Type
Crossword
Description

median on exchange currency
debt instrument issued for a period of more than a year bonds
trusted payment credit
lending; a grant loan
putting money to use by purchase or expenditure investing
monetary payment; received for good or services income
a share, right, or title in the ownership of property interest
preserving saving
supply of goods kept on hand for sale to customers by a merchant stocks
the amount charge interest rate
an estimate often itemized of expected income and expenses budget

Personal Finance Crossword

Type
Crossword
Description

Income, especially when of a company or organization and of a substantial nature. Revenue
An estimate of income and expenditure for a set period of time Budget
The proportion of a loan is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. Interest Rates
Money paid regularly at a particular rate of the use of money lent, or for delaying the repayment of a debt. Interest
The capital raised by a business or a corporation through the issue and subscription of shares. Stocks
A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time Bonds
A system of money in general use in a particular country. Currency
Borrow (a sum of money or item of property). Loan
Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture. Investing
Money received, especially on a regular basis, for work or through investments. Income
Pay out (money) in buying or hiring goods and services. Spending
The money one has saved, especially through a bank or official scheme. Savings
The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. Credit

Personal Finance Chapters 1 and 2 Crossword

Type
Crossword
Description

All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc. Personal Finance
An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt
A fee paid by a borrower to the lender for the use of borrowed money Interest
The granting of a loan and the creation of a debt; any form of deferred payment Credit
A system by which goods and services are produced and distributed Economy
A person or organization that buys/uses goods or services Consumer
A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan
The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy
Interest paid on interst previously earned Compound Interest
An account that generates interest income on the available balance in the account Interest-Bearing
The five steps to financial success Five Foundations
The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation
Saving money over time for a large purchase Sinking Fund
A savings account that is set aside to be used only for emergency expenses Emergency Fund
A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate

Economics scramble Crossword

Type
Crossword
Description

money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt. interest
the goods or merchandise kept on the premises of a business or warehouse and available for sale or distribution. stock
a certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time. bonds
a system of money in general use in a particular country currency
a thing that is borrowed, especially a sum of money that is expected to be paid back with interest. loan
expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture. investing
money received, especially on a regular basis, for work or through investments. income
pay out (money) for a particular person's benefit or for the improvement of something. spending
the money one has saved, especially through a bank or official scheme. Saving
the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. credit
income, especially when of a company or organization and of a substantial nature. revenue
an estimate of income and expenditure for a set period of time. budget
the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. interest rate

BUDGETING Word Search

Type
Word Search
Description

Debt
Budget
Goals
Finances
Loans
Savings
Discount
Income
Expenses
Spend
Employment
Rent
Bills
Payments
Cheques
Numbers
SPC
Coupons
Cards
Credit
Debit
Money

Show Me the Money!! Crossword

Type
Crossword
Description

Services such as water, heating, and electricity ultilites
The value of an investment or loan on date before the end of the term present value
The value of an investment or loan Principal
Someone who rents accommodations tenant
A feature of a calculator that is used for financial calculations TMV
The value of an investment or loan at the end of the term Future value
The percent by which an investment increases or decreases in value over a given time Growth rate
The number that is multiplied by the principal when calculating its accumulated value Growth factor
Total earning before deductions Growth earnings
Total assets (wealth) minus total liabilites (debt) Net worth
Total earnings less all payroll deductions from a total area Net earnings
Regularly occuring expenses that are the same from on time period to the next Fixed expenses
A series of equal payments or deposites paid at regular intervals over a fixed period of time annutity
The rate at which the value of an item increases over time. Appreciation rate
Expenses shared by all owners of a condominium complex common fees
An organized income spending plan budget
The time frame for which the calculation of a morgage payment is determined amoritizations period
A person or organization that lends money creditor
To sell an invenstment at a value less than its usual price discount
The rate at which the value of an item decreases over time Depreciation rate
The interest paid on the principal and its accumulating interest compund interest
The length of time for which interest is calcuated before being accumulated compounding period
A single loan obtained to pay off multiple loans consolidation loan
Half the monthy payment is paid every two weeks accelerated bi-weekly payment
One quarter of the monthly payment is paid each week accelerated weekly payment
Expenses that may change in frequency and/or amount from one time period to the next. i.e. food variable expenses

Personal Finance Terms Crossword

Type
Crossword
Description

person or organization that uses a product or service consumer
form of deferred payment credit
obligation of repayment owed by one party debt
system which goods are produced and distributed economy
to be an informed consumer; Financial... literacy
fee paid by a borrower to the lender interest
a debt evidenced by a “note” loan
decisions made by an individual regarding their money personal finance
anything owned by an individual assets
earnings from work or investments income
state of being obligated according to law liabilites
delayed gratification discipline
detailed proposal for doing or achieving something plan
currency and coin that are legal tender by government money
a written cash flow plan budget
an insistent request made as if by right demand
dividing money a person invests between several types of investments. diversification
quality of an asset that permits it to be converted quickly into cash without loss of value liquidity
payment or concession to stimulate greater output or investment incentive
obligates the borrower to make a predetermined series of payments mortgage
interest paid (daily, monthly and annually) on interest previously earned compound interest
$500 in readily available cash for emergencies only; the goal of the First Foundation emergency fund
percentage paid to a lender for the use of borrowed money; percentage earned on invested principle interest rate
the 5 steps to financial success five foundations
saving money over time for a large purchase sinking fund
a persistent rise in the price of goods and services inflation
recurrent fluctuation in the total business activity of a country business cycle
an accumulated stock of wealth, whether in money of property capital
to bargain or exchange in trade barter
an agreement between two or more parties that limits the action or inaction of each party contract
a specified sum of money covered for by the patient’s insurance copayment
person or firm to whom money is due creditor
investment in stocks, property, or other ventures in hopes of gaining speculation
not having enough paid work or not doing work that makes full use of their skills and abilities underemployed
a sum of money paid to a patentee for the use of a patent royalty
a thing that is wanted or required need
income, especially from a company or organization of a substantial nature revenue
give, put, or send (something) back to a place or person return
the degree of wealth and material comfort available standard of living
a U.S. government agency responsible for collecting taxes and enforcing tax laws IRS

Personal Finance Crossword

Type
Crossword
Description

Financial gain Profit
estimation of revenue and expenses to manage money Budget
Money paid to you by the company based on the performance Dividend
Shares are bought and sold through _____________ ASX
person who specialises in buying and selling shares stockbroker
money you make when you sell something for a higher price than what you paid for Capital gain
Way to save for retirement superannuation
money received through investments or work income
A ________ cost is something you spend money on every week fixed
A _______ cost is anything that you don't have a defined amount of spending every week variable
main provider of finance to businesses and consumers bank
something that is borrowed loan
an alternative to paying instead of cash, a plastic object credit card
Used by purchasers to buy real estate Mortgage
Income minus expenditure savings
Someone you owe money to Creditor
Person who owes money to someone Debtor
capital raised by a company, you can invest on this in asx stock
Money paid or received for work services Wages
money that is owed debt

Financial Management Crossword

Type
Crossword
Description

Any money received or earned Income
The amount of money you received in a paycheck after all taxes and deductions are subtracted. Net income
Certain allowance on the salary of a worker that are free from taxation. Exemptions
related to farming agrarian
Related to manufacturing or business activity Industrial
Manufacture money mint
The rate at which the local currency is exchanged for foreign currencies. Exchange Rate
An overall increase in the price level Inflation
Able to supply ones own self. Self-sufficient
The amount earned on an investment. Interest
Non-profit organizations owned by its members. Creditunion
A period of time. Term
Anything that is accepted as payment for goods and services or debts. Money
A safe place to save money and to make money by earning interest. Saving
The cost to take out a loan from a payday loan store. Finance charge
The use of money in the hope of making more money. Investment
Money in any form when used as a medium of exchange ,especially virtual or paper money that circulates. currency
The interest rate is stated as APY. APY
The price one pays or charges as remuneration for services. Fees
The amount of money borrowed when taking out a loan. Principal

Financial Literacy Crossword

Type
Crossword
Description

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

Unit 6 Vocab Crossword Puzzle

Type
Crossword
Description

an estimate of income and expenditure for a set period of time budget
a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit credit card
a legal agreement where a bank or other creditor lends money at interest in exchange for taking title of the debtor's property mortgage
the goods or merchandise kept on the premises of a business or warehouse and available for sale or distribution stock
arrangement by which a company or government agency provides a guarantee of compensation for specified loss in return for payment of a premium insurance
a deed by which a person is committed to make payment to another bond
an account at a bank against which checks can be drawn by the account depositor checking account
a bank account that earns interest savings account
card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase debit card
A state or federal law designed to protect consumers against improperly described goods and services & from unfair trade and credit practices consumer protection
Means of providing benefits to customers money (features)
a detailed report of an individual's credit history prepared by a credit bureau credit report
expense that will be the same total amount regardless of changes in the amount of sales, production, or some other activity fixed expense
costs that are easily changed, reduced or eliminated flexible expense
The total of an employee's regular remuneration (including allowances, overtime pay, commissions, and bonuses, and any other amounts) before any deductions are made Gross Pay
the amount one receives after taxes and deductions have been withheld during a pay period Net Pay
an investment program funded by shareholders that trades in diversified holdings and is professionally managed Mutual Fund
an investing tool used by individuals to earn and earmark funds for retirement savings Individual Retirement Account
a federal agency (established in 1914) that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace Federal Trade Commission
use of a person's private identifying information, usually for financial gain (a crime) Identity Theft
taxes imposed on employers or employees, and are usually calculated as a percentage of the salaries that employers pay their staff Payroll Tax
money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt interest
a comprehensive evaluation of an individual's current pay and future financial state financial plan
goods or services that are not necessary but that we desire/ Wants
goods or services that are required needs
the loss of potential gain from other alternatives when one alternative is chosen opportunity cost