Banking Vocabulary Crossword

A computer terminal activated by a magnetically encoded bank card that allows customers to make deposits, obtain cash from checking or savings accounts, pay bills, transfer money between accounts, and complete other transactions.
An institution, chartered by the state or federal government, that takes deposits and provides credit and other financial services.
Conducting bank transactions from a computer over the Internet.
A printed or online statement that provides the depositor with a record of deposits, checks, ATM transactions, and electronic fund transfers made to an account over a certain period of time.
A check that cannot be processed because the account on which it is drawn has insufficient funds.
A written order to a bank to pay the amount specified from funds on deposit.
An account that allows the customer to write checks or withdraw cash from an ATM on the money that is deposited.
A booklet for keeping a record of checking transactions such as deposits, withdrawals, debit card use, ATM withdrawals, checks written, and fees. Also called a bank register.
Not-for-profit cooperative of members with some common bond, who, in effect, save their money together and make loans to each other.
A card used for purchases that is issued by the consumer’s bank. Funds are deducted from the consumer’s checking account and transferred electronically to the merchant’s bank account when a purchase is made.
A sum of money placed in an account in a bank or other financial institution.
To sign the back of a check, in order to cash it or specify another payee, who then can endorse and cash it.
An independent agency of the federal government that insures accounts up to $250,000 per depositor at almost all United States depository institutions. This deposit limit was increased from $100,000 by the FDIC in October, 2008, in response to the banking system crisis. The insured amount of $250,000 is effective through December 31, 2013, unless extended by Congress.
The amount of money paid to depositors on some accounts; also, a charge on money that is borrowed.
sequence of #’s assigned to a consumer for identity purposes