Financial Terms Crossword Puzzle Crossword

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When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time.: Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness.: FICOscore
The difference between your assets and liabilities.: networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon.: Assetallocation
Commonly referred to as fixed-income securities.: Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price.: Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation.: Rebalancing
Also called equities or shares.: Stocks
This is the process of paying off your debt in regular installments over a fixed period of time.: Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark.: ARM
An account held by an impartial third party on behalf of two parties in a transaction.: Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan.: Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age.: Defined-benefit plans
Companies often use these as management incentives.: stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy.: Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take.: AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support.: Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions.: Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income.: Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide.: Umbrellainsurance