a sum of money that is borrowed and expected to be paid back with interest in a specified time frame
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets
Interest Rate
the annual rate that is charged for borrowing
Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account
Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later
Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month
Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions
Credit Report
the sense of regret after buying something
Buyers Remorse
allows you to track your income and your expenses
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates
Credit Union
an amount of money that you owe to a person, bank, or company

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