Type
Crossword
Description

where do you get money from? bank
money earned from working and return on investments are called? incomes
what is an income received from investments? interest
what is income received for the use of property rent
income received for work done based on the hours worked each week are? wages
a person working under the control or direction of another is called a? employee
what is the income from acting as an agent or go between buyers and sellers? commission
the income from selling goods and services less the cost of selling the goods and services are? profit
the amount of time worked in excess of the standard working hour is called? overtime
the profit that an investor makes from an investment is called? return

economics Crossword

Type
Crossword
Description

an economic system in which individuals are free to compete and earn a living Market
an economic system in which buyers and sellers are free to exchange goods and services free
a desire to make a profit Profit motive
when you put money into a business invest
The exclusive right granted by law, to publish or sell a written, musical, or artistic work copywright
Gives a person the exclusive right to make and sell an invention patent
limited resources scarcity
law that states businesses will provide more products when they can sell them at higher prices law of supply
law that states buyers will demand more products when they can buy them at lower prices law of demand
Money invested in buildings, machines, and other property used to produce goods capital
Businesses owned by one person sole proprietorships
organizations that provide goods and services without seeking a profit nonprofit
Businesses where two or more people share responsibilities partnerships
Corperation profits paid to stockholders dividends
Another form of business organization corporation
people who buy corporate stocks stockholders
money a person pays to use something rent
Total amount of money made after deductions net
total amount of money made before deductions gross
human effort used to produce goods and services labor
The amount of work produced by a worker per hour productivity
The decision makers of a business entrepreneurs
An economic system based on private ownership of the meens of production capitalism
Companies that control all production of a good or service monopolies
this occurs when two or more companies combine to form one company merger
A form of business organization in which several companies create a board of trustees so they no longer compete with eachother trust
An economic system that combines elements of free and command economies mixed
production is based on customs and traditions usually passed down traditional
government owns almost all of the capital, tools, and equipment command

Unit 6: Introduction to Investing Crossword

Type
Crossword
Description

Investment contracts in which the investor exchanges a sum of money for a series of payments over time. annuities
A loan to a company to finance a wide array of business purposes—from short-term inventory financing to long-term investments in equipment. commercial loan
A method of interest payment. This is calculated by adding the interest earned by the investment to the previously earned interest. Each time interest is added to your savings the next interest amount is compounded on the new balance. compound interest
A combination of two or more corporations engaged in entirely different businesses that fall under one corporate structure. conglomerate
Regularly purchasing stocks or mutual funds, whether they are high or low, by investing a constant dollar amount so that over the long term the high and low prices of the investment products average out. dollar-cost averaging
An employer-sponsored retirement plan that allows a worker to save for retirement while deferring income taxes on the saved money and earnings until withdrawal. 401k
A riskier type of investment with a higher potential for return. Examples include stocks, bonds, and mutual funds growth investment
Subject to fast, extreme changes in price or value. volatile
Planning investments and other transactions to match the money and other assets available to an individual over time to the ways in which they want to spend those assets, including personal consumption, charitable donations, support for family members, and gifts. wealth management
A legal relationship in which one person or company holds property, which can include money, real estate, stocks, bonds, collections, automobiles, and personal possessions for the benefit of another. trust
Accounts that can receive and hold funds for a specific purpose such as retirement, college tuition, or medical expenses. If these accounts are established according to federal tax rules, the owner of the account will not have to pay income taxes on the money placed in them until it is withdrawn tax-deferred accounts
The rule is a simplified way to determine how long an investment will take to double, given a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself. rule of 72
The chance that the rate of return on an investment will be different from what you expected. risk
Accounts that permit individuals to save and invest funds without paying taxes on the income from the investment as long as the proceeds are eventually applied to legitimate educational expenses at an accredited institution. educational plans
The strategy of pursuing an assortment of investments to minimize the effects of risk and volatility. diversification
Helping individuals or a family determine in advance what will happen to their money and other assets after the death of one or more individuals in the family. estate planning
Describing a future financial goal and computing the kinds of income, savings, and investment that will be necessary to achieve the financial goal. financial planning
A safer type of investment with a lower potential for return but that provides regular incomes to investors. Examples include savings accounts and certificates of deposit. income investment
The percentage return on an investment over a set time period, usually a year. interest rate
The original amount of money a person invests (as opposed to interest). principal
The amount of money gained or lost on an investment relative to the amount of money invested, usually expressed as an annual percentage. rate of return
Anticipating a desired or necessary future income after retirement and then creating a plan for the amount of savings and investment needed to create that future income. retirement planning
A company whose main business is holding securities of other companies purely for investment purposes. The investment company invests money on behalf of shareholders who in turn share in the profits and losses. investment service
The ease with which an investment can be converted into cash. liquidity

Business Key Terms Crossword

Type
Crossword
Description

When an individual is unable to pay debts. Bankrupt
To allocate money for benefit in the future. Investment
A financial gain. Profit
Money collected from tenants for the use of property. rent
The value of the shares issued by a company. equity
Advice on money issues. Financial Advice
A plastic card issued by a bank. Credit Card
A company provides compensation for loss. insurance
Money borrrowed from a financial institution to buy property. mortgage
Minimum numbers of hours that have to be worked. casual work
A legal order so that a certain amount of money can be deducted from a borrower’s wages to repay debt. garnisheed
A sumof money paid by the financial sector in return for the investment of money. interest
A type of employment where regular hours are worked at a fraction Part-time work
Debt restructuring. Refinancing
Prevents something else from being harmed. savings buffer

Investing and Stock Market terms. Crossword

Type
Crossword
Description

A type of investment where a person loans money to an entity for a defined period of time, and that will be paid back with interest bonds
are investment instruments offered by the government of Canada Canadian savings bond
a grouping of investments an individual has put money into, hoping for a positive return over time financial portfolio
investment vehicle with a guaranteed rate of return (abbreviation) GIC
the statistical measures of change in an economy indexing
putting money towards something and expecting a profit over a period of time investment
a product used by investors with the intention of earning a profit off of the returns investment vehicle
annual percentage return on an investment, adjusted for changes in price due to inflation and other effects on the economy real rate of return
income that a company receives from its normal business activities revenue
any person, company or other institution that owns at least one piece of a company shareholder
one of the equal parts into which a company's assets is divided, entitling the holder to a portion of the profits shares
where shares are sold, issued, and bought stock market
72/rate=years required to double investment the rule 72

Personal Finance Crossword

Type
Crossword
Description

Financial gain Profit
estimation of revenue and expenses to manage money Budget
Money paid to you by the company based on the performance Dividend
Shares are bought and sold through _____________ ASX
person who specialises in buying and selling shares stockbroker
money you make when you sell something for a higher price than what you paid for Capital gain
Way to save for retirement superannuation
money received through investments or work income
A ________ cost is something you spend money on every week fixed
A _______ cost is anything that you don't have a defined amount of spending every week variable
main provider of finance to businesses and consumers bank
something that is borrowed loan
an alternative to paying instead of cash, a plastic object credit card
Used by purchasers to buy real estate Mortgage
Income minus expenditure savings
Someone you owe money to Creditor
Person who owes money to someone Debtor
capital raised by a company, you can invest on this in asx stock
Money paid or received for work services Wages
money that is owed debt

fundamentals of economics Crossword

Type
Crossword
Description

a steady long term increase in real GDP economic growth
the loss of potential gain from other alternatives when one alternative is chosen opportunity cost
goods used to produce more goods capital goods
a person who uses a good or service consumers
another name for a centrally planned govt. comand economy
there is no such thing as a free lunch TINSTAAFL
give up one benefit to gain another trade-off
the rivalry among sellers trying to achieve such goals as increasing profits competition
a general increase in prices across an economy inflation
a risk-taker in search of profits entrepreneur
a income that does not increase even when prices go up fixed income
study of how people satisfy unlimited wants through careful use of realtive scarce resource economics
physical objects that somone produces goods
the power of consumers to decide what gets producded consumer sovereignty
a financial gain profit
economic system that relies on habit traditional economy
any government system that provides monetary assistance to people with an inadequate or no income. social security
gross domestic product GDP
how much it is worth in money value
the accumulation of products that are tangible, scarce, useful, and transferable from one person to another wealth
mental/physical work or production labor
shortage scarcity
an economy in which prices and wages are determined mainly by supply and demand market economy

Personal Finance Crossword

Type
Crossword
Description

Income, especially when of a company or organization and of a substantial nature. Revenue
An estimate of income and expenditure for a set period of time Budget
The proportion of a loan is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. Interest Rates
Money paid regularly at a particular rate of the use of money lent, or for delaying the repayment of a debt. Interest
The capital raised by a business or a corporation through the issue and subscription of shares. Stocks
A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time Bonds
A system of money in general use in a particular country. Currency
Borrow (a sum of money or item of property). Loan
Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture. Investing
Money received, especially on a regular basis, for work or through investments. Income
Pay out (money) in buying or hiring goods and services. Spending
The money one has saved, especially through a bank or official scheme. Savings
The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. Credit

Personal Finance Vocabulary One Crossword

Type
Crossword
Description

An account with minimum balance requirements moneymarketdepacct
Created when a company invests the funds of many investors in diversified portfolios mutualfund
Reduces risk by spreading money among a wide array of investments foliodiversification
Savings for the future by putting money aside before paying monthly bills payyourselffirst
The original amount of money saved or invested principal
The total return on an investment expressed as a percentage of the amount of money saved rateofreturn
A fee charged for the use of property or land rent
The profit or income generated by saving and investing return
The chance of lost from an event that cannot be entirely controlled risk
Accumulation of excess funds by intentionally spending less than you earn saving
Portion of income not spent on consumption savings
An account at a depository institution that is designed to hold money not spent on current consumption savings account
Accounts offered by depository institutions whose main purpose is to help people manage their money savings tools
Have the potential for significant fluctuations in return over a short period of time speculativeinvest
A share of ownership in a company stock

Business Terms Crossword

Type
Crossword
Description

How a business owner intends to organize an entrepreneurial endeavor. Business Plan
Capital provided by outside investors for financing of new businesses. Venture capital
An agent that provides financial services for its clients. financial institution
Business that provides banking services for profit. bank
Traditional ___ include receiving deposits of money, lending money and processing transactions. banking services
Some of these issue banknotes as legal tender. Banks of Issue
A not-for-profit co-operative financial institution owned and controlled by its members credit union
An asset is usually purchased in hopes of getting a future return or interest from ___. investing
It's limited to a partner or investor’s investment. Limited liability
Sole proprietorships and general partnerships in which the owner or partners are each liable for business debts. Unlimited liability
An unincorporated business with a single owner. Sole Proprietorship
Where two or more individuals share the profits and liabilities of a business venture. Partnership
A legal entity that is separate and distinct from its owners. Corporation
Organization owned and operated for the benefit of those using its services. Cooperatives

Entrepreneur Crossword Puzzle

Type
Crossword
Description

Someone who organizes, manages and takes on the risk of starting a new business. Entrepreneur
in the US, a business containing fewer than 500 employees. Small Business
The act of being an entrepreneur and creating a business. Entrepreneurship
The goals, purpose, and work a business hopes to accomplish. Business Mission
One who purchases a product or service. Customer
Work done for pay that benefits someone else. Service
Something produced or manufactured to be sold; a good. Product
Placing a number value/worth on a product. Pricing
The size, sum, or amount of countable or measurable products, expressed as a numerical value. Quantity
Someone who provides money or resources for a business, with the expectation or financial return or other gain. Investor
Money that is made/lost in a business after all costs and expenses are paid. Profit and Loss
Customers desire for a product or service. Demands