Type
Crossword
Description

An apartment that is ready to be moved into MARKET READY
To sign a lease in advance of move out or completed construction PRELEASE
A former resident who moved out without notifying management or paying in full SKIP
The ratio of dividing the profit by total assets RETURN ON INVESTMENT
The ratio that provides how many prospective residents turned into actual leases CONVERSION RATIO
A contract by which one party conveys land, property, services, etc., to another for a specified time, usually in return for a periodic payment LEASE
The percentage of occupied apartments within a community OCCUPANCY
The process of maximizing the number of visitors to a particular website by ensuring that the site appears high on the list of results returned by a search engine SEARCH ENGINE OPTIMIZATION
The action of extending the period if the contract RENEWAL
When someone has violated their agreement and are removed EVICTION
When someone has clicked on a hypertext link to view an advertisement which is often used as a measure of consumer engagement CLICK-THROUGH
A type of housing where the landlord can choose to rent the space at whatever price the local market may fetch CONVENTIONAL
The remaining cash the landlord receives after paying all expenses for operating the property and any costs for work to get space ready for occupancy EFFECTIVE RENT
A prospective resident who was referred to the property REFERRAL
Anyone who calls or visits the property inquiring about renting PROSPECT
The amount of money that is lost due to non-payment of rents and vacant units VACANCY LOSS
When an applicant applies and is approved but does not decide to move in CANCELLATION
This outlaws the refusal to rent a dwelling to any person because of race, color, disability, religion, sex, familial status, or national origin FAIR HOUSING ACT
Failure to pay any outstanding rent DELINQUENCY
When a resident notifies management in writing of the intent to move NOTICE TO VACATE
A person who is in charge of operating the property PROPERTY MANAGER
The person who works to find good tenants for their buildings LEASING AGENT
All revenue from the property minus any necessary operating expenses NET OPERATING INCOME
Features that are included with the property to enhance the desirability/value AMENITIES
A type of housing that the cost of rent is at or below 30% of one's income AFFORDABLE
Benefits that are offered by the landlord to draw tenants to vacant units or when a tenant decides to renew the lease CONCESSIONS

Chapter 8 Buying a House Crossword

Type
Crossword
Description

a person who rents a house or apartment Tenant
the person or people that own a rented house or apartment Landlord
a form of home ownership where each unit is individually owned Condominium
The money given to the landlord from the tenant as protection in the event that the tenant causes damage to the rented property; refunded when the tenant moves out if there is no damage, and can range from 1 to 4 month’s rent. Security Deposit
A mortgage in which the monthly payment and the APR may change, as specified in the signed agreement. Adjustable Rate Mortgage (ARM)
The act by a bank of taking possession of a home when the homeowner cannot pay the mortgage. Foreclosure
Required by mortgage holders, a type of insurance that covers damage to the home due to fire and other natural disasters; also covers the contents of the home in case of theft or vandalism. Homeowner’s Insurance
a factor banks use when deciding whether to lend money for a mortgage; ideally <28% Front-end Ratio
a factor banks use when deciding whether to lend money for a mortgage; ideally <36% Back-end Ratio
A ratio of monthly expenses to monthly gross income; offers a realistic view as to where a person stands financially with the amount of debt presently being carried. Debt to Income Ratio
The money the bank collects from borrowers, for insurance and property taxes; the bank pays those bills for the homeowner when they are due. Escrow
costs that occur on a regular basis Recurring Cost
one-time costs Non-Recurring Cost
What % of gross income people should spend on rent? 25% - 30%
The earnest money, or good-faith deposit, is the money paid to the seller by an interested buyer to show that the buyer is serious about buying the house. Earnest Money Deposit

Real Estate Crossword Puzzle

Type
Crossword
Description

High Risk/High Return Strategy Opportunistic
The 1990-1991 recession was due in part to the so-called Credit Crunch
Effective Gross Income minus Operating Expenses Equals Net Operating Income
The going-in cap rate is ______ than the going-out cap rate smaller
Most risky asset class Hotel
Debt Coverage Ratio uses NOI and Debt Service
This mistake in DCF practice may offset the other two Discount Rate
The Lessor Landlord
most common for shopping centers percentage rent
dollar figure above which the tenant pays a percentage of sales breakpoint
Free Rent is a type of Concession
3-10 years is a typical lease term length for Office
Type of Variable Expense Utilities
A property is worth less a year after you buy it because of Depreciation

Finding an Apartment Crossword

Type
Crossword
Description

The company or individual who owns an apartment Landlord
A legal document signed by both the tenant and the landlord that contains the terms of the agreement, such as the names of the tenant, the rent amount, and the responsibilities of the landlord and tenant Lease
An important safety consideration that also determines your ease of getting to work, buying groceries, and so on. Location
The amount of time required in advance if either the landlord or the tenant wishes to discontinue the rental agreement. Notice
The payment, usually monthly, that the tenant pays to the landlord. Rent
A sum of money, usually equal to one month's rent held by the landlord to cover any damage to the apartment caused by tenant Security Deposit
The person renting the apartment Tenant
The length of the rental agreement, usually a period of one year Term
One individual apartment. A large apartment building may contain 20 or more Unit
Services needed to make to make a house or apartment functional, such as hot water, electricity, natural gas and cable and internet service Utilities

Real Estate Terms Word Search

Type
Word Search
Description

Commission
Landlord
Tenant
Sale
Lease
Broker
Rent
Escrow
Buyer
Seller

Want to earn a $50 rent credit? Crossword

Type
Crossword
Description

When a resident is planning to move out, this Notice need to be provided to the Leasing Office 30 days in advance. NoticeofIntenttoVacate
A legally binding contract that provides parameters on what a Property Management company provides, and what a tenant is responsible for. Rentalagreement
When a resident would like to add or remove a person from their Rental Agreement, this form needs to be signed. Roommateaddendum
When a resident causes a disturbance or damage to the property, has an unauthorized occupant, an unsightly patio, they will receive this notice. NoticeofViolation
When a resident is smoking in an nonsmoking area or has an unauthorized pet in their unit, failed to clean up waste or garbage, they will receive this notice. NoticeofNoncompliance
If the resident receives a Notice of Violation or Notice of Noncompliance and does not cure it, or does not pay rent, they will receive this notice before being sent through the eviction process. ForCauseNotice
If a property management company is unable to renew your lease after it ends, 90 days pior to the end date this notice would be provided. 90dayEndofTenancyNotice
If a resident does not pay rent before the 9th of each month, or if they have signed Petition to pay rent late, they will receive this notice. 72hournotice
Residents can apply to be on this council that meets monthly to provide CHNW student input. ResidentCouncil
A student held position that lives in the building, organizes events and responds to After Hours Emergency calls. ResidentAmbassador
This Manager takes care of the real estate, staffing and enforcing policies. PropertyManager
This position title is the person you signed your lease with, collects rent checks, enforces policies and can provide leasing resources. LeasingConsultant
A type of fire that should be put out with salt and not water. Greasefire
A type of insurance that provides liability insurance and the tenant's personal property is covered against named perils such as fire, theft, and vandalism Rentersinsurance
When a resident would like to move before their Rental Agreement ends, they can find another student to fulfill the lease by going through this process. LeaseTakeOver
This money is payed before moving into a unit, and refund 31 days after moving out, depending on the condition of the apartment. SecurityDeposit
This Law governs the rental of commercial and residential property. It is composed primarily of state statutory and common law Landlordtenantlaw
If this CHNW form is signed before the 9th of any given month, a Resident can pay rent late without any penalties. Petitionforlatepayment
When a resident is experiencing a unique situation where a CHNW policy is effecting ones ability to achieve academically, effects health or financial well being, they can fill out this form to potentially receive an accommodation. AppealsandAccommodationsForm
If a student is having a one time financial issue, and is unable to pay for a months of rent, they can apply for this grant through CHNW. Housinggrant
CHNW requires residents to have a .....of half time enrolled, 3 out of 4 terms a year. Studentstatus
If something is broken in a residents unit, they can put in a ....through the tenant portal. Maintenancerequest

Consumer Skills Crossword

Type
Crossword
Description

A person that requires goods or services______________. Consumer
A period in a person's life when he/she has permantly withdrawn from the workforce Retirement
Two for one is an example of an___________. Incentive
Infromation that pertains to money matters Financial information
Factual of statistical pieces of information. Data
Federal agency that deals with consumer protection and influences legislation Federal Trade Commission
Legal agreement Contract
Achieves philosophical goals rather than profit. Nonprofit
Ensures banks and other institutes show detailed information of terms and credits for pruducts such as mortgages. Truth in Lending Act
Things that are borrowed; usuallys it's money that is borrowed. Loans
Someone who rents a house or apartment Tenant
Kind of contract that compromises renting land, buildings, etc. Lease
Someone who rents out a house or apartment. Landlord
Payment or series of payments made by a person who temporarily occupies land or property Rent
Letting someone live in with you and take care of the lease Sublease
_____________ termination is under early certain conditions the tenant may leave the rented residence before the lease ends Early
To ensure compliance with a law or regulation Enforces
Someone who is misleading; Dishonest Deceptive
Legal ________________ is a contract that is enforceable by law Agreement
Individual(s) that pretend to be you. Identity Theft
Compilation of an individual's credit history Credit Report
Type of scam when thieves go through your garbage to steal banking information Dumpster diving
Type of scam when dishonest salesmen use a special devise to steal credit card information when processing your credit card Skimming
Type of scam when thieves use software to aquires your personal information via technology. Hacking
Provides benefits for groups such as the elderly and unemployed. Social Security

Money Skills Crossword

Type
Crossword
Description

a person who owns a house, apartment, etc., and rents it to other people landlord
a legal agreement that lets someone use a car, house, etc., for a period of time in return for payment lease
an agreement in which a person makes regular payments to a company and the company promises to pay money if the person is injured or dies, or to pay money equal to the value of something (such as a house or car) if it is damaged, lost, or stolen insurance
consisting of or capable of ready conversion into cash liquidity
the act or an instance of buying and selling market
a legal agreement in which a person borrows money to buy property (such as a house) and pays back the money over a period of years mortgage
complete control of the entire supply of goods or of a service in a certain area or market monopoly
a product that is made by a well-known company namebrand
of necessity needs
the balance of gross income remaining after all allowable deductions and exemptions are taken netincome
a person or organization that receives money : a person or organization that is paid payee
an amount of money that a company or the government pays to a person who is old or sick and no longer works pension
the investments that are owned by a person or organization portfolio
the price of insurance : the amount paid for insurance premium
a period of reduced economic activity recession
a court where legal disputes over small amounts of money are settled smallclaimscourt
to correct (something that is unfair or wrong) redress
taxes placed by the federal government on imported goods tariffs
legal papers that show who owns an automobile title
a collection of ownership shares in a company stock
someone who rents a house or an apartment tentant
principles or qualities that you find desirable or worthwhile values
nonessential things that enrich a persons life wants
a guarantee of a products soundness and of the manufacturers responsibilty to replace or repair defective parts warranty
items of value that one owns, including saved money assets

Apartments.com Industry Terms Crossword

Type
Crossword
Description

An applicant who is approved, but decides not to move into the apartment. Cancellation
A feature conducive to adding attractiveness and value to a rental structure or real estate. Amenity
Refers to a resident who moves out of an apartment without notifying management or paying in full. Skip
Used to determine the amount of time required for a financial investment in products, services, or processes to recover from the initial investment cost from savings or performance improvement. Return On Investment
The process by which the property (apartment) is recovered from an occupant. Eviction
The # or % of occupied apartments within a community. Occupancy
The total amount of income that could be received if all units were leased at full market rate. Potential Rent
The amount of rent collected for a particular apartment unit, less any concessions. Effective Rent
The % of leases to the number of (qualified) prospective residents or the number of phone calls to in-person appointments. Conversion Rate
All current past due monies owed. Deliquency
An apartment that is ready for move-i and may be shown to prospects. May also be called rent ready or make ready. Market Ready
The means by which a resident notifies management of their intent to move out. Often referred to simply as a Notice. Notice to Vacate
Most recently amended in 1989, this legislation outlines the requirements of not limiting housing to anyone based upon their race, color, national origin, gender, familial status or disability. Fair Housing Act
Measures rental income of a property versus the potential rental income. Economic Occupancy
An apartment that is not occupied. Vacant
A company that assists prospective renters with finding the right apartment for them. They typically collect a large finder's fee of 50-100% of the value of a full months rent. Locator Service
Documentation of an apartment's condition upon both move-in and move-out. Inspection
A resident who chooses to remain in an apartment (at an increased rate) after their lease term expired. Month To Month
An apartment that is leased by a new resident prior to their current resident's move-out date Prelease
The amount, or percent, of dollars lost due to unoccupied apartments. Vacancy Loss
The amount of partial rent owed by a resident occupying an apartment for less than a month. Can apply at move-in and/or move-out. Prorate
A prospect that was sent to the leasing office by a resident or another apartment community. Referral

Chapter 22 Crossword

Type
Crossword
Description

An agreement in which one party recieves temporary possesion of anothers real property in exchange for rent Lease
Arises when the leasehold is for a renewable period of time with rent due at stated intervals Periodic tenancy
A landlord is required to provide residential property in a condition fit for human living. Warrant of habit
The ownership interest of the tenant is called a Leasehold estate
Takes place when the tenant transfers his or her entire interest in the lease to a third person Assignment of a lease
The person receiving possession Tenant or Lessee
The tenancy is referred to as a Tenancy from month
If a party possesses land with the owners permission but without an agreement as to the term of the lease or the amount of the a --- results Tenancy at will
The lease creates a relationship between the person conveying possession of realty called the Landlord
Tenants often have a hard time leaving the rented property before the day when the lease ends. If a tenant remains in possession after a lease has expired a------- arises. Tenancy at sufferance
The consideration given in return for temporary possession Rent
Occurs if the landlord fails to preform certain duties as defined in the lease or imposed by statue Constructive eviction
When a leasehold is for a definite peroid of time such as six months, one year, or ninety-nine years it creates a Tenancy for years
Occurs when the tenant does either of the following: Leases all of the property to a third a person, Leases part of the property to a third person for part or all of the term remaining Subletting
These examples are of: 1) There shall be no exposed electrical wiring, 2) The roof shall not leak, 3) Every ceiling and wall shall be smooth, free of loose plaster and wallpaper, and easily cleanable, 4) Outside doors and windows shall have tight-fitting screens, 5) Every unit shall have a private bathroom, 6) Gas stoves shall be properly vented and connected. 6 Conditions

Business Key Terms Crossword

Type
Crossword
Description

When an individual is unable to pay debts. Bankrupt
To allocate money for benefit in the future. Investment
A financial gain. Profit
Money collected from tenants for the use of property. rent
The value of the shares issued by a company. equity
Advice on money issues. Financial Advice
A plastic card issued by a bank. Credit Card
A company provides compensation for loss. insurance
Money borrrowed from a financial institution to buy property. mortgage
Minimum numbers of hours that have to be worked. casual work
A legal order so that a certain amount of money can be deducted from a borrower’s wages to repay debt. garnisheed
A sumof money paid by the financial sector in return for the investment of money. interest
A type of employment where regular hours are worked at a fraction Part-time work
Debt restructuring. Refinancing
Prevents something else from being harmed. savings buffer