When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time.
A number used by banks and other financial institutions to measure a borrower’s credit worthiness.
The difference between your assets and liabilities.
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon.
Commonly referred to as fixed-income securities.
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price.
The process of buying or selling securities over time in order to maintain your desired asset allocation.
Also called equities or shares.
This is the process of paying off your debt in regular installments over a fixed period of time.
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark.
An account held by an impartial third party on behalf of two parties in a transaction.
A mortgage that carries a fixed interest rate for the entire life of the loan.
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age.
Companies often use these as management incentives.
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy.
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take.
A person who is financially dependent on your income, typically a child or an adult relative you may support.
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions.
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income.
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide.
Crossword puzzles have been published in newspapers and other publications since 1873. They consist of a grid of squares where the player aims to write words both horizontally and vertically.
Next to the crossword will be a series of questions or clues, which relate to the various rows or lines of boxes in the crossword. The player reads the question or clue, and tries to find a word that answers the question in the same amount of letters as there are boxes in the related crossword row or line.
Some of the words will share letters, so will need to match up with each other. The words can vary in length and complexity, as can the clues.
The fantastic thing about crosswords is, they are completely flexible for whatever age or reading level you need. You can use many words to create a complex crossword for adults, or just a couple of words for younger children.
Crosswords can use any word you like, big or small, so there are literally countless combinations that you can create for templates. It is easy to customise the template to the age or learning level of your students.
For the easiest crossword templates, WordMint is the way to go!
For a quick and easy pre-made template, simply search through WordMint’s existing 500,000+ templates. With so many to choose from, you’re bound to find the right one for you!
Once you’ve picked a theme, choose clues that match your students current difficulty level. For younger children, this may be as simple as a question of “What color is the sky?” with an answer of “blue”.
Crosswords are a great exercise for students' problem solving and cognitive abilities. Not only do they need to solve a clue and think of the correct answer, but they also have to consider all of the other words in the crossword to make sure the words fit together.
If this is your first time using a crossword with your students, you could create a crossword FAQ template for them to give them the basic instructions.
All of our templates can be exported into Microsoft Word to easily print, or you can save your work as a PDF to print for the entire class. Your puzzles get saved into your account for easy access and printing in the future, so you don’t need to worry about saving them at work or at home!
Crosswords are a fantastic resource for students learning a foreign language as they test their reading, comprehension and writing all at the same time. When learning a new language, this type of test using multiple different skills is great to solidify students' learning.
We have full support for crossword templates in languages such as Spanish, French and Japanese with diacritics including over 100,000 images, so you can create an entire crossword in your target language including all of the titles, and clues.