Type
Word Search
Description

This word search contains the following answers:

no screening
adverse action
protected classes
ga real estate commission
advertising guidelines
federal local and state laws
hud
fair housing
criminal background
credit report
fcra
emotional support animal
comfort animal
cfpb
service animal

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Unit 6 Vocab Crossword Puzzle

Type
Crossword
Description

This crossword contains the following questions and answers:

an estimate of income and expenditure for a set period of time budget
a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit credit card
a legal agreement where a bank or other creditor lends money at interest in exchange for taking title of the debtor's property mortgage
the goods or merchandise kept on the premises of a business or warehouse and available for sale or distribution stock
arrangement by which a company or government agency provides a guarantee of compensation for specified loss in return for payment of a premium insurance
a deed by which a person is committed to make payment to another bond
an account at a bank against which checks can be drawn by the account depositor checking account
a bank account that earns interest savings account
card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase debit card
A state or federal law designed to protect consumers against improperly described goods and services & from unfair trade and credit practices consumer protection
Means of providing benefits to customers money (features)
a detailed report of an individual's credit history prepared by a credit bureau credit report
expense that will be the same total amount regardless of changes in the amount of sales, production, or some other activity fixed expense
costs that are easily changed, reduced or eliminated flexible expense
The total of an employee's regular remuneration (including allowances, overtime pay, commissions, and bonuses, and any other amounts) before any deductions are made Gross Pay
the amount one receives after taxes and deductions have been withheld during a pay period Net Pay
an investment program funded by shareholders that trades in diversified holdings and is professionally managed Mutual Fund
an investing tool used by individuals to earn and earmark funds for retirement savings Individual Retirement Account
a federal agency (established in 1914) that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace Federal Trade Commission
use of a person's private identifying information, usually for financial gain (a crime) Identity Theft
taxes imposed on employers or employees, and are usually calculated as a percentage of the salaries that employers pay their staff Payroll Tax
money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt interest
a comprehensive evaluation of an individual's current pay and future financial state financial plan
goods or services that are not necessary but that we desire/ Wants
goods or services that are required needs
the loss of potential gain from other alternatives when one alternative is chosen opportunity cost

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criminal justice Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

violation of the criminal laws of state, the federal gov't or a local jurisdiction. crime
the principle of fairness, righteous, truthful. justice
justice in terms of the distribution of privileges within a society. social justice
society taking precedence over individual rights public order
civil law civil justice
criminal law criminal justice
the systems opponents work together to achieve social product consensus model
assumes that the components function to serve their own interests. conflict model
oppurtunity for bail first appearance
information is gathered booking
issue written by a judicial officer directing law enforcement warrant
money; getting released bail
written accusation submitted to the court by a grand jury indictment
the first appearance of the defendant before the court arraignment
criminal proceeding, the examination in court of the issue trial
served with other sentence consecutive
served at the same time concurrent
scientific studies of causes and prevention of crime criminology
written accusation submitted by prosecutor information

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court Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Who appoints the federal judges with the advice and consent of the senate? President
What type of officer conducts presentence investigations, prepares presentence reports on convicted defendants, and supervises released defendants? Probation
What is the term used to describe evidence presented orally by witnesses during trials or before grand juries? testimony
________ are rules that set out a uniform sentencing policy for individuals and organizations convicted of felonies and serious (Class A) misdemeanors in the United States federal courts system. sentencing guidelines
What is the highest court in the country? supreme court
Does state court or federal court have jurisdiction over bankruptcy cases? federal
What is the term used for a crime that is punishable by death? capital offense
________ is a proceeding in which an individual who is accused of committing a crime is brought into court, told of the charges, and asked to plead guilty, not guilty, or nolo contendere (no contest) arraignment
In a criminal case who can appeal a guilty verdict? defendant
What type of offense is it when the penalty can include up to one year in a county jail. misdemeanor
What amendment protects against cruel and unusual punishments? eighth
How many of the amendments are for criminal cases? four
What is a serious crime carrying a penalty of more than one year in prison called? felony
How many jurors are there in a criminal trial? twelve
What is the least serious offense called? infraction
The U.S. is the only country in the world with juries in what type of trials? civil
What branch of government makes the laws? legislative

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Reference Services Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

The human process of examining criminal records & applying specific criteria & identifiers that ensure the records really belong to the applicant and ensure that an employer is only seeing records that they are legally able to see Order Review
The package that consists of a Nationwide Search, Social Security Trace, and 7 Years of Manual Counties Core
A ______ check is a personal/professional phone interview with an individual to verify all information submitted, as well as ask pertinent questions to identify key information of interest Reference
RSI is nationally accredited by NAPBS
RSI's drug testing partner Escreen
Consumers are entitled to ______ record information if they believe it is not accurate Dispute
Denying an applicant employment, promotion, etc. because of the results of their background check Adverse Action
The acronym for the Fair Credit Reporting Act FCRA
Desk.com is also know as The ____ Desk Help
A previous true and legal name of a person alias
The applicant self-entry option which allows applicants to enter their information and submit their own background checks Appscreen

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Persuasion techniques Word Search

Type
Word Search
Description

This word search contains the following answers:

repetition
propaganda
prizes
plain folks appeal
persuasion
overgeneralization
name calling
must have
misleading claims
loaded words
jingle
puffery
hype
humor
games and activities
federal trade commission
fear
facts and figures
endorsement
emotional appeal
claim
circular reasoning
caveat emptor
cause and effect fallacy
card stacking
call to action
bias
bandwagon
association
argument
advertisement

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Real Estate Terms Word Search

Type
Word Search
Description

This word search contains the following answers:

Commission
Landlord
Tenant
Sale
Lease
Broker
Rent
Escrow
Buyer
Seller

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Mental and Emotional Health Crossword Puzzle

Type
Crossword
Description

This crossword contains the following questions and answers:

condition or quality of being sad sadness
the intentional act of attempting to kill one's self suicide
mark of disgrace associated with a particular circumstance, quality, or person stigma
treatment for OCD psychotherapy
an anxiety disorder in which people have unwanted and repeated thoughts, feelings, ideas, sensations (obsessions), or behaviors OCD
a feeling of worry, nervousness, or unease, typically about an imminent event or something with an uncertain outcome anxiety
a state of mental or emotional strain or tension resulting from adverse or very demanding circumstances stress
feelings of severe despondency and dejection depression
a common mental illness defined by feelings of uneasiness, worry and fear anxiety disorder
disorder that develops in some people who have experienced a shocking, scary, or dangerous event PTSD
example of a symptom of OCD fear of germs
cause of OCD genetics

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Real Estate Word Search

Type
Word Search
Description

This word search contains the following answers:

Agent
Agreement
AML
Auction
Building Report
CDD
Chattels
CMA
Commission
Cross Lease
Deposit
Fee Simple
Finance
Freehold
Harcourts
Lawyer
LIM
Listing Agent
Market Value
Marketing Schedule
Mortgage
Offer
OIA
Power of Attorney
Purchaser
REINZ
Reserve Price
Settlement Date
Tenant
Tender
Title
Unconditional
Vendor

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Financial Literacy: Taxes and Paychecks Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

National legislative body of U.S consisting of the Senate and House of Representatives as a continuous institution. Congress
International Revenue Service; federal bureau which collects taxes every year and turns the money over to the Treasury Department to cover expenses of the U.S. government IRS
Executive agency responsible for promoting economic prosperity and ensuring financial security of the United States U.S Treasury
Amount, based on percentage of one's taxable income, paid to the U.S., and in some cases, to the state in which one lives Income Tax
Amount, based on a percentage of a purchase, paid to a state and local governments and school districts. Sales Tax
Amount, based on a percentage of property value, paid to local governments and school districts in which one lives. Property Tax
Tax similar to a sales tax, imposed on some goods. Excise Tax
Amount, based on the value of one's estate, which one heirs or beneficiaries will pay to the government upon one's death. Estate Tax
Tax imposed on the transfer of money or property from one living person to another by gift, payable by the donor. Gift Tax
Person who relies on another for financial support. Dependent
Amount deducted from a paycheck by an employer in the employee's behalf to pay federal income taxes based in the number of personal allowances claimed Federal Withholding
Federal Insurance Contribution Act; a Social Security retirement tax FICA
Amount of income before taxes and other deductions Gross Pay
Program under the U.S Social Security Administration which reimburses hospital and physicians for medical care provided to qualifying people over 65 year old Medicare
amount of income after taxes and other deductions (take home pay) Net Pay
Government program which provided economic assistance to a person faced with unemployment, disability or old age Social Security
Monetary credits received on one's tax return for each person claimed as a dependent Allowance
Amount paid before commission Base Salary
Fixed amount of money paid to a person on a regular basis for services rendered Commission
Sum of money given to an employee in addition to the employee's usual compensation Bonus
Payment for work done per hourly. Hourly Wage
Base hourly wage set by the federal government. Minimum Wage
Salary range set by the government for all government jobs. Official Salary Schedule
Payment for additional work done outside of regular hours. Overtime
Amount of money one is paid at the beginning of a job. Starting Salary
Percentage pay of each sale, no base salary is available. Straight Commision
Amount of one's salary remaining after federal, state and often city income taxes and various other deductions have been withheld Take-home Pay
Fixed amount of money paid to a person on a regular basis Salary
Working on a contractual basis rather than being employed by a specific company, giving tax and income responsibility to the worker Contract Labor

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Unit 6: Personal Finance Literacy Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A fixed income investment in which an investor loans money to an entity Bond
An estimate of income and expenditure for a set period of time Budget
An account at a bank against which checks can be drawn by the account depositor Checking Account
A state or federal law designed to protect consumers against improperly described, damaged, faulty, and dangerous goods and services as well as from unfair trade and credit practices Consumer Protection
A small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit Credit Card
A detailed report of an individual's credit history prepared by a credit bureau Credit Report
A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase Debit Card
A federal agency that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace Federal Trade Commission
An expense that will be the same total amount regardless of changes in the amount of sales, production, or some other activity Fixed Expenses
Costs that are easily changed, reduced or eliminated Flexible Expenses
All of the money you've made while working at your job before tax, social security, and health insurance deductions Gross Pay
An investing tool used by individuals to earn and earmark funds for retirement savings Individual Retirement Account
Provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium Insurance
A current medium of exchange Money
A loan in which property or real estate is used as collateral Mortgage
An investment program funded by shareholders that trades in diversified holdings and is professionally managed Mutual Fund
The amount one receives after taxes and deductions have been withheld during a pay period Net Pay
A tax that an employer withholds and pays on behalf of his employees Payroll Tax
A bank account that earns interest Savings Account
The capital raised by a business or corporation through the issue and subscription of shares Stock

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