Type
Crossword
Description

Amount subtracted from gorss pay Deductions
wages going directly to employee's bank account from eemployer's Direct Deposit
Federal Insurance Contribution Act: including social security and medicare FICA
Form used to prove citizenship Form I-9
States the amount of money earned and taxes paid throughout the previous year: wage and tax statement Form W-2
Determines the amount of money withheld for taxes: Employee's Withholding Allowance Certificate Form W-4
Total amount of money earned before payroll withholdings Gross Income
Health program for disabled and elderly Medicare
Amount of check often referred to as the "Take home Pay" Net Income
Length of time for which an employee's wages are calculated Pay Period
Paper Payment for earned wages Paycheck
Document that employee's receive either as a notice of payment and deductions Paycheck stub
Electronic card that carries the earned wages on it Payroll card
Items deducted from gross income Payroll deductions
Provides retirement income for the elderly and pays for disability benefits Social Security
Net income and the amount and employee receives after payroll deductions Take Home Pay
Required charges of citizens by local, state, and federal governments Taxes
Amount required by law for employers to withhold from earned wages to pay taxes Withholding Tax
Accumulated deductions for the year Year to Date

Reading A Paycheck Stub Crossword

Type
Crossword
Description

Lists paycheck deductions as well as other important info paycheck stub
The employee's full name, address, and social security # personal info
Total amount of money earned during the pay period before deductions gross pay
total amount of money left after all deductions are taken out net pay
The amount of money deducted from the gross pay for taxes, medicare, or benefits deductions
The % deducted from an individual's paycheck to assist in funding the state state withholding tax
Federal Insurance Contribution Act fica
Nation's retirement program, provides retirement income for the elderly and pays disability social security
The nation's healthcare program for the elderly and disabled medicare
The amount an employee contributes each pay period to a retirement plan retirement plan
The amount taken from your paycheck for medical benefits medical
The amount by laws for employers to withhold from earned wages federal tax
Totals of all deductions from January 1st to the day of the pay period year to date
Length of time for which an employee's wages are calculated pay period
Compulsory charges imposed on citizens by local, state, and federal governments taxes
Collects federal taxes, issues regulations, and enforces tax laws written by the U.S. irs
Employers directly deposit employee's paycheck into the employee's authorized account direct deposit
Electronically carries the employee's net pay payroll card
Used to determine the amount of federal taxes withheld from the paycheck allowence
A person who relies on the tax payer for financial support dependent

Taxes and Paychecks Crossword

Type
Crossword
Description

What is the other name for the Federal Insurance Contribution Act? FICA
The amount taken from the employees paycheck for medical benefits? MEDICAL
What type of withholding tax is used to assist in funding government agencies within states? STATE
The length of time for which an employee's wages are calculated? PAYPERIOD
What tax is based on 6.2% of employees gross income? SOCIALSECURITY
What type of tax is based on 1.45% of employees gross income? MEDICARE
Totals of all deductions which have been withheld from Jan. 1 to the last day of the pay period? YEARTODATE
What is used to list paycheck deductions? PAYCHECKSTUB
What is the total amount of money earned during the pay period before deductions? GROSSPAY
What pay is the total amount of money left over after all deductions? NET
What is subtracted from the gross pay? DEDUCTIONS
What type of withholding tax is required by law to withhold from wages to pay taxes? FEDERAL
What plan do employees contribute to each period? RETIREMENT
Who is responsible for handling the paycheck? EMPLOYEE
What is the most secure paying method? DIRECTDEPOSIT
What are charges imposed on citizens by governments? TAXES
What is the service that collects federal taxes? IRS
What is used to determine the amount of federal taxes withheld from the paycheck? ALLOWANCE
What is a person who relies on the taxpayer for financial support? DEPENDENT
A driver's license, passport, and birth certificate are all forms of what? DOCUMENTATION

Paycheck Basic Vocab List Crossword

Type
Crossword
Description

The amount that is subtracted from gross pay Deductions
Wages go directley from an employer bank account to an employee's bank account Direct Deposit
Federal Insurance Contribution Act; includes social security FICA
This form is used to prove citizenship Form I-9
The wage and tax statement.States the amount of your money earned and taxes paid throughout the year Form W-2
Employee's Withholding Allowance Certificate; it determines the amount of money withheld for taxes Form W-4
The total amount of money earned before payroll withholdings Gross Income
Health care program for the elderly and disabled Medicare
The check amount that is often referred to as the take home pay Net Income
The length of time for which an employee's wages are calculated Pay Period
Paper payment for wages earned Paycheck
A document an employee receives either as a notice of payment and deductions Paycheck Stub
This is an electronic card that carries the wages earned on it. Payrollcard
Items deducted from gross pay Payroll Deductions
Helps provide retirement income for the elderly and pays disability benefits Social Security
This is the net income and is the amount an employee receives after deductions Take Home Pay
Required charges of citizen by local, state and federal governments Taxes
The amount required by law for employers to withhold from earned wages to pay taxes. Withholding tax
Accumulated deductions for the year Year to Date

Taxes and Paychecks Crossword

Type
Crossword
Description

Subtraction from a taxable income Deduction
Tax credit for people with children under 17 child tax credit
Total amount earned per pay period gross pay
Total amount after taxes deducted per paycheck Net pay
amount taken from paycheck for medical benefits Medical
totals of all paycheck deductions year-to-date
Federal Insurance Contribution Act Fica
National retirement program Social Security
national healthcare for elderly and disabled Medicare
Most secure method for an employer to pay employees direct deposit
an employee is required to complete this when beginning a new job W-4 form
form used to verify an employee's eligibility I-9 form
government agency responsible for tax laws Congress
The national healthcare plan for the elderly Medicare
This agency collects taxes IRS
Percentage withheld for social security 6.2
Largest tax taken from an employee's paycheck Federal withholding
Approximately 31% of this is removed from an employee's paycheck deductions
This term refers to being payed once every two weeks bi-weekly
Is federal income tax mandatory? yes

Payroll Vocab Crossword

Type
Crossword
Description

The amount paid to an employee for every hour worked Wage
A fixed annual sum of money divided among equal pay periods Salary
Paying an employee based on the amount of sales the employee generates Commission
The total amount paid by a business for an employee's work, earned by a wage, salary, or commission Total Earnings
The number of days or weeks of work covered by an employee's paycheck Pay Period
The total amount earned by all employees for a pay period Payroll
The accounting staff position that compiles and computes payroll data and then prepares, journalizes, and posts payroll transactions Payroll Clerk
A device used to record the dates and times of every employee's arrivals and departures Time Clock
Taxes based on the payroll of a business Payroll Taxes
Any amount withheld from an employee's gross earnings Payroll Deduciton
A federal tax paid for old-age, survivors, and disability insurance Social Security Tax
A federal tax paid for hospital insurance Medicare Tax
The maximum amount of earnings on which a tax is calculated Tax Base
A qualified retirement plan that provides most individuals with a deferred federal income tax benefit IRA
Summary of he earnings, deductions, and net pay of all employees for one pay period Payroll Register
A deduction from total earnings for each person legally supported by a taxpayer, including the employee Withholding Allowance

Financial Literacy: Taxes and Paychecks Crossword

Type
Crossword
Description

National legislative body of U.S consisting of the Senate and House of Representatives as a continuous institution. Congress
International Revenue Service; federal bureau which collects taxes every year and turns the money over to the Treasury Department to cover expenses of the U.S. government IRS
Executive agency responsible for promoting economic prosperity and ensuring financial security of the United States U.S Treasury
Amount, based on percentage of one's taxable income, paid to the U.S., and in some cases, to the state in which one lives Income Tax
Amount, based on a percentage of a purchase, paid to a state and local governments and school districts. Sales Tax
Amount, based on a percentage of property value, paid to local governments and school districts in which one lives. Property Tax
Tax similar to a sales tax, imposed on some goods. Excise Tax
Amount, based on the value of one's estate, which one heirs or beneficiaries will pay to the government upon one's death. Estate Tax
Tax imposed on the transfer of money or property from one living person to another by gift, payable by the donor. Gift Tax
Person who relies on another for financial support. Dependent
Amount deducted from a paycheck by an employer in the employee's behalf to pay federal income taxes based in the number of personal allowances claimed Federal Withholding
Federal Insurance Contribution Act; a Social Security retirement tax FICA
Amount of income before taxes and other deductions Gross Pay
Program under the U.S Social Security Administration which reimburses hospital and physicians for medical care provided to qualifying people over 65 year old Medicare
amount of income after taxes and other deductions (take home pay) Net Pay
Government program which provided economic assistance to a person faced with unemployment, disability or old age Social Security
Monetary credits received on one's tax return for each person claimed as a dependent Allowance
Amount paid before commission Base Salary
Fixed amount of money paid to a person on a regular basis for services rendered Commission
Sum of money given to an employee in addition to the employee's usual compensation Bonus
Payment for work done per hourly. Hourly Wage
Base hourly wage set by the federal government. Minimum Wage
Salary range set by the government for all government jobs. Official Salary Schedule
Payment for additional work done outside of regular hours. Overtime
Amount of money one is paid at the beginning of a job. Starting Salary
Percentage pay of each sale, no base salary is available. Straight Commision
Amount of one's salary remaining after federal, state and often city income taxes and various other deductions have been withheld Take-home Pay
Fixed amount of money paid to a person on a regular basis Salary
Working on a contractual basis rather than being employed by a specific company, giving tax and income responsibility to the worker Contract Labor

Income Tax Terms Crossword

Type
Crossword
Description

You are responsible to filer your taxes compliance
Another name for social security tax FICA
An S.S. 5 is an application for _____ number. socialscecurity
A W-4 is called ______ Allowance Certificate. Withholding
Who completes a W-4? you
W-2 is your _______ and Tax Statement. Wage
Who completes the W-4 Form? Employer
You should receive your W-2 by the end of this month January
You need to file your income taxes by the 15th of this month April
1040 is the only tax _______ for 2018. form
A tax that takes a higher % from high-income groups. Progressive
A tax that takes the same % from all income groups. regressive
An example of a progressive tax is the _______ tax. income
An example of a regressive tax is the _______ tax. sales
Money before any deductions. gross
Income a person receives from a bank account. Interest
Federal agency responsible for collecting income tax. IRS
Income that you must pay federal tax on. taxable
A form you receive from the bank if you earned interest is a 1099 _______ INT
Where you find your tax liability TaxTables
Single, Married Filing Jointly, and Married Filing Separately FilingStatus
This is determined by your W-4 Form Allowances
The amount of tax you must pay is called your tax _______. Liability
If your filing status is single you will receive a $12,000 _______ deduction. Standard
Business expenses, charitable contributions, medical expenses are _______ deductions. Itemized
Most common way income taxes are filed efile
If your total tax payments are greater than the total tax you owe. refund
A review of your tax return by the IRS audit
Health Savings Account HSA
Individual Retirement Account IRA

Personal Finance Crossword

Type
Crossword
Description

A plan for spending and saving money based on a person's goals during a given time period BUDGET
the average cost of a variety of expenses for living, such as rent or home costs, transportation costs, insurance, food, and utilities COST OF LIVING
the entire amount of money a person owes to lenders DEBT
expenses that are a exact amount every time FIXEDEXPENSES
The amount of money you earn before deductions. GROSS INCOME
payment for the use of money INTREST
Buying items with out need, on a whim. IMPULSEBUYING
amount of a paycheck that a person can actually spend; essentially gross income minus any payroll deduction NETINCOME
money set aside for short or long-term goals SAVINGS
fees placed on income, property, or goods to support government programs TAXES

Personal Finance Crossword

Type
Crossword
Description

A number assigned to a person that indicates to lenders their capacity to repay a loan Credit Score
An amount of money given to the borrower for a set period of time. Loan
The amount of income earned before payroll deductions, such as FICA tax for Social Security and Medicare Gross Income
The amount the insured must pay before the insurance company pays a claim. Deductible
Grants people the right to know what's in their credit report Fair Credit Reporting Act
Prevents scare tactics from debt collectors Fair Debt Collection Practices Act
Employee's Withholding Allowance credit used by the employer to calculate the amount of tax W-4 Form
Earnings made after taxes are deducted Net pay
A long term loan extended to someone who buys property Mortgage
An arrangement to receive cash, goods, or services now and pay for them later Credit
An entity to which money is owed Creditor
Car loans Fixed Expense
Food and Clothing Variable Expense

Employability Vocabulary Crossword

Type
Crossword
Description

A person applying for a job Applicant
a person who works with you Coworker
being on time for work Punctuality
rules of behavior in the workplace Work ethic
to eliminate unwanted applicants Screenout
any information about possible job openings joblead
extras provided by employers (other than wages) Fringebenefits
the person who hires someone to do a job Employer
a person who will give a favorable report of a job applicant to the employer REference
a short, written description of an applicant's personal data, education, and experience related to a job Résumé
fixed amount of money earned, regardless of hours worked salary
an action or series of actions determined by an employer for a specific process Procedure
a resource that involves communicating information with others networking
the amount of a paycheck after the deductions are taken out Netpay
a formal meeting between an employer and job applicant about a job opening Interview
the total amount of an employee's earnings before deductions are taken out Gross pay
treating someone unfairly because of his or her race, religion, or sex Discrimination
amount of money taken from an employee's gross pay for taxes, insurance, Social Security, and other benefits Deduction
the tool employers use to find out basic information about job applicants Application form