Type
Crossword
Description

This crossword contains the following questions and answers:

Employee Stock ______ Plan. Ownership
The value of PowerRail Holdings, Inc. shares is determined each year by an independent _______. Appraiser
A person who derives advantage from something, especially a trust, will, or life insurance policy. Beneficiary
Employee Ownership Month. October
An individual account is maintained by the Plan _______ for each plan participant. Administrator
Amount the ESOP costs the employee? Zero
What is the number one consideration for share valuation? Profitability
What does the ESOP plan grant to employees? Stock
The atmosphere of a company. Culture
The ESOP vests over how many years? Five
The quality of being honest and having strong moral principles. Integrity

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Know Your ESOP Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Employee stock ownership plan esop
money contributed to the esop by the company contributions
Payment of ESOP account balance upon normal retirement date is made in installments over a 5 year period. distributions
you have earned the right to a portion if the full amount of your ESOP account upon termination of employment. You are 100% --------------- in your account when you have completed 6 years of service upon death, disability or retirement. vesting
Employees who are age 18 and completed a qualifying year of service automatically become a ---------------------------in the ESOP. participant
If your employment terminates for reasons other than retirement, disability or death, the portion of your ESOP account that is not vested is forfeited and reallocated to participants remaining in the plan. forfeitures
since EDM stock is not publically traded,the stock must be valued annually by a professional, outside appraiser. This appraiser determines EDM share price for the year which is used to value company stock on the employee's annual statement. valuation
co-owners acting together teamwork
employee retirement income security act erisa
financial gain, earnings profit
share in the ownership of EDM stock
meeting the requirment to be a co-owner eligibility
an advantage in addition to your salary benefit
company stock or cash distributed among co-owners allocations

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ESOP Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

The last word in ESOP plan
A ratio that determines "how much it costs to earn a $1" efficiency
Income minus expenses equal Net income
Employees earn an increasing right to their shares each year though ________ vesting
___________ on the balance sheet are what CFB owes Liabilities
There are approximately 10,000 ESOP's in the _________ ___________ United States
The process of determining CFB's fair market value valuation
Employees must be what age to enter the ESOP twenty one
Shares are released for distribution into an employee's account when what is made loan payment
CFB's ESOP is a ______________ retirement plan qualified
How many shares did CFB purchase for the ESOP three hundred
Each of us can impact CFB's performance by reducing ___________ expenses
The two months in which employees can enter the ESOP are January and _______ July
Typically, _________ shares are released each year for distribution into employee's accounts twenty
How many hours must an employee work to be eligible to participate in the ESOP one thousand
CFB is what type of corporation? S corp
Represented on balance sheet as what CFB owns assets
Allocation of shares to your individual account is based on eligible employee _____________ compensation
Employees become 100% vested in their ESOP after how many years in the plan six
The ESOP purchased 14.3% of the bank's ____________ in December 2014 shares
Bank uses these to fund loans deposits
A document that reflects the amount of stock you have statement

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ESOP Word Search

Type
Word Search
Description

This word search contains the following answers:

Plumbing
Electrical
Mechanical
Trello
Scrum
agile
Navigation
Ideas
Leadership
Chris Larson
Communications Committee
Dialectic
Employee Owner
ESOP
Fiduciary
Future is bright
Greg Trees
Larson Binkley Inc
Love your job
Michael Combest
Own it
pride of ownership
profitability
Retirement
share value
Shareholder
Teamwork
Trust
Vested
Years of Service

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ESOP Crossword Puzzle

Type
Crossword
Description

This crossword contains the following questions and answers:

Learning never stops. Education
Collabration of team members to reach our goals. Teamwork
Manager of ESOP assets on behalf of the shareholders. Trustee
Providing our customers the best products and service. Quality
Spreading investments to other accounts and to other investments. Diversification
Distributing company contributions and other assets amoung the plan participants. Allocation
401k, ROTH, ESOP are all ________ accounts. Retirement
The act of determining the value of company stock. Valuation
What is the abbreviation for Employee Stock Ownership Plan ESOP
The Employee Retirement Income Security Act of 1974 is a federal law that sets the minimum standards for retirement and health benefits. What is its acronym? ERISA

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ESOP Word Search

Type
Word Search
Description

This word search contains the following answers:

GIVING BACK
FOUNDATION
WEALTH
MONEY
CELEBRATION
TRUSTEE
AMAZING
BENEFICIARY
BENEFIT
COMMUNICATION
CULTURE
CURAMIN
DISTRIBUTION
EDUCATION
ELIGIBILITY
ESOP
EUROPHARMA
INVESTMENT
OCTOBER
OPPORTUNITY
OWNERSHIP
PARTICIPANT
PASSION
PERFORMANCE
PRIDE
RETIREMENT
SHARES
STATEMENT
STEWARDS
TEAMWORK
TERRY NATURALLY
TOGETHER
TRUST
VALUATION
VESTING

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Business Vocabulary Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A business or association usually formed to manufacture or supply products or services for profit. Company
A company legally separate from stockholders who own it and the managers who run it. Corporation
A person who organizes, operates, and assumes the risk for a business venture. Entrepreneur
A company owned and managed by two or more people who share its profits or losses. A partnership is not separate from its owners, who are liable for the company’s debts. Partnership
A corporation that doesn’t sell shares to the public. You cannot buy shares of a private company in the stock market. Private corporation
The stock of a public company is owned and traded by individuals and institutional investors. In contrast, the stock is held by company founders, employees, and sometimes venture capitalists. Public corporation
A company owned and run by one individual who receives its profits or its losses. A proprietorship is not separate from its owner, who is liable for the company debts. Sole-proprietorship
Shares of a company that do not guarantee a dividend and have more risk and volatility than preferred shares. Common stock holders have the benefit of providing shareholders with the right to vote for the board of directors as well as on issues that come before the board at the annual meeting of shareholders. Common Stock
A business that is owned by stockholders and has right and responsibilities as if it were a person. Corporation
Part of a company’s profits (earnings) that it pays as money to stockholders. Dividend
The amount of money that remains after subtracting the company’s expenses from its revenue. Earnings
Someone who risks funds by purchasing financial products with the hope the investments will increase in value over time. Investor
The initial sale of stock to the public by investment bankers. IPO
Shares of ownership of a company in which the shareholder is guaranteed a dividend if one is declared and whose shares are usually not as volatile as common stock. Preferred stock holders do not have voting rights in company elections and decisions. Preferred Stock
A company that is owned by a person, family, or small group of investors that does not sell shares of stock in the company to the public. Private Company
A company that is owned by investors who buy shares of stock, partial ownership of the assets of a business, in the corporation usually through one of the stock exchanges. Public Company
The chance of losing all or part of an investment. Risk
A type of security that signifies ownership in a corporation and represents a claim to a part of the company’s profits or losses. Companies usually issue stock to raise money for a variety of reasons, including expanding or modernizing their operations. Stock
An announcement appearing in financial publications such as The Wall Street Journal announcing a company’s Initial Public Offering (IPO.) Tombstone Ad
Indicates how much and how quickly the value of an investment, market, or market sector changes. Volatility
By law, each publicly held corporation must provide its shareholders with an annual report showing its income and balance sheet. In most cases, it contains not only financial details but also a message from the chairman, a description of the company's operations, and an overview of its achievements. Annual Report
Process by which assets of a business are converted to money. Liquidation
The condition of owning stock. The value of a long position is a stock’s current share price multiplied by the number of shares owned. Long position
If you own common stock in a U.S. corporation, you have the right to vote on company policies and to elect the company's board of directors. You may vote in person at the annual meeting or authorize the board to vote on your behalf using an absentee ballot, or proxy,Which you can submit by mail or, increasingly often, by telephone or over the Internet. Proxy
An individual or company (including a corporation) that legally owns one shares of stock in a stock company. The shareholders are the owners of a corporation. Shareholder

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ESOP Word Scramble - 2018 Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

KI's current ESOP Trustee DUANETOLANDER
Shares are allocated based on? Compensation
Number of years it takes to vest five
Determines share value each year TPA
If employee is vested and leaves the company, value of shares are invested in mutualfunds
One of the four factors which determines share price debtrepayment
KI's ESOP Attorney steiker
Red vesting ribbon represents passion
If you leave KI before you are vested, you ___your shares of stock lose
You will begin to receive your vested ESOP benefits after you leave
Kindermusik's founder Pratt
An ESOP is a ____ funded retirement plan. company
An individual portion of the ESOP, allocated to your account share
The worth of something value
The ____ has the ultimate responsibility for the ESOP Trustee
Most important people in the company employees
Celebration of years of service to your company anniversary
"Build a streamlined, focused and _____ business" sustainable
The last word in ESOP plan
The atmosphere of a company culture
By putting money into the ESOP, the company is making a ________ contribution
Employees must be give the opportunity to _____at age 55 and 10 years in plan diversify

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PATIENT ACCESS Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Health Maintenance Organization; A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO
Fixed sum of money that beneficiary must contribute towards the cost of their healthcare before insurance benefits begin DEDUCTIBLE
Official count/list of patient population CENSUS
Not to be disclosed CONFIDENTIAL
Federal health insurance plan primarily for seniors MEDICARE
The administrative branch within the Department of Health and Human Services that is responsible for Medicare and Medicaid Services CMS
ost sharing in which the subscriber is responsible for a specific percentage of the cost of healthcare COINSURANCE
Person who is the holder of an insurance policy SUBSCRIBER
Questionnaire to determine primary payor before Medicare MSP
ederal law requiring employers to permit employees to continue their group health insurance coverage after termination COBRA
A fixed payment for a covered service COPAY
Preferred Provider Organization PPO
oint federal and state program to provide Medical insurance for the poor MEDICAID
Collection and storage on patient demographic, insurance, and clinical data REGISTRATION

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ESOP Word Scramble - 2018

Type
Word Scramble
Description

this word scramble contains the following answers:

Equity
Net Income
Contributions
Distributions
Diversification
Eligibility
Trustee
Vesting
Compensation
Cliff Vesting
ERISA
Participant
Qualified Retirement Plan
Shareholder
Suspense Account
Third Party Administrator
valuation
year of service
fiduciary
cash

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Stock Market Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

a stock exchange Stock Market
the capital raised by a business through the issue of shares Stock
an agreement with legal force Bonds
an article that is manufactured for sale Products
an owner of shares in a company shareholder
a financial gain profits
a part of a larger amount that is divided among a number of people share
move from a lower position to a higher one Rise
decrease in number fall
the amount of money an item costs price
expend money with the expectation of achieving a profit invest
Federal Deposit Insurance Corporation FDIC
the condition of being protected from injury safety
the availability of liquid assets to a market liquidity
increase in monetary value appreciation
a situation involving exposure to danger risk
the act of possessing something ownership
a sum of money paid regularly by a company to its shareholders out of its profits dividends
a company that owns at least one smaller company Parent Company

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