of turning over ___________ property to a state authority Unclaimed
The frequency of completing ATC’s Business Ethics Questionnaire Annual
Regulation (acronym) enacted in 1996 aimed at ensuring medical records, medical billing, and patient accounts meet certain consistent standards with regard to documentation, handling, and privacy HIPAA
An employee may take maternity leave under the ________ and Medical Leave Act Family
The heading on Page 3 of ATC’s Code of Conduct: Doing What’s _________ Right
Tax (acronym) imposed on both employees and employers to fund Social Security and Medicare FICA
The Federal _____________ Guidelines outline the seven elements of an effective compliance program Sentencing
Tone at the ________ Top
An anonymous way to report an ethics or compliance concern Helpline
The number of members on ATC’s Policy & Ethics Committee Four
________________ Reliability Organization Midwest
Juanita Banks is ATC’s Designated ___________ Officer Compliance
Substantiated ethics and/or compliance violations are reported to ATC’s ____________ Committee Audit
Enterprise ____________ Management Information
Regulatory entity (acronym) that assists in the protection of employment discrimination on the basis of race, sex, religion, national origin, and a variety of other characteristics EEOC
Information should be classified as ATC __________ Information when the unauthorized disclosure, alteration, or destruction of that information could expose the Company to a significant level of risk Confidential
Controls for providing Users the means to verify or validate a claimed identity through the presentation of something they know (e.g., passwords), something they own (e.g., hardware token), or something they are (e.g., fingerprint, biometrics, etc.). Authentication
Per the Acceptable Use of Electronic Resources Policy, data moved to removable media sources (e.g. USB, CD, etc.) must be ___________. Encrypted
Ways to report potential issues or concerns are outlined in ATC’s Open ______ Policy Door
Employment ______________ and Professional References Policy Verification
Accepting a gift card from a supplier vying for business at ATC represents a Conflict of ________ Interest
Per the External Communications & Social Media Policy, do not represent yourself as a ____________ for ATC Spokesperson
Per the Gifts & Entertianment Policy, all tangible gifts given to an ATC employee, regardless of dollar amount, must be reported to _________ Payroll
Environmental ____________ Agency Protection
A competitive _________ is required to procure services over $100,000 Bid
___________ Oxley Act was instituted in 2002, as a result of a series of high-profile financial scandals Sarbanes
Per NERC, Critical __________ are facilities, systems, and equipment which, if destroyed, degraded, or otherwise rendered unavailable, would affect the reliability or operability of the bulk electric system Assets
Personnel Risk ____________ Policy Assessment
The Travel & Expense Policy governs transactions inputted into this system Concur
___________ employees who do not charge time to project work orders only need to report their exception time (e.g. vacation, sick, personal, or floating holiday hours) each pay period Exempt
Per ATC’s Code of Conduct, each ATC employee has a responsibility to promptly _________ any known violation or dishonest, unethical, or illegal conduct Report
_______ % of ATC’s corporate goal attainment ties to Reliability Compliance Fifteen
Behavior Based _________ Observations Safety

Insurance review Crossword

Type
Crossword
Description

moves gravel & earth in small spaces skid steer
lifts heavy objects crane
standard property co-insurance clause ninety
items easily stolen at a job site tools
tamp soil or gravel compactor
dump truck carries it gravel
oil rigs, waterborne equipment excluded here treaty
small business processing system wave
all brick construction masonry
small business team name go
no limit business interruption als
construction class with least amount of capacity frame
sector for new home builds construction
class 53 police car
cover for injury to someone or something else cgl
special liability form for lifting things hook
policy form #4 garage
class to drive to job site- no personal use artisan
sector for goods that are made manufacturing
unique liability cover for a daycare abuse
money we collect for coverage premium
part of a claim paid by insured deductible
no deduction for depreciation : like kind & quality replacement cost
broadens or restricts coverage endorsement
smoke, wind & hail are this type of peril named
property worksheet used to determine this capacity
means to calculate a rate rate adequacy
acronym used to check exposure at a location piei
shoppers drug mart, best buy: often constructed quickly with this material eifs
a function of the umbrella catastrophe
major peril for logging equipment in the bush fire
something that causes or may cause injury, loss, or destruction peril
coverage for spoiled good due to change in temperature consequential loss
newest Northbridge office Vancouver
newest region to have career trainees Quebec
best company to work for Northbridge
a type of damages special
cashier skims coins from your till employee dishonesty

Technical Careers Crossword

Type
Crossword
Description

Understand chemical process and offshore operations Process
Train on CAD, architectural and instrumentation design Drafting
Works with HR but also electronic records and insurance Healthcare
Work with control systems and analyzers Instrumentation
Wiring ,troubleshooting and repair specialist electrical
Learn accounting, ethics, finance Business
Marine, radar, telecommunications Automation
Residential, Commercial, Industrial, service & maintenance HVAC
Scheduling coordinator, project manager, estimator Construction
Healthcare insurance claims associate Medical Coding
What do you earn with our two year programs? Diploma
What are our 12-15 month programs called? Certificate
ITI was founded in what year? 1973
What family started ITI? Martin
Visit with ________ if you have questions about our programs. Admissions
ITI trains you for a __________________ Career
Department with programming and networking classes IT

Integrity and Ethics Crossword Puzzle

Type
Crossword
Description

Who We Are Month is a celebration of our ______, culture and values people
Ball employees are expected to behave as ______ of the business owners
______ has always been a key component to “Who We Are” at Ball Integrity
Our core purpose is to add ______ for all of our stakeholders value
Our core values are ______, integrity, respect, motivation, flexibility, innovation and teamwork honesty
Corporate compliance includes our legal and ethical responsibility to conform to all laws, rules, regulations, ______ and procedures policies
Every employee is responsible for maintaining personal ______ to ethics, laws and policies compliance
Ball Corporation has a formal Corporate Compliance ______ Program
The Corporation will not tolerate ______ in the workplace harassment
Conflicts of ______ interest
Never use the Corporation’s ______ information for personal benefit confidential
Ball’s Social ______ Activity policy is in effect whether you, as an employee, are at work or off duty Media
No ______ statements or entries may be made for any purpose in the records of the Corporation false
Ball has adopted ______ employment opportunity and affirmative action policies equal
Acts of discrimination and violence will not be ______ tolerated
Ball views health and ______ as one of its most important business priorities safety
All employees are expected to safeguard their own health and safety, as well as that of their fellow ______ employees
Our sustainability goal is focused on continuous improvement toward the ultimate goal of ______ accidents zero
EVA stands for Economic Value ______ Added
EVA dollars are the measurement of our long-term ______ success
Who We Are month reaffirms our ______ of ethical behavior and record of personal and corporate compliance culture
Which plant has the best employees? Conroe

Car Insurance Word Search

Type
Word Search
Description

Claim
Deductible
Expenses
Coverage
Benefits
Agent
Policy
Auto insurance
Medical
Liability
Property
Glass coverage
Comprehensive
Collision

INSURANCE WORD FIND Word Search

Type
Word Search
Description

PROTECTION
PREMIUM
POLICY
LOSS
CONSULTANT
COMPANY
CLAIMS
CELEBRITIES
BROKER
INSURANCE

Academy 2016-2017 Word Search Crossword

Type
Crossword
Description

Notice to the policyholder in which our company declines the option to renew the policy once it expires. Nonrenewal
Rescinding cancellation & continuing coverage with the same policy number. Reinstate
Cancel notice which is issued for a reason other than nonpayment. Typically related to policy eligibility or acceptability. Underwriting Cancel
Pays for property damage arising from an accident with an uninsured motorist when the uninsured driver is legally liable for the damages. UM Property Damage
Code(s) used to rate a vehicle. Symbols
Statement which is sometimes required when reinstating a policy to ensure an accident has not occurred during the "gap" or "lapse" in coverage. May be written or verbal. SONL
Method of developing a rate for vehicles that cannot be rated using only the vehicle identification number, usually because the vehicle is too old, too rare, or released from the factory in an incomplete state. Coverage is provided up to the actual cash value of vehicle or the stated amount provided by the policyholder -- whichever is less. Stated Amount
The system has set up a renewal policy to be quoted. Renewal Work
Different factors which may be used to determine policy premium. Rating Factors
Insurance companies periodically review their rates to ensure policies are rated correctly. If changes are needed, the company will file an amendment with the state/province to adjust the factors that determine the premium. Once the new rates are approved, policy terms that incept on or after the effective date of the rate revision will use the new rates. Rate Revision
Issued but renewal has not yet been processed. Quote
Method of canceling a policy where our company earns premium based on a flat daily rate. Pro Rate
Refers to the policy owners, or those individuals that maintain the contractual rights and duties, e.g. Named Insured or Spouse. Policyholder
Period of time between the policy inception date & expiration date. When a policy renews, a new policy term begins Policy Term
Coverage that must remain the same for all vehicles. Policy Level Coverage
Used to verify numerically if a company is eligible to write in a given state. NAIC Code
Record of moving violations & accidents a driver has had in the past several years. MVR
Organization or person that loaned money for purchase of insured vehicle. Lienholder
Period of time when coverage is not in effect. Lapse
State mandated coverages plus comprehensive & collision coverages. Full Coverage
Cancellation of a policy effective the inception date. No coverage is provided, therefore, no premium is charged. Flat Cancel
Legal form issued by an insurance company to a state's Department of Motor Vehicles. Filing
Person listed but who's driving record information does not affect premium Excluded Driver
A payment option that provides payment of monthly insurance premiums through automatic withdrawal from the insured's checking account. EFT
Any type of refund on a ProBill policy. Disbursement
Change to the policy which results in a decrease to the premium of the policy. Credit Endorsement
Defined as agents who negotiate contracts, purchases, or sales in return for a fee or commission. Brokers
Transaction processed to adjust the original cancel, usually due to an unprocessed endorsement or an error in the original cancel. Addittional Cancel