Type
Crossword
Description

This crossword contains the following questions and answers:

Goods or services that we don't really need to live wants
____ is an example of a need to survive. food
To Help keep track of daily spending spending diary
Work done by a person to help others service
Goods and services people must have to live needs
We have to make good ____ about what to spend our money on. choices
Money earned for doing chores allowance
An _____ fancy sports car would be an example of a want expensive
A plan for spending and saving money budget
To put aside some money for later save
Money a person receives for work income

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Budgeting Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

An essential item required for life. Need
Something unnecessary, but desired. Want
A fundamental belief about what is desirable, worthwhile, and important to an individual. Value
A spending plan for managing money during a given period of time. Budget Plan
Money earned through employment and investments. Income
An amount of money spent to buy goods and services for yourself. Expense
An amount of money that is the same each time you pay. Fixed Expense
Costs that change in amount each time they are paid. Variable Expense
Something owed to another - an obligation. Debt
A debt for which you are liable for - financial obligation. Liabilities
A value that is owned. Assets
To divide/distribute as necessary. Allocate
Ability to pay all debts. Solvent
Inability to pay all debts. Insolvent
The amount by which assets exceeds liabilities. Net Worth
Specific, Measurable, Attainable, Realistic, Time Bound SMART

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Personal Finance Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A plan for spending and saving money based on a person's goals during a given time period BUDGET
the average cost of a variety of expenses for living, such as rent or home costs, transportation costs, insurance, food, and utilities COST OF LIVING
the entire amount of money a person owes to lenders DEBT
expenses that are a exact amount every time FIXEDEXPENSES
The amount of money you earn before deductions. GROSS INCOME
payment for the use of money INTREST
Buying items with out need, on a whim. IMPULSEBUYING
amount of a paycheck that a person can actually spend; essentially gross income minus any payroll deduction NETINCOME
money set aside for short or long-term goals SAVINGS
fees placed on income, property, or goods to support government programs TAXES

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Personal Finance Chapters 1 and 2 Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc. Personal Finance
An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt
A fee paid by a borrower to the lender for the use of borrowed money Interest
The granting of a loan and the creation of a debt; any form of deferred payment Credit
A system by which goods and services are produced and distributed Economy
A person or organization that buys/uses goods or services Consumer
A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan
The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy
Interest paid on interst previously earned Compound Interest
An account that generates interest income on the available balance in the account Interest-Bearing
The five steps to financial success Five Foundations
The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation
Saving money over time for a large purchase Sinking Fund
A savings account that is set aside to be used only for emergency expenses Emergency Fund
A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate

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Financial planning and money management Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

managing day-to-day money to pay bills, buy food, save Budgeting
The most expensive way to borrow unless repaid in full at the end of the month. Credit Card
A pot of money that can be used to cover unexpected spending,loss of income or other unexpected financial problems is called Emergency Fund
making plans to meet short- and long-term needs. Financial planning
the process of managing money(budgeting,saving,investing) money management
a loan to help people buy houses or flats. They are offered by banks and can last for 30years mortgage
the amount a person earns after deductions have been taken by goverment for tax and national income net income
a target; something that the individual wants or needs to achieve objective
offered by banks, building societies and some specialist firms. It is paid back with interest over a short time. Personal loan
the most common form (in the UK) of collective fund, allowing many investors to pool their money together unit trust

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Personal Finance Vocabulary Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A card that allows an individual to charge the cost of a purchase to a credit account (instant loan) Credit Card
Types of money Currency
Number that identifies your account Account Number
A plan for spending one's money Budget
The existing amount in an account Balance
Adding money to an account Deposit
Money taken out of an account Withdrawal
A number at the bottom of a check that indicates the bank it was issued from Routing Number
Activity within an account, either a deposit, transfer, or withdrawal Transaction
A secret code you need to be able to use an ATM PIN
To sign your name on the back of a check Endorse
Works like a check where money is taken from your checking account Debit Card
An order to pay money from your checking account to a person or company Check
An account where money can be spent with either a debit card or checks Checking Account
Money the bank pays you for keeping your money in a savings account Interest
A monthly report or bill from a bank or credit card company Statement
A record of withdrawals (checks) and deposits made into an account Register
Money set aside in a bank that earns interest Savings Account

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Financial Literacy Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Money paid to the government for services tax
Tax paid to the government based on the money you earn income tax
Money added to the cost of items and services when an item is purchased sales tax
Tax paid on houses, cars, boats or land property tax
Total amount of income BEFORE taxes are taken out Gross Income
Amount left on your paycheck AFTER taxes are taken out Net Income
An organized plan on spending and saving money Budget
Card issued by a bank that allows the user to purchase goods and services immediately and pay later - charges an interest rate credit card
Card issued by bank that allows user immediate access to money they have in their account Debit Card
Expenses equal income balanced budget
Put money into an account deposit
Take money out of an account withdrawl

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Unit 4 review Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

all income that a business receives over time Revenue
the cost of operating a business Expenses
provides detailed plans for the financial needs of many Budget
plans income and expenses from the beginning of a new business or a major business expansion until it becomes profitable Start-up budget
describes the financial plan for ongoing operations of a business for a specific period Operating Budget
an estimate of the actual money received and paid out for a specific period Cash budget
used to record and analyze the financial performance of a business Financial Records
a report that covers the revenue and net income or loss for a specific period Income Statement
the financial record of employee compensation, deductions and compensation Payroll
refers to the day-to-day financial activities associated with using limited income to satisfy your unlimited needs and wants Money Management
the difference between a persons assets and liabilities Net Worth
any difference between actual spending and budgeted amounts Budget Variance
a report that summarizes your current financial condition and sets a direction for future financial activities Financial Plan
supervises and regulates member banks to help banks serve the public efficiently Federal reserve system
offer a wide variety of financial services Commercial Bank
used for ATM transactions Debit Card
a written notice that tells the bank not to pay a certain check Stop payment order
the storing of money for future use Saving
using your savings to earn more money Investing
the ease with which an investment can be changed into cash without using its value Liquidity
the price at which stocks are being bought and sold Market Value
the difference between the price at which you can currently sell your house and the amount owed on the mortgage Equity

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Personal Finance Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Financial gain Profit
estimation of revenue and expenses to manage money Budget
Money paid to you by the company based on the performance Dividend
Shares are bought and sold through _____________ ASX
person who specialises in buying and selling shares stockbroker
money you make when you sell something for a higher price than what you paid for Capital gain
Way to save for retirement superannuation
money received through investments or work income
A ________ cost is something you spend money on every week fixed
A _______ cost is anything that you don't have a defined amount of spending every week variable
main provider of finance to businesses and consumers bank
something that is borrowed loan
an alternative to paying instead of cash, a plastic object credit card
Used by purchasers to buy real estate Mortgage
Income minus expenditure savings
Someone you owe money to Creditor
Person who owes money to someone Debtor
capital raised by a company, you can invest on this in asx stock
Money paid or received for work services Wages
money that is owed debt

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Chapter 8 Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

An orderly program for spending, saving, and investing the money you receive. FINANCIAL PLAN
Expenses that may change according to needs and short-term goals. VARIABLE
Amounts of money owed to others, also known as debts. LIABILITIES
Expenses that remain constant and cannot be easily changed or removed from a budget. FIXED
When income exceeds expenses, the difference is called a(n) ________. CASH SURPLUS
When you subtract your debts from the total amount of things you own, the difference is known as NETWORTH
Money you have to spend as you wish—after all required taxes and deductions disposable income
A(n) _________ is an organized plan whereby you match your expected income with expenses and savings. budget
Items of value that a person owns. assets
When you subtract your debts from the total amount of things you own, the difference is known as... net worth
Disposable income minus all obligated payments. Discretionary income

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Personal Finance Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Income, especially when of a company or organization and of a substantial nature. Revenue
An estimate of income and expenditure for a set period of time Budget
The proportion of a loan is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. Interest Rates
Money paid regularly at a particular rate of the use of money lent, or for delaying the repayment of a debt. Interest
The capital raised by a business or a corporation through the issue and subscription of shares. Stocks
A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time Bonds
A system of money in general use in a particular country. Currency
Borrow (a sum of money or item of property). Loan
Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture. Investing
Money received, especially on a regular basis, for work or through investments. Income
Pay out (money) in buying or hiring goods and services. Spending
The money one has saved, especially through a bank or official scheme. Savings
The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. Credit

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