Type
Word Search
Description

Comprehensive
Medical
Exclusions
Claim
Deductible
Premium
Coverage
Liability
Collision
Insurance

Car Insurance Word Search

Type
Word Search
Description

Claim
Deductible
Expenses
Coverage
Benefits
Agent
Policy
Auto insurance
Medical
Liability
Property
Glass coverage
Comprehensive
Collision

5-4 Auto Insurance Crossword

Type
Crossword
Description

type of insurance that pays for the repair or replacement of an insured car if it is damaged no matter who is at fault. Usually required if there is a loan on the car. collision insurance
insurance that pays for part of the cost of a rented car if a car is disabled because of a collision. car rental insurance
insurance that covers towing or road service when a car is disabled. emergency road service insurance
a person who predicts how many customers will submit claims based on a criteria such as age or sex or marital status or driving record and residence. actuary
an extra fee paid to car insurance company for dividing an annual premium into monthly, quarterly or semiannual payments. surcharge
part of the repair or damages that a driver has to pay before the insurance company pays. deductible
covers bodily injury during an accident liable, the responsible person that pays for damages they cause with their automobile. bodily injury liability
at fault for causing an accident. You can be sued for this. negligent
contract between a person and insurance company. The driver pays a fee and the company covers certain costs when the driver makes a claim. premium, the amount paid for an insurance policy. automobile insurance
a request for payment by a driver involved in an accident to an insurance company. claim
insurance that covers a person from damages. liability insurance
insurance that covers damage a driver causes to another person's property. property damage liability
coverage that pays for injuries to a driver or passengers caused by a driver who has no insurance or does not have enough insurance to cover the medical losses. uninsured motorist protection
an added insurance coverage mandatory in some states that pays for any physical injuries that the driver or passenger sustain while in the vehicle. Also called no fault insurance. personal injury protection
same as personal injury protection. no fault insurance
insurance that covers the repair or replacement of parts of an insured car damaged by fire or vandalism or any other disaster. it also covers if the car is stolen. comprehensive insurance

Insurance terms Word Search

Type
Word Search
Description

Premium
Unearned premium
Standard policy
Proof of loss
Probability
Peril
Loss
Insurer
Insured
Insurance agent
Grace Period
Face amount
Exclusions
Deductible
Coverage
Claim
Cash Value
Benefits
Beneficiary
Actuary
Actuarial table
Hazard

Insurance - AssuredPartners Word Search

Type
Word Search
Description

Accident
Agent
Auto
Binder
Bodily Injury
Cancellation
Claim
Coinsurance
Collision
Commercial
Comprehensive
Declarations
Deductible
Depreciation
Endorsement
Exclusions
Farm
Hazard
Insured
Insurer
Liability
Loss
Peril
Policy Period
Premium
Property
Renewal
Risk
Umbrella
Underinsured
Uninsured
Vacant
Workers Compensation

Property & Liability Insurance Crossword

Type
Crossword
Description

Is insurance that protects renters from property and liability risks. Renters policy
Is an insurance that protects property owners from property and liability. Homeowner’s policy
: Is a written amendment to an insurance policy. Policyholders often use endorsement to add coverage to their policy for an additional premium. Endorsement
A provision requiring policyholders to insure their building for a stated percentage of its replacement value in order to receive full reimbursement for a loss. Coinsurance clause
Is an insurance to protect against claims for bodily injury to another person or damage to another person’s property Liability coverage
: Is a dangerous place, condition, or object that is particularly attractive to children, such as swimming pools. Attractive nuisance
Is automobile insurance that protects you own car against damage from accidents or vehicle overturning. This coverage will pay for the damage to your car in the event you are at fault and the other driver’s liability insurance does not have to pay. Collision coverage
Is automobile insurance that pays for medical, hospital, and funeral costs of the insured and his or her family and passengers, regardless of fault. injury protection
Is automobile insurance that pays for your injuries when the other driver is legally liable but unable to pay. motorist coverage
Is automobile insurance in which drivers involved in an accident receive reimbursement for their medical and repair expenses from their own insurer. No fault insurance
Known as personal catastrophe policy, supplements your basic auto and property liability coverage by expanding reimbursement limits and including some risks that were excluded in the basic coverage. Umbrella insurance
: Is insurance coverage for the insured’s move able property wherever it may be located. Floater
The causes might be fire, theft, tornado, hail, water, falling objects, natural disasters, and acts of vandalism. Comprehensive

Insurance Key Terms Crossword

Type
Crossword
Description

a situation involving exposure to danger. "flouting the law was too much of a risk" risk
(in business) the forecasting and evaluation of financial risks together with the identification of procedures to avoid or minimize their impact risk management
a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium. "many new borrowers take out insurance against unemployment or sickness" insurance
a person or group in whose name an insurance policy is held. policy holder
An insurance premium is the amount of money that an individual or business must pay for an insurance policy. The insurance premium is considered income by the insurance company once it is earned, and also represents a liability in that the insurer must provide coverage for claims being made against the policy. policy premium
a course or principle of action adopted or proposed by a government, party, business, or individual. "the administration's controversial economic policies" policy
the extent to which something is probable; the likelihood of something happening or being the case. "the rain will make the probability of their arrival even greater" probability
state or assert that something is the case, typically without providing evidence or proof. "he claimed that he came from a wealthy, educated family" claim
the extent to which something deals with or applies to something else. "the grammar did not offer total coverage of the language" coverage
able to be deducted, especially from taxable income or tax to be paid. "child-care vouchers will be deductible expenses for employers" deductible
covered by insurance insured
a person or company that underwrites an insurance risk; the party in an insurance contract undertaking to pay compensation. insurer
the state of being responsible for something, especially by law. "the partners accept unlimited liability for any risks they undertake" liability
serious and immediate danger. "his family was in peril" peril
a danger or risk. "the hazards of smoking hazard
DEFINITION of 'Insurance Risk Class' A group of individuals or companies that have similar characteristics which is used to determine the risk associated with underwriting a new policy and the premium that should be charged for coverage. insurable risk
DEFINITION of 'Uninsurable Risk' A hazard or condition that has either a high likelihood of loss, or in which the insurance would be considered against the law. Insurance companies limit their losses by not taking on certain risks that are very likely to soon result in a loss. uninsurable risk

Insurance Terms Crossword

Type
Crossword
Description

Business person who analyzes the probabilities of risk/risk management. Actuary
Person who sells, services, or negotiates insurance policies either with a company or individually. Agent
Physical injury that can include sickness/disease to a person Bodily Injury
A clause in most property insurance policies to encourage policyholders to carry a good amount of insurance. If the insured person doesn’t maintain the amount specified in the clause (usually 80%), the insured person will share a higher proportion of the loss. Coinsurance
The date when an insurance company issues a policy. Date of Issue
Portion of the insured loss paid by the policyholder Deductible
Amount at which an asset can be bought or sold in a transaction between willing parties. Fair Value
The termination of a policy due to failure to pay the required renewal premium. Lapse
It is a state assistance program, to provide hospital and medical expense insurance to people over 65 years of age. Medicare
Money charged for the insurance coverage reflecting expectation of loss. Premium
Uncertainty including the possibility of loss by an unexpected event for which insurance is used for. Risk
homeowners insurance sold to tenants living in the described property. Tenants
The person who identifies and classifies the degree of risk posed by the person trying to be insured. They determine whether or not coverage should be provided and what the rate should be Underwriter
Insurance that will cover an employer’s liability for injuries or death to people in their employment Workers' Compensation
The amount that has to be paid by the insured person during a calendar year before the insurer is responsible for more loss costs Deductible

Basic Insurance Terms Crossword

Type
Crossword
Description

A written insurance contract is called an insurance _____. policy
The possibility of a loss is called a(n) _____. risk
The fee, or _____, is paid by the policyholder. premium
_____ is the chance or likelihood of an event occurring. probability
Specific losses that an insurance policy does not cover are called _____. exclusions
Risk _____ is taking measures to lesson the severity of losses. reduction
The cause of a possible loss is a _____. peril
The person who calculates premiums is a(n) _____. actuary
A request for payment for a loss is called _____. claim
The amount the insured needs to pay before the insurance company will pay any claims. deductible
_____ insurance protects you from loss in the event your home is damaged or destroyed. homeowners
This coverage protects against damage (you cause) to another person or their property. liability
This coverage is for damage to your car other than a collision. comprehensive
This coverage is for damage to your car due to a wreck if you are at fault. collision
_____ insurance provides protection from financial loss that might otherwise occur when a person dies. life
The most common type of health insurance; it is most often obtained through employers. group
Type of life insurance for a specific period of time. term
Type of life insurance which accumulates cash value. whole
There are three types of this insurance--medical, hospital, surgical. health
Person who inherits money from a life insurance policy when the insured dies. beneficiary

Insurance Word Search

Type
Word Search
Description

bodily injury
inspection
towing and labor
rental reimbursement
policy number
underinsured motorist
uninsured motorist
premium
ppi
automatic coverage
personal effects
roadside assistance
pip
total loss replacement
split limits
collision
comprehensive
liability
stacked vs nonstacked
application
endorsement
mercury
ais
insurance

Insurance Crossword

Type
Crossword
Description

The state of being responsible for something Liability
What to use when the roof is bad endorsement
Temporary coverage binder
Insured's portion of Loss Deductible
A Loss where there is no value left total
Agent remuneration Commission
Mortgagee _________ Clause
The cause of loss or damage Peril
Claim assessor Adjustor
Demand by the insured Claim
Excess policy Umbrella
Actual ______ Value Cash
Auto/Home __________ Discount
Under_______ Writer
Increases the likelihood of a loss hazard
Homeowners ____________ Insurance
Best Homeowners Insurance AdairCountymutual