5-4 Auto Insurance  Crossword

type of insurance that pays for the repair or replacement of an insured car if it is damaged no matter who is at fault. Usually required if there is a loan on the car.
insurance that pays for part of the cost of a rented car if a car is disabled because of a collision.
insurance that covers towing or road service when a car is disabled.
a person who predicts how many customers will submit claims based on a criteria such as age or sex or marital status or driving record and residence.
an extra fee paid to car insurance company for dividing an annual premium into monthly, quarterly or semiannual payments.
part of the repair or damages that a driver has to pay before the insurance company pays.
covers bodily injury during an accident liable, the responsible person that pays for damages they cause with their automobile.
at fault for causing an accident. You can be sued for this.
contract between a person and insurance company. The driver pays a fee and the company covers certain costs when the driver makes a claim. premium, the amount paid for an insurance policy.
a request for payment by a driver involved in an accident to an insurance company.
insurance that covers a person from damages.
insurance that covers damage a driver causes to another person's property.
coverage that pays for injuries to a driver or passengers caused by a driver who has no insurance or does not have enough insurance to cover the medical losses.
an added insurance coverage mandatory in some states that pays for any physical injuries that the driver or passenger sustain while in the vehicle. Also called no fault insurance.
same as personal injury protection.
insurance that covers the repair or replacement of parts of an insured car damaged by fire or vandalism or any other disaster. it also covers if the car is stolen.

Property & Liability Insurance Crossword

Property & Liability Insurance Crossword

Is insurance that protects renters from property and liability risks.
Is an insurance that protects property owners from property and liability.
: Is a written amendment to an insurance policy. Policyholders often use endorsement to add coverage to their policy for an additional premium.
A provision requiring policyholders to insure their building for a stated percentage of its replacement value in order to receive full reimbursement for a loss.
Is an insurance to protect against claims for bodily injury to another person or damage to another person’s property
: Is a dangerous place, condition, or object that is particularly attractive to children, such as swimming pools.
Is automobile insurance that protects you own car against damage from accidents or vehicle overturning. This coverage will pay for the damage to your car in the event you are at fault and the other driver’s liability insurance does not have to pay.
Is automobile insurance that pays for medical, hospital, and funeral costs of the insured and his or her family and passengers, regardless of fault.
Is automobile insurance that pays for your injuries when the other driver is legally liable but unable to pay.
Is automobile insurance in which drivers involved in an accident receive reimbursement for their medical and repair expenses from their own insurer.
Known as personal catastrophe policy, supplements your basic auto and property liability coverage by expanding reimbursement limits and including some risks that were excluded in the basic coverage.
: Is insurance coverage for the insured’s move able property wherever it may be located.
The causes might be fire, theft, tornado, hail, water, falling objects, natural disasters, and acts of vandalism.

Chapter 34: Vehicle and Property Insurance Crossword

Chapter 34: Vehicle and Property Insurance Crossword

the value of the automobile when it was new minus depreciation
decline in value of an asset because of use
requires drivers to pay for any damages or injuries they cause in an accident
requires drivers to have a minimum amount of car insurance
drivers involved in car accidents collect damages from their own insurer no matter who is at fault.
request for payment from an insurer for any damages covered by a policy
amount in damages a policyholder must pay before the insurance company pays a claim
property attached to land, house, business, garage, or other building.
consists of possessions that can be moved
insure against damage due to fire or lightning
add other types of protection to basic policy
an addition to a policy that cover specific property or damages
full cost of repairing or replacing the property, regardless of the depreciation value

Automobile Insurance Crossword

Automobile Insurance Crossword

insurance which reduces the financial impact of an automobile accident
insurance which covers physical injuries to others caused by an automobile accident for which the policyholder was responsible
insurance which applies when the policyholder damages the property of another person
financial institution agreeing to compensate for losses of individuals or businesses resulting from damages, injury, treatment or hardship
insurance which applies to the medical expenses of anyone who is injured in policyholder’s automobile, no matter who was at fault for the accident
insurance which covers costs if an individual is involved in a car accident with an uninsured driver
insurance which covers damage to the policy holder’s car when it is involved in an accident
insurance which covers physical damage to an individual’s car which occurs as a result of a non-collision incident
year, make and model of a vehicle
residential location used to determine the automobile insurance premium
consists of people who cannot obtain an insurance policy from regular carriers due to poor driving record or other factors
extension of the overage period on an item in which the manufacturer guarantees to repair or replace if necessary within a specific time period

Insurance Key Terms Crossword

Insurance Key Terms Crossword

a situation involving exposure to danger. "flouting the law was too much of a risk"
(in business) the forecasting and evaluation of financial risks together with the identification of procedures to avoid or minimize their impact
a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium. "many new borrowers take out insurance against unemployment or sickness"
a person or group in whose name an insurance policy is held.
An insurance premium is the amount of money that an individual or business must pay for an insurance policy. The insurance premium is considered income by the insurance company once it is earned, and also represents a liability in that the insurer must provide coverage for claims being made against the policy.
a course or principle of action adopted or proposed by a government, party, business, or individual. "the administration's controversial economic policies"
the extent to which something is probable; the likelihood of something happening or being the case. "the rain will make the probability of their arrival even greater"
state or assert that something is the case, typically without providing evidence or proof. "he claimed that he came from a wealthy, educated family"
the extent to which something deals with or applies to something else. "the grammar did not offer total coverage of the language"
able to be deducted, especially from taxable income or tax to be paid. "child-care vouchers will be deductible expenses for employers"
covered by insurance
a person or company that underwrites an insurance risk; the party in an insurance contract undertaking to pay compensation.
the state of being responsible for something, especially by law. "the partners accept unlimited liability for any risks they undertake"
serious and immediate danger. "his family was in peril"
a danger or risk. "the hazards of smoking
DEFINITION of 'Insurance Risk Class' A group of individuals or companies that have similar characteristics which is used to determine the risk associated with underwriting a new policy and the premium that should be charged for coverage.
DEFINITION of 'Uninsurable Risk' A hazard or condition that has either a high likelihood of loss, or in which the insurance would be considered against the law. Insurance companies limit their losses by not taking on certain risks that are very likely to soon result in a loss.

Purchasing a New Car Crossword

Purchasing a New Car Crossword

The cost for shipping the vehicle from factory to dealer
having a car that you rent for a period of time
An amount of money that is reported as a percent of the sticker price
the price of the engine, chassis and any other piece of standard equipment
the total of the base price, options price and destination charge
extras for convenience, safety or appearance
it protects you from losses caused by fire, vandalism and thief
give the average prices for vehicles purchased during a month before
in the insurance policy it states that you pay a portion of any repair bill
insurance that covers bodily injury and property damage
decrease in the value of your vehicle because of age
a car, bus, truck, van, SUV,

Basics of Health Insurance Crossword

Basics of Health Insurance Crossword

An established schedule of fees set for services performed by providers and paid by the patient
protection in return for periodic premium payments that provides reimbursement of expenses resulting from illness or injury
the sum of money paid at the time of medical service; it is a form of coinsurance
provision frequently is found in medical insurance policies whereby the policyholder and the insurance company share the cost of covered losses in a specified ratio
Civilian Health and Medical Program of the Veterans Administration known as
states that when an individual is covered under two insurance policies, the insurance plan of the policyholder whose birthday comes first in the calendar year (month and day, not year) becomes the primary insurance.
A term used in managed care for an approved referral
a payment method used by many managed care organizations in which a fixed amount of money is reimbursed to the provider for patients enrolled during a specific period of time, no matter what services were received or how many visits were made.
a letter or statement from Medicare that describes what was paid, denied, or reduced in payment.
Pays expenses involved in the care of the teeth and gums
Protects a person in the event of a certain type of accident, such as an airplane crash
Often includes benefits for medical expenses payable to individuals who are injured in the insured person’s home or during an automobile accident
Covers a continuum of maintenance and health services for chronically ill, disabled, or mentally retarded individuals
Provides payment of a specified amount on the insured’s death
Pays the cost of all or part of the insured person’s hospital room and board and specific hospital services
a review of individual cases by a committee to make sure services are medically necessary and to study how providers use medical care resources
40. An insurance term used when a primary care provider wants to send a patient to a specialist
periodic (monthly, quarterly, or annual) payment of a specific sum of money to an insurance company for which the insurer, in return, agrees to provide certain benefits
person who pays a premium to an insurance company and in whose name the policy is written in exchange for the insurance protection provided by a policy of insurance
a general practice or nonspecialist provider or physician responsible for the care of a patient for some health maintenance organizations

Insurance Terms Crossword

Insurance Terms  Crossword

Business person who analyzes the probabilities of risk/risk management.
Person who sells, services, or negotiates insurance policies either with a company or individually.
Physical injury that can include sickness/disease to a person
A clause in most property insurance policies to encourage policyholders to carry a good amount of insurance. If the insured person doesn’t maintain the amount specified in the clause (usually 80%), the insured person will share a higher proportion of the loss.
The date when an insurance company issues a policy.
Portion of the insured loss paid by the policyholder
Amount at which an asset can be bought or sold in a transaction between willing parties.
The termination of a policy due to failure to pay the required renewal premium.
It is a state assistance program, to provide hospital and medical expense insurance to people over 65 years of age.
Money charged for the insurance coverage reflecting expectation of loss.
Uncertainty including the possibility of loss by an unexpected event for which insurance is used for.
homeowners insurance sold to tenants living in the described property.
The person who identifies and classifies the degree of risk posed by the person trying to be insured. They determine whether or not coverage should be provided and what the rate should be
Insurance that will cover an employer’s liability for injuries or death to people in their employment
The amount that has to be paid by the insured person during a calendar year before the insurer is responsible for more loss costs

Home Insurance Crossword Puzzle

Home Insurance Crossword Puzzle

Many insurance companies will give you a ______________ when you purchase both auto and home insurance policy with them
A home insurance policy covers your liability if someone slips on your sidewalk and has a _______________ (2 words)
The part of your home insurance policy that pays for damage you unintentionally cause, person damage or injuries other people
The amount that it would cost you to go out and replace your old damaged TV in the store today (2 words)
The decrease in value of your property or the difference between the ACV and the replacement cost
Proving your ownership of lost or damaged property or the reason Mom says you should keep your receipts (3 words)
The current or "book value" of your personal property (3 words)
If your place has a fire and it is getting fixed, insurance coverage will help pay for a __________ (2 words)
Insurance policy provision that states you will pay a specified amount of a claim before the company pays
A home or renter's insurance policy pays for ______________ if you have a fire and it destroys your home or apartment complex (2 words)
The amount you pay for in exchange for insurance coverage
A request for payment under the terms of the insurance policy
A written document that serves as evidence of an insurance contract with contains the pertinent facts about the policy owner, the insurance coverage, and the insured and insurer

Insurance Review Crossword

Insurance Review Crossword

Provides payments for both liability and property insurance on a vehicle
Receives money if a person dies
Out-of-pocket money paid by policyholder before an insurance company
Money paid for health care
Financial product purchased to protect one against the risk of loss
The chance of loss from an event that cannot be entirely controlled
Someone who relies on someone else for income
Provides payment payment beneficiaries who were named by the insured person
When the act of insuring an event increases the likelihood that the event will happen
A person who owns the insurance policy
The money paid to an insurance company to purchase policy
Cash set aside that can be used to cover the costs of unexpected expenses
A formal request to an insurance company asking for a payment when the policyholder has an accident, illness, or injury
Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
Provides payments to replace earnings during times when workers cannot work due to illness or injury
Employers may offer employees benefits in the form of products of services that add extra value for the employee beyond earned wages
The donation of a product or service in place of cash

Auto Insurance Crossword

Auto Insurance  Crossword

A person who sells insurance; your direct contact with an insurance company.
Describes the person who did something to cause an accident.
The amount of money you agree to pay when there is a loss.
The person receiving insurance coverage under the insurance policy.
Another term for the insurance company or anyone who provides insurance.
If you break the law by speeding, running a stop sign, driving under the influence, etc., you’ll get a ticket. Parking tickets are not moving violations.
A written document that serves as evidence of an insurance contract which contains the pertinent facts about the policy owner, the insurance coverage, the insured and the insurer.
The amount you pay in exchange for insurance coverage.
This covers the physical damage to your car from most other causes, such as fire, theft, vandalism, hail, etc.
This type of coverage pays for damage to your car if it collides with another object, like a light pole, for instance.
This covers medical bills and funeral expenses for you, your family and passengers whether you caused the accident or not.
This covers you for your bodily injury caused by a hit-and-run driver or an at-fault driver who has no auto liability insurance, up to the UM limits in your policy.
This covers what the other driver’s insurance doesn’t, if the other driver is at fault, up to the UIM limits you select.