Type
Word Search
Description

Shares
Swap
Ratings
Risk
GATT
GNP
Firm
Equity
Economics
Debt
Credit
Capitol
Bank
Beta
Aid

Credit Cards Crossword

Type
Crossword
Description

Any card that may be used repeatedly to borrow money or buy products and services on credit. Creditcards
Any card that may be used repeatedly to borrow money or buy products and services on credit. Debitcards
A payment made to a professional person or to a professional or public body in exchange for advice or services. Fees
A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively Money
The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. Interest
The amount of money owed to the credit card company. CreditcardBalance
A place where you can keep your money safe Bankaccount
When you don't pay bills on time Badcredit
When you pay your bills on time Goodcredit
A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. Credit
When a person you work for or your boss pays you not in cash Check
A price that one has to pay Bill
When you put money or a check into your acount deposit
The record of use of debt. Credithistory
A bank account equally shared by two or more people Jointaccount
Charged by a credit card company each year for use of a credit card. Annualfee
A three digit number that summarizes how well a person or business has handled debt and credit Creditscore
The total cost of borrowing, including interest and fees, expressed in a dollar amount. financecharge
Consumers or businesses seek legal assistance when bills cannot be paid. Bankruptcy
An amount owed Debt

Personal Finance Terms Word Scramble

Type
Word Scramble
Description

Debt
Tuition
Credit
Bank Account
Money
Insurance
Asset
Liability
Risk
Stock
Financial Aid
College
Broker
Tax
Income Tax
Federal Reserve
Savings
checking
Windfalls
Brokerage Firm
Bank

Financial Terms Crossword Puzzle

Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

Financial Literacy Bingo Cards

Type
Bingo Cards
Description

opportunity cost
human capital
budget
financing
fiscal
saving
financial goal
interest
credit report
reconcile
introductory rate
income
expenses
risk/reward relationships
trade-off
incentive
disincentive
credit
financial literacy
personal finance
sinking fund
economy
financial plan
debt

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Taxing and Spending Crossword

Type
Crossword
Description

payments by individuals taxes
total income of an individual minus certain deductions taxable income
one who depends primarily on another dependent
money an employer withholds from worker's wages withholding
financial instruments, bonds, notes etc.. securities
total amount of money the gov owes national debt
a 12 month accounting period fiscal year
expenditures required by law uncontrollables
benefits that congress has provided by law to individuals entitlements
total budget changes only a little from one year to the next incrementalism
using go spending and taxation to influence the economy fiscal policy
controlling the supply of money & credit to influence the economy monetary policy
sum of all goods and services gnp
rate the fed charges members banks for loans discount rate
percentage of money member banks must keep in federal reserve banks reserve requirement
federal reserve system uses to affect the economy by buying or selling gov securities open market operations
the gov both supports & regulates private enterprise mixed economy
gov should keep its hands off the economy laissez faire
several corporations combined their stocks & allowed a board of trustees trust
business that controls so much of a product, service ,or industry that little or no competition exists monopoly
exists when a few firms dominate a particular industry oligopoly
stocks & bonds (great depression) securities
practice of negotiating labor contracts collective bargaining
court orders to prevent an action from taking place injunctions
programs designed to help elderly , ill, & unemployed citizens social insurance

Business Key Terms Crossword

Type
Crossword
Description

When an individual is unable to pay debts. Bankrupt
To allocate money for benefit in the future. Investment
A financial gain. Profit
Money collected from tenants for the use of property. rent
The value of the shares issued by a company. equity
Advice on money issues. Financial Advice
A plastic card issued by a bank. Credit Card
A company provides compensation for loss. insurance
Money borrrowed from a financial institution to buy property. mortgage
Minimum numbers of hours that have to be worked. casual work
A legal order so that a certain amount of money can be deducted from a borrower’s wages to repay debt. garnisheed
A sumof money paid by the financial sector in return for the investment of money. interest
A type of employment where regular hours are worked at a fraction Part-time work
Debt restructuring. Refinancing
Prevents something else from being harmed. savings buffer

Credit 101 Crossword

Type
Crossword
Description

How many credit bureaus are there Three
Buy item on credit Finance
charge for borrowing money Interest
Installment Contract Loan
First Credit Card Dinnersclub
Credit Risk Credit Score
List of account and payment history Credit Report
open ended account Revolving
Second person on contract Co-Signer
Past due Delinquent
Relief of debt Bankruptcy
sold debt Collection
national credit reporting agencies Credit Bureaus
when bill is due Due date
Lawsuit for debt Judgement
Open ended offer to borrow Line of Credit
property taken back by creditor Reposession
loan with collateral Secured Credit
Current stat of account Status
Interest amount that adjusts Variable Rate

Financial Literacy Crossword

Type
Crossword
Description

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

Debt Crossword

Type
Crossword
Description

a yearly fee that is charged by the credit card company for the convience of the credit card annualfee
cost of borrowing money on an annual basis annualpercentagerate
type of card issued by a bank that allows users to finance a purchase creditcard
a detailed report of an individualed credit history creditreport
a measure of an individual's credit risk creditscore
preferred method of debt repayment; includes a list of all debts organized from smallest to largest balance debtsnowball
a decrease or loss in value depreciation
an interest rate charged to a customer during the early stages of a loan introductoryrate
time frame that a loan agreement is in force and before or at the end of which the loan should either be repaid loanterm
an expense that can be deducted from one's taxable income taxdedcution
the name of this chapter debt

Finance Word Search

Type
Word Search
Description

Rights
Lease
Variable
Sale
Profit
Partnership
Expenses
Leverage
Liability
Investor
Equality
Dividend
Loan
Default
Debit
Credit Card
Credit History
Corporation
Capital
Business Plan
Audit
Asset
Annual Meeting
Job
Banking
Economics
Financial Affairs
Investment
Commerce
Accounts
Business
Manage
Budget
Money
Bank