Mortgages Word Scramble
Type
Word Scramble
Description

mortgage payment
rent
first time buyer
fixed mortgage
appraisal
loan coordinator
homeowners insurance
sales contract
down payment
Underwriter
Loan Officer
subordination
payoff
title
commitment

Mortgage Word Search

Mortgage Word Search
Type
Word Search
Description

Cert of Delivery of Value
adjustable rate mortgage
automated underwriting
underwriting approval
principal reduction
flood determination
security instrument
mortgage insurance
closing disclosure
qualified mortgage
wire instructions
High Cost testing
hazard insurance
income and debt
right to cancel
appraised value
flood insurance
lock agreement
loan estimate
interest rate
bailee letter
down payment
Dodd Frank
appraisal
escrow
payoff
title
TRID
ECOA
Loan
USDA
FHA
VA

Buying A Home Terms Word Search

Buying A Home Terms Word Search
Type
Word Search
Description

adjustable rate mortgage
debt to income ratio
predatory lending
credit insurance
prequalification
balloon payment
title insurance
sales contract
earnest money
closing costs
closing agent
variable rate
underwriting
title agency
secured loan
preapproval
conditions
collateral
appreciate
short sale
prime rate
preclosing
character
appraisal
principal
net worth
capacity
mortgage
default
closing
capital
workout
survey
asset

Let's Buy! Word Scramble

Let's Buy! Word Scramble
Type
Word Scramble
Description

Realtor
Loan Officer
Buyer
Inspection
House
Reserves
Down Payment
Payment Shock
Desktop Underwriter
Loan Prospector
Sales Contract
Down payment assistance
Homebuyer counseling
Savings
Mortgage
Earnest Money
Homeowners Insurance
Prequalification

Mortgage Terms Crossword

Mortgage Terms  Crossword
Type
Crossword
Description

Home Mortgage ___________ Act
Comparison of your loan amount to the value of your home
Percentage of your debt divided by your gross income
Spouse that will only be on title but not on loan
Insurance that protects lenders/investors for losses due to the event of default of a mortgage loan
Document that most be provided withing 72 hours of taking an application
Document provided prior to closing that replaces the HUD-1 and TIL
Document filed to show lien with lender is a Deed of _______
Sketch of a property showing its boundaries
History of the title showing current owners and liens
Nationwide registraction system for mortgage loan originators
Origination, appraisal, and survey fees are know as _____________ costs.
Insurance protecting the lender is known as a _____________ policy
We use the borrowers __________ income to qualify them for a loan
FHLB stands for _____________ Home Loan Bank
Intergrated Disclosure regulation that went into effect October 3rd, 2015
Computer generated loan underwriting system
An ___________ account is set up to pay taxes and insurance on a yearly basis
Right of _____________ gives a borrower 3 days to decide if they wish to continue with a loan
A Mortgage _____________ is in charge of receiving payments, paying taxes and insurance, etc.

Mortgage Terms Word Search

Mortgage Terms Word Search
Type
Word Search
Description

conventional mortgage
Assumable Mortgage
Cash out refinance
principal balance
Construction loan
prequalification
hazard insurance
origination fee
sales contract
jumbo mortgage
firsttimebuyer
interest rate
earnest money
Amortization
underwriter
lender fees
foreclosure
refinance
appraisal
1003 Form
ratelock
mortgage
Borrower
default
Closing
valoan
survey
escrow
title
deed
HOA
FHA

Chapter 8 Buying a House Crossword

Chapter 8 Buying a House Crossword
Type
Crossword
Description

a person who rents a house or apartment
the person or people that own a rented house or apartment
a form of home ownership where each unit is individually owned
The money given to the landlord from the tenant as protection in the event that the tenant causes damage to the rented property; refunded when the tenant moves out if there is no damage, and can range from 1 to 4 month’s rent.
A mortgage in which the monthly payment and the APR may change, as specified in the signed agreement.
The act by a bank of taking possession of a home when the homeowner cannot pay the mortgage.
Required by mortgage holders, a type of insurance that covers damage to the home due to fire and other natural disasters; also covers the contents of the home in case of theft or vandalism.
a factor banks use when deciding whether to lend money for a mortgage; ideally <28%
a factor banks use when deciding whether to lend money for a mortgage; ideally <36%
A ratio of monthly expenses to monthly gross income; offers a realistic view as to where a person stands financially with the amount of debt presently being carried.
The money the bank collects from borrowers, for insurance and property taxes; the bank pays those bills for the homeowner when they are due.
costs that occur on a regular basis
one-time costs
What % of gross income people should spend on rent?
The earnest money, or good-faith deposit, is the money paid to the seller by an interested buyer to show that the buyer is serious about buying the house.

Fairway United Bingo

Fairway United Bingo
Type
Bingo Cards
Description

1003
Accountant
Adjustable Rate
Admin
Amazing Experience
Amortization Term
Appraisal
Approval
APR
Area Manager
AWI
Bond & Housing
Borrower
Branch Manager
Brandon
Brookline
Buyer
Citrix
Clear to Close
Closing Costs
Commited to Serve
Compliance
Consistent
Conventional
Core Values
Credit Report
Danielson
Deephaven
Disclosure
Down Payment
Encompass
Equity
Fair Credit Reporting Act
Fairfield
Fairway
Fairway Cares
Fairway Ignite
Fairway Joy
Fairway Nation
Fairway Now
Family Focused
Fannie Mae
FHA
FICO Score
Financial Advisor
Fixed Rate
Foster Growth
Foxboro
Fraud Alert
Freddie
Hartford
Have Fun
HMDA
Homebot
Homeowner Association
Homeowner Insurance
Homescout
Honest Communication
Housing Expense Ratio
Humility First
Hyannis
Identity Theft
Interest
Investment Property
Jon
Jumbo
Knowledge
Laz
LE
Lindsay
Loan Officer
Lock Request
Longmeadow
LTV
Mei
Military Active Duty Alert
Mortgage
Mortgage Coach
Mortgage Originator
Newury Street
NMLS
Non-Conforming
Open House
Origination Support
Payoff
PMI
Points
Policy
Pricing
Principle
Procedure
Processor
Production Partner
Providence
Purchase
Purchase Price
Rate
Rate Lock
Real Estate Agent
Real Estate Attorney
Refinance
Renovation
RESPA
Respect
Reverse
Satisfaction
Security Freeze
Seek Wise Counsel
Seller
Service
Shelton
Southie
Speed
Speed to Respond
Stay Balanced
Susan
Tax Transcript
Taxes
The Street
Thin Credit File
Underwritting
United
USDA
VA
VOD
VOE
VOL
VOM
VOR
W-2s
Westboro
Wires

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Real estate law Crossword

Real estate law Crossword
Type
Crossword
Description

term used to describe a mortgage with constant blended payments that pay itself off over time
the lender in a mortgage transaction
the borrower in a mortgage transaction
written permission to build from the municipality
a mortgage payment that combines principal and interest
possessions that can be moved and are not attached to real property Agreement
Something that is given as security until repayment of a loan
type of ownership of real property that combines fee simple ownership and shared ownership
the process of obtaining title
shortfall of money that remains owing in a power of sale after the principal, interest and costs have been paid in full
paid by the buyer to the seller when an agreement of purchase and sale is negotiated
document registered on title when a mortgage is paid off
right to use a portion of someone else's land for a specific purpose
a building or structure that intrudes on someone else's land
the net value of property after deducting the value of encumbrances
property reverts to the crown
interests in land that also provide the right to exclusive possession
the right to the land and prevents others from using it
the highest form of ownership
possessions attached or affixed to real property
court action where the borrower defaults
not the owner, but responsible for the mortgage
percentage added to the loan to be paid
the sum of money borrowed from a mortgagee
first bank over second bank
the amount of money that is left in a power of sale after the principal, interest and costs have been paid in full
right to use a portion of another's land for access purposes
person or corporation, occupying a space while renting
the length of time to pay off a mortgage
ownership to real property
the designated usage of land, as determined by the municipality

Housing Concepts Crossword

Housing Concepts Crossword
Type
Crossword
Description

Party who acts as an intermediary between home buyers and home sellers
A loan to finance the purchase of a house
The difference between the market value of a home and what an individual owes on it
Price at which a house would sell in a competitive setting
Value of a property for the purpose of determining property taxes
Legal process in which the lender takes possession of and sells the property in attempt to satisfy the debt owed. Occurs after default on a loan
Legal right to the possession of a property
Failure to make monthly mortgage payments on time
Attached home (Common roof and walls). Typically cheaper than single family homes because they save land
Taking out a new mortgage loan to pay off an existing mortgage loan
Fees to be paid by the resident for the upkeep of common areas
Opinion of value of the house the buyer would like to purchase
Housing units contained within a development area in which the buyer owns the actual unit and a share of the common areas
A type of housing market in which there are more sellers than buyers. Prices of homes are typically lower

Mortgage Terms Crossword

Mortgage Terms Crossword
Type
Crossword
Description

how rates are expressed
name a GSE
what kind of credit report do we pull
what report is used to determine value
what IRS form is used to compare income stated to filed
what type of insurance is required to be paid 12 months in advance
what is an EMD
if a porperty is in zone x what is required
what type of insurance is required for a condo
if a second perso is applying for a loan, they are a
what type of income document does a salaried borrower recieve
what do borrowers provide to prove assets
what type of account is established to pay taxes and insurances
what type of title insurance is optional
fees associated with a purchase or refinance are called
what is the minimum payment calculation for a student loan in income repayment
if a borrower is using alimony to qualify what document is required
a loan product that the rate can change is an
a loan product where the rate does not change is considered
what length of residency is shown on the application
name another younger GSE
what is Chaila's favorite color
what registry must a loan officer be registered with
name of a legal document that gets recorded on the land records
name of the legal document that contains the terms of the mortgage
sfr stands for