The Consumer Crossword

An agreement between two or more people in which one person offers to do something in return for a valuable benefit
Is a written guarantee promising to repair or replace an article if it breaks or does not work properly within a specified period
Are dishonest schemes
Is a communal-based saving club
Is the amount of time the law gives a consumer who has signed a contract to cancel it without a reason or financial implications (3words)
Employers deduct tax from an employee’s monthly income and pay to SARS (abbreviation)
It is when interest is charged or paid on the principal (original) amount plus the interest to date
Is the continuous increase in the price of goods and services that brings about a decrease in the purchasing power of money (inflation reduces the buying capacity of money)
Is the instrument used to calculate price increase and the inflation rate (abbreviation)
Is a tax placed on manufacture and sale of products such as alcohol and tobacco (2 words)
Energy from the sun (radiation) is transformed through photosensitive cells into electrical energy (2 words)
Goods that have been imported into a country through unofficial or unauthorised distribution channels. These are not illegal goods they are imported into a country legally and necessary duties are paid (2 words)