Vocab Crossword Puzzle

Description

The amount you pay each year to have a credit card. Some cards have annual fees and others do not.
The interest rate you will pay each month on the unpaid balances in your account.
The total charges you have made. When you do not pay your account in full, you are charged interest (APR) on the unpaid or “outstanding” balance.
The length of time between billing statements. A billing cycle is usually 30 days, but because of weekends, holidays and number of days in a month, a billing cycle may be as short as 25 days.
The interest rate charged when you take out a cash advance using your credit card. Most credit cards charge a much higher interest rate for cash advances than for regular purchases.
The most you can charge on your credit card. When you receive a new credit card, you are usually issued a set credit limit. You may be charged a fee of up to $40 for trying to go over that limit. In some cases, your credit limit may be increased or decreased.
A grace period is the time you have before a credit card company starts charging you interest on your new purchases. Most cards have a 25-day grace period. If you have an outstanding balance (you did not pay your balance in full), you will not be given a grace period. You will be charged interest on your balance.
Credit is not free! You are being lent money by a bank. When money is lent to you, you are charged for the service. This charge is called the interest or Annual Percentage Rate (APR).
A short term, usually low, interest rate offered by credit card companies to invite you to open an account. This interest rate will go up after a certain amount of time.
A payment that is received after the due date on the bill. Fees for late payments can range from $20 to $35 or more. Late payments may also trigger an increase in the interest rate on your account. NOTE: Some credit card companies will raise your interest rate if you are late with other payments to other credit card companies, even if you were never late with the company that raised the rate!
Shown on your credit card statement, the lowest amount you can pay every month without triggering additional finance charges (besides interest). Paying only the minimum payment means you will end up paying much more in interest. It is the most expensive way to use your credit card.
Often used as a "first credit card" or a way to reestablish your credit rating. This kind of card is "secured" by money you deposit in a special savings account. For instance, if you deposit $500, your credit card limit generally will be for that amount. If for some reason you cannot pay your credit card bills, your credit card bill will be paid from the savings account. You can still be charged late fees and other charges.
Fees charged when you make certain types of transactions using your credit card. Transaction fees are typically taken for cash advances and cash-like transactions, such as money orders and wire transfers.
Federal law requires lenders to tell you about the costs, terms, and conditions at the time they offer you a loan or credit card. But you have to read the fine print on the offer and on anything else they mail you.

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Frequently Asked Questions

What is a crossword?

Crossword puzzles have been published in newspapers and other publications since 1873. They consist of a grid of squares where the player aims to write words both horizontally and vertically.

Next to the crossword will be a series of questions or clues, which relate to the various rows or lines of boxes in the crossword. The player reads the question or clue, and tries to find a word that answers the question in the same amount of letters as there are boxes in the related crossword row or line.

Some of the words will share letters, so will need to match up with each other. The words can vary in length and complexity, as can the clues.

Who is a crossword suitable for?

The fantastic thing about crosswords is, they are completely flexible for whatever age or reading level you need. You can use many words to create a complex crossword for adults, or just a couple of words for younger children.

Crosswords can use any word you like, big or small, so there are literally countless combinations that you can create for templates. It is easy to customise the template to the age or learning level of your students.

How do I create a crossword template?

For the easiest crossword templates, WordMint is the way to go!

Pre-made templates

For a quick and easy pre-made template, simply search through WordMint’s existing 500,000+ templates. With so many to choose from, you’re bound to find the right one for you!

Create your own from scratch

  • Log in to your account (it’s free to join!)
  • Head to ‘My Puzzles’
  • Click ‘Create New Puzzle’ and select ‘Crossword’
  • Select your layout, enter your title and your chosen clues and answers
  • That’s it! The template builder will create your crossword template for you and you can save it to your account, export as a word document or pdf and print!

How do I choose the clues for my crossword?

Once you’ve picked a theme, choose clues that match your students current difficulty level. For younger children, this may be as simple as a question of “What color is the sky?” with an answer of “blue”.

Are crosswords good for students?

Crosswords are a great exercise for students' problem solving and cognitive abilities. Not only do they need to solve a clue and think of the correct answer, but they also have to consider all of the other words in the crossword to make sure the words fit together.

Crosswords are great for building and using vocabulary.

If this is your first time using a crossword with your students, you could create a crossword FAQ template for them to give them the basic instructions.

Can I print my crossword template?

All of our templates can be exported into Microsoft Word to easily print, or you can save your work as a PDF to print for the entire class. Your puzzles get saved into your account for easy access and printing in the future, so you don’t need to worry about saving them at work or at home!

Can I create crosswords in other languages?

Crosswords are a fantastic resource for students learning a foreign language as they test their reading, comprehension and writing all at the same time. When learning a new language, this type of test using multiple different skills is great to solidify students' learning.

We have full support for crossword templates in languages such as Spanish, French and Japanese with diacritics including over 100,000 images, so you can create an entire crossword in your target language including all of the titles, and clues.