Type
Crossword
Description

Any card that may be used repeatedly to borrow money or buy products and services on credit. Creditcards
Any card that may be used repeatedly to borrow money or buy products and services on credit. Debitcards
A payment made to a professional person or to a professional or public body in exchange for advice or services. Fees
A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively Money
The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. Interest
The amount of money owed to the credit card company. CreditcardBalance
A place where you can keep your money safe Bankaccount
When you don't pay bills on time Badcredit
When you pay your bills on time Goodcredit
A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. Credit
When a person you work for or your boss pays you not in cash Check
A price that one has to pay Bill
When you put money or a check into your acount deposit
The record of use of debt. Credithistory
A bank account equally shared by two or more people Jointaccount
Charged by a credit card company each year for use of a credit card. Annualfee
A three digit number that summarizes how well a person or business has handled debt and credit Creditscore
The total cost of borrowing, including interest and fees, expressed in a dollar amount. financecharge
Consumers or businesses seek legal assistance when bills cannot be paid. Bankruptcy
An amount owed Debt

Financial Literacy Crossword

Type
Crossword
Description

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

Credit Cards Crossword

Type
Crossword
Description

A plastic card issued by a bank or business for a purchase on credit. Credit card
The lowest amount able to pay when paying of debt. Minimum payment
The next best alternative that is given up when a choice is made. Opportunity cost
A general increase in prices Inflation
The amount you have to pay on your credit card at any given time. Balance
The name of a popular credit card. Visa
Events recorded on the statement , such as purchases, fees, etc. Transactions
The person using the credit card, borrowing the money. Borrower
Credit cards, debit cards, or prepaid cards are examples of this. Payment card
A type of financial institution that will provide all types of banking services. Credit union
Receive cash, goods, or services now and pay for them in the future. Credit
A person to whom money is owed. Another name for lender. Creditor
Maximum amount of money a creditor will allow a credit user to borrow. Credit limit
Fee charged per year for use of the card. Annual fee
The last date on which transactions are posted to the statement. Statement Closing Date
The cash received when money is borrowed on a credit card. Cash advance
Agreeing to be responsible for another person's loan payments if that person fails to make them. Cosigning
One of the three C's of credit Character
A single number that helps lenders decide how responsible you are Credit score
A confidential report on a consumer's payment history Credit report
Annual Percentage Rate of Interest equals ? APR
A state of being in so much debt that you are legally declared unable to pay your creditors in full. Bankruptcy
Fees that you pay for lateness, missing a payment, etc. Penalty fees
The amount of days given to pay your bill Grace period
Your card is used illegally Unauthorized purchase

Banking Terms Crossword

Type
Crossword
Description

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

CREDIT CROSSWORD

Type
Crossword
Description

This is the three-digit number that summarizes how well a person has handled credit and debt. credit score
This is the amount available to be charged to a credit card. available credit
This is the maximum amount that can be charged to a credit card. credit limit
The total cost of borrowing, including interest and fees. finance charge
A compilation of the credit history of an individual, from which a credit score is generated. credit report
The annual interest rate you will be charged if you carry balances on a credit card. annual percentage rate
When your payment must be made in order to avoid a late payment fee. due date
Exceeding the amount that is allowed to be charged on a credit card. overlimit
You might be charged this if your payment is not made on time. late fee
The lowest amount required to be paid to satisfy your current bill. minimum payment
Someone who signs an agreement to pay your loan if you default. cosigner
A credit reporting agency. credit bureau
This is charged yearly for use of a particular credit card. annual fee

Saving and Investment Crossword

Type
Crossword
Description

a report showing your credit history and a numerial rating credit rating
an agency that collects information on how individuals pay their bills, etc. credit bureau
state of owing money to a business for a credit debt
a time during which interest is not charged to your credit card grace period
yearly cost of the loan, expressed as a percentage APR
fees based on the amount of money owe and the interest charged on the credit card interest
maximum amount you can charge on a credit card credit limit
a small plasitc card issured by a bank or financial institution credit card
as asset such as home or car collateral
your signature signed on the back of a check endorse
a void check advice of debit
items means to agree reconcile
a bank for people who are part of the same organization credit union
money taken out of an account withdrawal
money put into an account deposit
recorded tranaction in a book check register
money moved from one place to another transfer
money you pay back to a loan in regular payments installments
transfer of money from one bank account to another by electronic means electronic funds transfer
managing your money from a computer using the Internet online banking

money management Crossword

Type
Crossword
Description

The type of account most people use to pay their bills from. checking
to estimate income and expenses. budgeting
to record your financial transactions. balancing
a number that represents your bill paying history and debt profile. credit score
his face is on the $100 bill. franklin
This coin is made up of 2.5% copper and 97.5% zinc penny
After 1862, money was issued in this form paper
In 2005, this was the third bill to be recently redesigned ten
In this language money is called "dinero." spanish
The yen is the currency in this country japan
16 countries on this continent call their currency the Euro. europe
8 countries in this continent call their currency the peso. south America
Currency in this country is called the rupee. india
Defined two ways: 1) shattered or 2) to have no money broke
A plastic card allowing you to use someone else's money to buy things. credit card
A term used to describe borrowing money. loan
Borrowing money to buy a home mortgage
the opposite of spending money. saving
Additional money paid to you for letting someone else borrow your money. interest

credit & debt vocabulary Crossword

Type
Crossword
Description

fee charged by a credit card company for the use of their credit card annual fee
cost of borrowing money on an annual basis; takes into account the interest rate and other related fees on a loan APR
tool used to finance a purchase credit card
preferred method of debt repayment; includes a list of all debts organized from smallest to largest balance; minimum payments are made to all debts except for the smallest, which is attacked with the largest possible payments debt snowball
type of card, often bearing the seal of a major credit card company, issued by a bank and used to make purchases. unlike a credit card, the money comes directly from a checking account; also called a check card debit card
act of combining all debts into one monthly payment, typically extending the terms and the length of time required to pay the debt debt consolidation
a fee for the cost of credit or borrowing finance charge
process by which the holder of a mortgage sells the property of a homeowner who has not made interest and/or annual payments on the time as stipulated in the mortgage contract forclose
time period during which a borrower can pay full balance of credit due with no finance charges grace period
interest rate charged to a customer during the initial stages of a loan introductory rate
amount of money a credit card company issues to the borrower credit limit
a decline in the value of property; opposite of appreciation depreciation
a long-term rental agreement, and a form of secured long-term debt lease
the length of a loan loan term
information that has been passed on but is not true myth
your belief system; the way you see or perceive things paradigm
expense that a taxpayer is allowed to deduct from a taxable income; examples include money paid as home mortgage interest and charitable donations tax deduction

Personal Finance Chapters 1 and 2 Crossword

Type
Crossword
Description

All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc. Personal Finance
An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt
A fee paid by a borrower to the lender for the use of borrowed money Interest
The granting of a loan and the creation of a debt; any form of deferred payment Credit
A system by which goods and services are produced and distributed Economy
A person or organization that buys/uses goods or services Consumer
A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan
The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy
Interest paid on interst previously earned Compound Interest
An account that generates interest income on the available balance in the account Interest-Bearing
The five steps to financial success Five Foundations
The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation
Saving money over time for a large purchase Sinking Fund
A savings account that is set aside to be used only for emergency expenses Emergency Fund
A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate

Credit Card Terminology Crossword

Type
Crossword
Description

The once-a-year cost of owning a credit card. Annual Fee
The yearly interest rate charged on outstanding credit card balances. Annual Percentage Rate
An amount of money. Balance
A reporting agency that collects information on consumer credit usage. Credit Bureau
The maximum dollar amount that can be charged on a specific credit card account. Credit limit
A financial institution's evaluation of an individual's ability to manage debt. Credit Score
The time a borrower is allowed after a payment is due to make that payment without adding to the interest owed. Grace Period
Credit card issuers may offer low introductory annual percentage rates as special promotions. Introductory Rate
The lowest amount of money that you are required to pay on your credit card statement each month in order to keep the account in good standing. Minimum Payment
A banking service that allows you to link your checking account to your credit card; protects you from overdraft penalties or bounced checks in the case of insufficient funds. Overdraft Protection

Personal Finance Crossword

Type
Crossword
Description

Financial gain Profit
estimation of revenue and expenses to manage money Budget
Money paid to you by the company based on the performance Dividend
Shares are bought and sold through _____________ ASX
person who specialises in buying and selling shares stockbroker
money you make when you sell something for a higher price than what you paid for Capital gain
Way to save for retirement superannuation
money received through investments or work income
A ________ cost is something you spend money on every week fixed
A _______ cost is anything that you don't have a defined amount of spending every week variable
main provider of finance to businesses and consumers bank
something that is borrowed loan
an alternative to paying instead of cash, a plastic object credit card
Used by purchasers to buy real estate Mortgage
Income minus expenditure savings
Someone you owe money to Creditor
Person who owes money to someone Debtor
capital raised by a company, you can invest on this in asx stock
Money paid or received for work services Wages
money that is owed debt