Personal Finance Chapter 1 Crossword
Type
Crossword
Description

The price paid for the use of someone else's money
The study of the decisions that go into making, distributing, and using goods and services is called?
The rise in the level of prices for goods and services over time
The amount of money you would need to deposit now in order to have a desired amount in the future
The benefits and principles you consider important, correct and desirable
When you give up something when you make one choice instead of another, it is called?
The ability to easily convert your financial assets into cash without a loss in value is called?
The central banking organization of the United States
Amount your original deposit will be worth in the future, based on earning a specific interest rate over a specific period of time
Spending, saving and investing money to live comfortably, have financial security and achieve goals.
Original amount of money on deposit, or the amount that you borrow

Supply and Demand Crossword

Supply and Demand Crossword
Type
Crossword
Description

The amount of goods available.
When producers offer more of a good as its price increases.
The amount that a supplier is willing and able to supply at a specific price.
A cost that rices or falls depending on the quantity produced.
A cost that does not change.
A tax on the production or sale of a good.
The sum of fixed costs plus variable costs.
The cost of producing one more unit of a good.
The total cost divided by the quantity produced.
The cost of operating a facility such as a factory or a store.
The desire to own something and the ability to pay for it.
To buy more of a good when its price is lower.
when consumers react to an increase in a goods price by consuming less.
The change in consumption that results when a price increases causes real income to decline.
A table that lists the quantity of a good a person will buy at various prices in a market.
A table that lists the quantity of a good all consumers in a market will buy at various prices.
a graphic representation of a demand schedule.
A good that consumers demand more when their incomes increases.
A good that consumers demand less of what their incomes increase.
The statistical characteristics of population and population segments.
A measure of how consumers respond to price change.
The total amount of money a company receives by selling goods or services.

Banking Terms Crossword

Banking Terms Crossword
Type
Crossword
Description

Bank branch offices, hours of operation, availability of ATM
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks
Minimum balance, holding period for deposited checks
An payment system where bills are paid through direct withdrawal from a bank account
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank
Allow customers to get cash and conduct banking transactions
An account that allows you to deposit money and write checks on that account.
The amount of money currently in an account
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately.
The least amount of money a bank requires when opening an account
The money put into a bank account
A savings or checking account set up in the names of more than one person
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR)
Tells how much money you currently have in your account (account balance)
A secret number or code that protects the security of an account
An amount of money taken out of an account
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account
Business done with a bank, including deposits, and withdrawals
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits

Entrepreneurship Vocab Review Crossword

Entrepreneurship Vocab Review Crossword
Type
Crossword
Description

Person who works for someone else
Person who provides a product or service for someone else for money
Process of running a business of one's own
Things used to create products or services
Person who is a customer
Business that makes the products it sells
Money made from providing a good or service
Costs for supplies used in business
Result when income is greater than expenses
Amount added to the cost to determine selling price
Federal, state, or local government tax charged on goods
Creative problem-solving method that involves coming up with a large number of fresh ideas
List of things to be discussed or done in a meeting
Amount subtracted for the retail price to determine the selling price
Making choices and satisfying the wants and needs of consumers
Occurs because people's wants and needs are unlimited while the resources needed to produce goods and services are limited
How much of a good or service a producer is willing and able to produce at different prices
Costs that must be paid no meter how much of a good or service is produced
An individual's need or desire for a product or service at a given price
Value of the next best alternative
Costs that go up and down depending not he quantity of the good or serve produced
Products and services that are brought in from another country to be sold
Expenses that a business has every month
Financial statements based on estimates
Item of value owned by a business
One-time only expenses that are paid to open a business
Amount of sales that must be made to cover all of the costs of a business

Unit 6: Introduction to Investing Crossword

Unit 6: Introduction to Investing Crossword
Type
Crossword
Description

Investment contracts in which the investor exchanges a sum of money for a series of payments over time.
A loan to a company to finance a wide array of business purposes—from short-term inventory financing to long-term investments in equipment.
A method of interest payment. This is calculated by adding the interest earned by the investment to the previously earned interest. Each time interest is added to your savings the next interest amount is compounded on the new balance.
A combination of two or more corporations engaged in entirely different businesses that fall under one corporate structure.
Regularly purchasing stocks or mutual funds, whether they are high or low, by investing a constant dollar amount so that over the long term the high and low prices of the investment products average out.
An employer-sponsored retirement plan that allows a worker to save for retirement while deferring income taxes on the saved money and earnings until withdrawal.
A riskier type of investment with a higher potential for return. Examples include stocks, bonds, and mutual funds
Subject to fast, extreme changes in price or value.
Planning investments and other transactions to match the money and other assets available to an individual over time to the ways in which they want to spend those assets, including personal consumption, charitable donations, support for family members, and gifts.
A legal relationship in which one person or company holds property, which can include money, real estate, stocks, bonds, collections, automobiles, and personal possessions for the benefit of another.
Accounts that can receive and hold funds for a specific purpose such as retirement, college tuition, or medical expenses. If these accounts are established according to federal tax rules, the owner of the account will not have to pay income taxes on the money placed in them until it is withdrawn
The rule is a simplified way to determine how long an investment will take to double, given a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself.
The chance that the rate of return on an investment will be different from what you expected.
Accounts that permit individuals to save and invest funds without paying taxes on the income from the investment as long as the proceeds are eventually applied to legitimate educational expenses at an accredited institution.
The strategy of pursuing an assortment of investments to minimize the effects of risk and volatility.
Helping individuals or a family determine in advance what will happen to their money and other assets after the death of one or more individuals in the family.
Describing a future financial goal and computing the kinds of income, savings, and investment that will be necessary to achieve the financial goal.
A safer type of investment with a lower potential for return but that provides regular incomes to investors. Examples include savings accounts and certificates of deposit.
The percentage return on an investment over a set time period, usually a year.
The original amount of money a person invests (as opposed to interest).
The amount of money gained or lost on an investment relative to the amount of money invested, usually expressed as an annual percentage.
Anticipating a desired or necessary future income after retirement and then creating a plan for the amount of savings and investment needed to create that future income.
A company whose main business is holding securities of other companies purely for investment purposes. The investment company invests money on behalf of shareholders who in turn share in the profits and losses.
The ease with which an investment can be converted into cash.

Financial Terms Crossword Puzzle

Financial Terms Crossword Puzzle
Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time.
A number used by banks and other financial institutions to measure a borrower’s credit worthiness.
The difference between your assets and liabilities.
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon.
Commonly referred to as fixed-income securities.
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price.
The process of buying or selling securities over time in order to maintain your desired asset allocation.
Also called equities or shares.
This is the process of paying off your debt in regular installments over a fixed period of time.
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark.
An account held by an impartial third party on behalf of two parties in a transaction.
A mortgage that carries a fixed interest rate for the entire life of the loan.
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age.
Companies often use these as management incentives.
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy.
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take.
A person who is financially dependent on your income, typically a child or an adult relative you may support.
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions.
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income.
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide.

Unit 4 review Crossword

Unit 4 review Crossword
Type
Crossword
Description

all income that a business receives over time
the cost of operating a business
provides detailed plans for the financial needs of many
plans income and expenses from the beginning of a new business or a major business expansion until it becomes profitable
describes the financial plan for ongoing operations of a business for a specific period
an estimate of the actual money received and paid out for a specific period
used to record and analyze the financial performance of a business
a report that covers the revenue and net income or loss for a specific period
the financial record of employee compensation, deductions and compensation
refers to the day-to-day financial activities associated with using limited income to satisfy your unlimited needs and wants
the difference between a persons assets and liabilities
any difference between actual spending and budgeted amounts
a report that summarizes your current financial condition and sets a direction for future financial activities
supervises and regulates member banks to help banks serve the public efficiently
offer a wide variety of financial services
used for ATM transactions
a written notice that tells the bank not to pay a certain check
the storing of money for future use
using your savings to earn more money
the ease with which an investment can be changed into cash without using its value
the price at which stocks are being bought and sold
the difference between the price at which you can currently sell your house and the amount owed on the mortgage

TEST 3 - BANKING AND SIMPLE INTEREST Crossword

TEST 3 - BANKING AND SIMPLE INTEREST Crossword
Type
Crossword
Description

An account at a bank that allows a customer to deposit money, make withdrawals, and make transfers from the funds on deposit
A financial institution licensed to receive deposits and provide financial services to the public
Adding money to your account
taking money out of your account
a piece of paper that tells a bank to pay money from an account to the payee on the paper
looks l ike a credit card but money is immediately taken out of checking account when this is used.
an electronic transfer of money directly into your checking account
insufficient funds in the account or a negative balance
automated teller machine
to use a debit card you need to know your _________
in this type of checking account, only one person can make withdrawals
a record of all transactions in your checking account
a withdrawal from your account shows up as a _________ on your register
a deposit to your account shows up as a __________ on your register
a printed statement that you get in the mail that shows all of your transactions and current balance
money the bank adds to your savings account as payment for using your money
interest that is calculated only one time on the original principal
the original amount your deposit to open a savings account
the account balance after the interest has been added
the piece of paper you give the bank when making a deposity to your account
the receiver of the transfered funds (from a check)
signing the back of a check written to you saying you are the payee
what does the "r" stand for in the simple interest formula?

Credit Cards Crossword

Credit Cards Crossword
Type
Crossword
Description

Any card that may be used repeatedly to borrow money or buy products and services on credit.
Any card that may be used repeatedly to borrow money or buy products and services on credit.
A payment made to a professional person or to a professional or public body in exchange for advice or services.
A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively
The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate.
The amount of money owed to the credit card company.
A place where you can keep your money safe
When you don't pay bills on time
When you pay your bills on time
A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date.
When a person you work for or your boss pays you not in cash
A price that one has to pay
When you put money or a check into your acount
The record of use of debt.
A bank account equally shared by two or more people
Charged by a credit card company each year for use of a credit card.
A three digit number that summarizes how well a person or business has handled debt and credit
The total cost of borrowing, including interest and fees, expressed in a dollar amount.
Consumers or businesses seek legal assistance when bills cannot be paid.
An amount owed

Budgeting Crossword

Budgeting  Crossword
Type
Crossword
Description

An essential item required for life.
Something unnecessary, but desired.
A fundamental belief about what is desirable, worthwhile, and important to an individual.
A spending plan for managing money during a given period of time.
Money earned through employment and investments.
An amount of money spent to buy goods and services for yourself.
An amount of money that is the same each time you pay.
Costs that change in amount each time they are paid.
Something owed to another - an obligation.
A debt for which you are liable for - financial obligation.
A value that is owned.
To divide/distribute as necessary.
Ability to pay all debts.
Inability to pay all debts.
The amount by which assets exceeds liabilities.
Specific, Measurable, Attainable, Realistic, Time Bound

Entrepreneur Crossword Puzzle

Entrepreneur Crossword Puzzle
Type
Crossword
Description

Someone who organizes, manages and takes on the risk of starting a new business.
in the US, a business containing fewer than 500 employees.
The act of being an entrepreneur and creating a business.
The goals, purpose, and work a business hopes to accomplish.
One who purchases a product or service.
Work done for pay that benefits someone else.
Something produced or manufactured to be sold; a good.
Placing a number value/worth on a product.
The size, sum, or amount of countable or measurable products, expressed as a numerical value.
Someone who provides money or resources for a business, with the expectation or financial return or other gain.
Money that is made/lost in a business after all costs and expenses are paid.
Customers desire for a product or service.