Type
Word Search
Description

HISA
CRM
Mortgage
Consolidate
Interac
Rates
Motusbank
Construction
Collateral
HighRatio
Lendinglowdown
Amortization

Mortgage Terms Word Search

Type
Word Search
Description

valoan
underwriter
title
survey
sales contract
refinance
ratelock
appraisal
principal balance
prequalification
origination fee
mortgage
lender fees
jumbo mortgage
interest rate
HOA
hazard insurance
foreclosure
firsttimebuyer
FHA
escrow
earnest money
default
deed
conventional mortgage
Construction loan
Closing
Cash out refinance
Borrower
Assumable Mortgage
Amortization
1003 Form

Buying A Home Terms Word Search

Type
Word Search
Description

earnest money
default
debt to income ratio
credit insurance
conditions
collateral
closing costs
closing agent
closing
character
capital
capacity
balloon payment
asset
appreciate
appraisal
adjustable rate mortgage
workout
variable rate
underwriting
title agency
title insurance
survey
short sale
secured loan
sales contract
principal
prime rate
prequalification
predatory lending
preclosing
preapproval
net worth
mortgage

Financial Terms Crossword Puzzle

Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

Mortgage Basics Word Search

Type
Word Search
Description

adjustable rate
balloon payment
bankrutpcy
buckets
collateral
collections
compliance
conforming
deed in lieu
documenting
educating
equity
escrow
fixed rate
foreclosure
guidelines
Interest
liquidation
loss mitigation
mortgage
negotiating
origination
post closing
processing
quality
refinance
regulations
servicing
team members
underwriting

Personal Financial Literacy Word Search

Type
Word Search
Description

401K
accrued
annual
annual percentage rate
balance
bi-annual
budget
check
collateral
compound
credit
credit card
debit
deposit
dividend
interest
investment
loan
principal
quarterly
rate
scholarship
shortage
simple
social security
stocks
student loan
surplus
term
withdrawl

Key Financial Literacy Terms: Crossword

Type
Crossword
Description

something of value Assets
the date a loan is due maturity
other types of debt other than a mortgage Notes Payable
the money a person borrows to buy real estate Mortgage
equipment, inventory or other goods that are pledged to the bank in case a company can't make a loan payment Collateral
the right to take possession of collateral until a debt is repaid Lien
debt from a bank Loan
investors who make small investments in an enterprise AngelInvestors
the act of making a business different Differentation
cost that do not vary based on the units sold by your enterprise FixedCost
a determination of how many units you have to sell in order to pay for all fixed cost BreakevenAnalysis
funds contributed by investors to a business Credit
expenditures on equipment the business will use for many years Capital
unit price minus the cost of goods sold ContributionMargin
the costs that make up one unit of what you sell CostofGoodsSold
the 12 month period a company uses to report financial results FiscalYear
a person or company with sufficient liquidity who guarantees to repay a loan if a company cannot Guarantor
this type of credit requires little documentation; decisions are almost immediate and interest rates are very high OnlineCredit
the amount of money borrowed Principle

Blends Word Search - bl, cl, fl, sl, gl, pl

Type
Word Search
Description

sleep
blow
glasses
floor
clean
blimp
clown
floss
pliers
glue
blocks
sleigh
flower
cloud
plug
slipper
glove
blanket
clock
globe
slide
flag
plant
blender

Personal Finance Vocabulary Crossword

Type
Crossword
Description

a savings plan designed to help set aside funds for future college costs. 529 Plan
the yearly interest rate charged on outstanding outstanding credit card balances. Annual Percentage Rate
the recording of financial transactions and exchanges. Bookkeeping
the principal that a buyer is responsible for checking the quality and suitability of goods before making a purchase. Caveat Emptor
interest calculated on both the principal and the accrued interest. Compound Interest
comparing the cost of two or more goods or services to find the best value. Cost Comparison
a record of an individual's past borrowing and payments. Credit History
an analysis made by a lender about a consumer's riskiness as a borrower. Creditworthiness
taking out one loan to cover a variety of debts, often with the goal of paying a lower interest rate overall. Debt Consolidation
a law that protect consumers from being discriminated against due to race, sex, marital status, religion or age when obtaining credit. Equal Credit
helps protect consumers by steeling established procedures for resolving credit billing. Fair Credit Billing Act
a federal agency established in 1914 that administers consumer protection legislation. Federal Trade
a relationship that requires financial dependence, contribution and communication Financial partnership
a legal process in which a mortgaged property is taken because the borrower has failed to keep up payments. Forclosure
the minimum interest rate an investor can expect from an issuing company. GuaranteedInterest
Insurance to help protect a mortgage lender in the event a borrower cannot make payments PMI
illegal schemes pyramid schemes
a period of economic decline Recession
benefits and bonuses offered to customers to entice them to open a card Rewards
insurance or investments offered by the government. SIPC

credit & debt vocabulary Crossword

Type
Crossword
Description

fee charged by a credit card company for the use of their credit card annual fee
cost of borrowing money on an annual basis; takes into account the interest rate and other related fees on a loan APR
tool used to finance a purchase credit card
preferred method of debt repayment; includes a list of all debts organized from smallest to largest balance; minimum payments are made to all debts except for the smallest, which is attacked with the largest possible payments debt snowball
type of card, often bearing the seal of a major credit card company, issued by a bank and used to make purchases. unlike a credit card, the money comes directly from a checking account; also called a check card debit card
act of combining all debts into one monthly payment, typically extending the terms and the length of time required to pay the debt debt consolidation
a fee for the cost of credit or borrowing finance charge
process by which the holder of a mortgage sells the property of a homeowner who has not made interest and/or annual payments on the time as stipulated in the mortgage contract forclose
time period during which a borrower can pay full balance of credit due with no finance charges grace period
interest rate charged to a customer during the initial stages of a loan introductory rate
amount of money a credit card company issues to the borrower credit limit
a decline in the value of property; opposite of appreciation depreciation
a long-term rental agreement, and a form of secured long-term debt lease
the length of a loan loan term
information that has been passed on but is not true myth
your belief system; the way you see or perceive things paradigm
expense that a taxpayer is allowed to deduct from a taxable income; examples include money paid as home mortgage interest and charitable donations tax deduction

Mortgage Word Search

Type
Word Search
Description

income and debt
right to cancel
TRID
underwriting approval
mortgage insurance
automated underwriting
adjustable rate mortgage
appraised value
Cert of Delivery of Value
ECOA
loan estimate
closing disclosure
escrow
principal reduction
interest rate
lock agreement
qualified mortgage
flood insurance
hazard insurance
wire instructions
bailee letter
flood determination
appraisal
down payment
security instrument
title
payoff
Loan
High Cost testing
USDA
FHA
VA
Dodd Frank