Market and efficiency word puzzle challenge Crossword

The reason why we need government intervention
The reason why market produces less than socially desiable amount of goods and services (such as schools and hosipitals)
An award introduced in 1907 in Australia
A form of collective negotiation on employment conditions
Nonexclusive and nonrivalry
Not have enough hours of work
A reason why big firms can benefit society
The outcome of free-rider problems ( when property rights are not clearly defined and imposed)
When overseas cheap labour is preferred to domestic labour
Ups and downs of economic performance
What Australia has not experienced in 28 years so far
One way big firms abuse their market power
Two big companies controlling a large share of a market
Australia's competition watchdog (recently rejected the merger between TPG and Vodafone)
Australia's monetary authority that cut interest rate this Tuesday