Type
Crossword
Description

This is the three-digit number that summarizes how well a person has handled credit and debt. credit score
This is the amount available to be charged to a credit card. available credit
This is the maximum amount that can be charged to a credit card. credit limit
The total cost of borrowing, including interest and fees. finance charge
A compilation of the credit history of an individual, from which a credit score is generated. credit report
The annual interest rate you will be charged if you carry balances on a credit card. annual percentage rate
When your payment must be made in order to avoid a late payment fee. due date
Exceeding the amount that is allowed to be charged on a credit card. overlimit
You might be charged this if your payment is not made on time. late fee
The lowest amount required to be paid to satisfy your current bill. minimum payment
Someone who signs an agreement to pay your loan if you default. cosigner
A credit reporting agency. credit bureau
This is charged yearly for use of a particular credit card. annual fee

Financial Literacy Word Search

Type
Word Search
Description

minimum payment
lender
late fee
interest
grace period
delinquency
credit score
credit report
credit limit
credit card
collection account
borrower
annual percentage rate
annual fee
withdrawal
transfer
transaction
service charge
overdraft
online banking
minimum balance
financial institution
direct deposit
deposit
debit card
credit union
checking account
Check register
Balance
ATM

Financial Literacy Crossword

Type
Crossword
Description

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

Credit Card Terminology Crossword

Type
Crossword
Description

The once-a-year cost of owning a credit card. Annual Fee
The yearly interest rate charged on outstanding credit card balances. Annual Percentage Rate
An amount of money. Balance
A reporting agency that collects information on consumer credit usage. Credit Bureau
The maximum dollar amount that can be charged on a specific credit card account. Credit limit
A financial institution's evaluation of an individual's ability to manage debt. Credit Score
The time a borrower is allowed after a payment is due to make that payment without adding to the interest owed. Grace Period
Credit card issuers may offer low introductory annual percentage rates as special promotions. Introductory Rate
The lowest amount of money that you are required to pay on your credit card statement each month in order to keep the account in good standing. Minimum Payment
A banking service that allows you to link your checking account to your credit card; protects you from overdraft penalties or bounced checks in the case of insufficient funds. Overdraft Protection

Credit Cards Crossword

Type
Crossword
Description

Any card that may be used repeatedly to borrow money or buy products and services on credit. Creditcards
Any card that may be used repeatedly to borrow money or buy products and services on credit. Debitcards
A payment made to a professional person or to a professional or public body in exchange for advice or services. Fees
A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively Money
The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. Interest
The amount of money owed to the credit card company. CreditcardBalance
A place where you can keep your money safe Bankaccount
When you don't pay bills on time Badcredit
When you pay your bills on time Goodcredit
A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. Credit
When a person you work for or your boss pays you not in cash Check
A price that one has to pay Bill
When you put money or a check into your acount deposit
The record of use of debt. Credithistory
A bank account equally shared by two or more people Jointaccount
Charged by a credit card company each year for use of a credit card. Annualfee
A three digit number that summarizes how well a person or business has handled debt and credit Creditscore
The total cost of borrowing, including interest and fees, expressed in a dollar amount. financecharge
Consumers or businesses seek legal assistance when bills cannot be paid. Bankruptcy
An amount owed Debt

Credit Cards Crossword

Type
Crossword
Description

A plastic card issued by a bank or business for a purchase on credit. Credit card
The lowest amount able to pay when paying of debt. Minimum payment
The next best alternative that is given up when a choice is made. Opportunity cost
A general increase in prices Inflation
The amount you have to pay on your credit card at any given time. Balance
The name of a popular credit card. Visa
Events recorded on the statement , such as purchases, fees, etc. Transactions
The person using the credit card, borrowing the money. Borrower
Credit cards, debit cards, or prepaid cards are examples of this. Payment card
A type of financial institution that will provide all types of banking services. Credit union
Receive cash, goods, or services now and pay for them in the future. Credit
A person to whom money is owed. Another name for lender. Creditor
Maximum amount of money a creditor will allow a credit user to borrow. Credit limit
Fee charged per year for use of the card. Annual fee
The last date on which transactions are posted to the statement. Statement Closing Date
The cash received when money is borrowed on a credit card. Cash advance
Agreeing to be responsible for another person's loan payments if that person fails to make them. Cosigning
One of the three C's of credit Character
A single number that helps lenders decide how responsible you are Credit score
A confidential report on a consumer's payment history Credit report
Annual Percentage Rate of Interest equals ? APR
A state of being in so much debt that you are legally declared unable to pay your creditors in full. Bankruptcy
Fees that you pay for lateness, missing a payment, etc. Penalty fees
The amount of days given to pay your bill Grace period
Your card is used illegally Unauthorized purchase

Credit vs Debit Word Search

Type
Word Search
Description

ATM card
Average daily balance
Minimum payment
annual percentage rate
Daily finance charge
Previous payments
New purchases
cash advance limit
Cash advance
Annual fee
Late fee
Grace period
Finance charge
Outstanding balance
Payment due date
Interest rate
Charge
credit limit
debit card
credit card
credit

Budgets Crossword

Type
Crossword
Description

a yearly fee for having an open account. The lower the fee, the better: no fee is the best annual fee
in addition to any ATM fees, this is a fee for withdrawing cash on your own credit account cash advanced fee
Your credit limit is the maximum amount you can borrow at any one time. Exceed this and a fee will be applied to your own account each time you go over your limit Over the limit
the amount of time before interest starts accumulating on charged purchases. Be sure the lender receives your payment before the grace period ends. Grace period
if possible, avoid setup fees or maintenance fees if you don's use the card. Check the terms of your agreement other fees
longer loans typically have lower payments but accumulate more interest, while shorter loans do the reverse. loan term
a charge to process your loan. lower is better; none is best of all. origination fee
always check before making a loan commitment to know about any extra charges if you make early payments prepayment penatly
money you can pay upfront toward the purchase to reduce the loan amount. Some car and mortgage loans will require a down payment for approval. down payment
some lenders offer interest rate discounts as incentives. For example, you might have a lower rate if you make automatic bank transfer payments. discount points

FINANCIAL LITERACY TERMS Word Search

Type
Word Search
Description

Check register Balance ATM
service charge
transaction
transfer
withdrawal
annual fee
annual percentage rate
borrower
account
collection
credit card
credit limit
credit report
credit score
delinquency
grace period
interest
late fee
lender
minimum payment

Unit D Business Math Crossword

Type
Crossword
Description

interest that a company charges to a credit card account for not paying the total due finance charge
the finance charge method that is based on the portion of the previous balance you have not paid unpaid balance
the finance charge method that is based on the daily balance average daily balance
a fee assessed if you don't pay your credit card bill on time late fee
a loan that you repay with ONE payment single payment
the total amount you must repay on a loan maturity value
the amount of money that you borrow principal
the amount of time for which the loan is granted term
interest based on 360 day year ordinary
interest based on a 365 day year exact
a loan you repay in EQUAL payments installment
a portion of the cash price of the item you are purchasing before financing the rest down payment
the portion of the cash price that you owe are making the down payment amount financed
an index showing the cost of borrowing money on a yearly basis annual percentage rate

4.1 Consumer Credit Crossword

Type
Crossword
Description

Score your credit is based on FICOscore
A person who purchases goods and services Consumer
Fee or interest added to use credit Financecharge
Company that compiles records on credit users Creditreporting agency
Your credit report card credit rating
People who use credit debtors
The money put down toward merchandise Down Payment
People or group that give credit to consumers Creditors
Paying for merchandise over time with a down payment installment plan
Your ability to earn money now and in the future earning power
To purchase something that you pay for over time, you are using Credit
Another word for fee, or finance charge that is added to the cost interest
Everything you own Assets