Type
Crossword
Description

The Person or trust who would inherit an account Beneficiary
A person who can write checks, make deposits/withdrawals from an account Authorized Signer
Used by member banks to electronically distribute credits or debits ACH
The amount of credit extended to a consumer Credit Limit
Demand Deposit Account (or a checking account) DDA
A Federal agency that insures the deposits of consumers and businesses in member financial institutions FDIC
When a homeowner's legal rights to the property are terminated. Usually cased by default on a mortgage loan. Foreclosure
Credit secured by equity in a bower's home with funds eligible to use for any purpose. HELOC
A legal claim against an asses that has been used to secure a loan. Lien
A filed document secured by the collateral of a specific real estate property, such as a home or place of business.. Mortgage
When an account holder has non-sufficient funds in his/her checking account to cover the amount of a debit in their account. NSF
Paying off an existing loan with the proceeds from a new loan. Refinance
A special home loan product that allows a homeowner aged 62 or older to access the equity that has accumulated in their home. Reverse Mortgage
this identifies your bank in the Federal Reserve System. It is nine digits long. You will see it on checks. Routing Number
These are a number of different product types and programs available to small businesses SBA Loan
Direction from an account holder to a bank not to honor a debit Stop Payment

Banking Terms Crossword

Type
Crossword
Description

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

Personal Finance Vocabulary Crossword

Type
Crossword
Description

A card that allows an individual to charge the cost of a purchase to a credit account (instant loan) Credit Card
Types of money Currency
Number that identifies your account Account Number
A plan for spending one's money Budget
The existing amount in an account Balance
Adding money to an account Deposit
Money taken out of an account Withdrawal
A number at the bottom of a check that indicates the bank it was issued from Routing Number
Activity within an account, either a deposit, transfer, or withdrawal Transaction
A secret code you need to be able to use an ATM PIN
To sign your name on the back of a check Endorse
Works like a check where money is taken from your checking account Debit Card
An order to pay money from your checking account to a person or company Check
An account where money can be spent with either a debit card or checks Checking Account
Money the bank pays you for keeping your money in a savings account Interest
A monthly report or bill from a bank or credit card company Statement
A record of withdrawals (checks) and deposits made into an account Register
Money set aside in a bank that earns interest Savings Account

Unit 6 Vocab Crossword Puzzle

Type
Crossword
Description

an estimate of income and expenditure for a set period of time budget
a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit credit card
a legal agreement where a bank or other creditor lends money at interest in exchange for taking title of the debtor's property mortgage
the goods or merchandise kept on the premises of a business or warehouse and available for sale or distribution stock
arrangement by which a company or government agency provides a guarantee of compensation for specified loss in return for payment of a premium insurance
a deed by which a person is committed to make payment to another bond
an account at a bank against which checks can be drawn by the account depositor checking account
a bank account that earns interest savings account
card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase debit card
A state or federal law designed to protect consumers against improperly described goods and services & from unfair trade and credit practices consumer protection
Means of providing benefits to customers money (features)
a detailed report of an individual's credit history prepared by a credit bureau credit report
expense that will be the same total amount regardless of changes in the amount of sales, production, or some other activity fixed expense
costs that are easily changed, reduced or eliminated flexible expense
The total of an employee's regular remuneration (including allowances, overtime pay, commissions, and bonuses, and any other amounts) before any deductions are made Gross Pay
the amount one receives after taxes and deductions have been withheld during a pay period Net Pay
an investment program funded by shareholders that trades in diversified holdings and is professionally managed Mutual Fund
an investing tool used by individuals to earn and earmark funds for retirement savings Individual Retirement Account
a federal agency (established in 1914) that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace Federal Trade Commission
use of a person's private identifying information, usually for financial gain (a crime) Identity Theft
taxes imposed on employers or employees, and are usually calculated as a percentage of the salaries that employers pay their staff Payroll Tax
money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt interest
a comprehensive evaluation of an individual's current pay and future financial state financial plan
goods or services that are not necessary but that we desire/ Wants
goods or services that are required needs
the loss of potential gain from other alternatives when one alternative is chosen opportunity cost

Saving and Investment Crossword

Type
Crossword
Description

a report showing your credit history and a numerial rating credit rating
an agency that collects information on how individuals pay their bills, etc. credit bureau
state of owing money to a business for a credit debt
a time during which interest is not charged to your credit card grace period
yearly cost of the loan, expressed as a percentage APR
fees based on the amount of money owe and the interest charged on the credit card interest
maximum amount you can charge on a credit card credit limit
a small plasitc card issured by a bank or financial institution credit card
as asset such as home or car collateral
your signature signed on the back of a check endorse
a void check advice of debit
items means to agree reconcile
a bank for people who are part of the same organization credit union
money taken out of an account withdrawal
money put into an account deposit
recorded tranaction in a book check register
money moved from one place to another transfer
money you pay back to a loan in regular payments installments
transfer of money from one bank account to another by electronic means electronic funds transfer
managing your money from a computer using the Internet online banking

Banking terms Crossword

Type
Crossword
Description

The balance of an account less any hold, uncollected funds, and restrictions against the account Available Balance
a check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier. Cashier's Check
an account entry representing money you owe or money that has been taken from your deposit account. Debit
An account entry representing money being added to your deposit account Credit
A deposit of funds that can be withdrawn without any advance notice. Demand Deposit
When the amount of money withdrawn from a bank account is greater than the amount actually available in the account Overdraft
Used to indicate that a certain amount of a customer's balance may not be withdrawn Hold
A transfer of funds from one bank to another using a network such the Federal Reserve Wire Network Wire Transfer
An account that has little or no activity for a significant period of time. Inactive account
The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. interest rate

Personal Finance Crossword

Type
Crossword
Description

Regulates US monetary system and financial system Federal Reserve
Member owned organization Credit Union
Magnetically encoded numbers on a check Routing Number
Computer terminal that takes place of a human bank teller ATM
Transaction deposit account that's held at a financial institution Basic Checking Account
A written, dated, and signed instrument that allows you to take money out of your account to pay someone Check
A card issued by a bank allowing the holder to transfer money electronically Debit Card
Electronic transfer of a payment directly from the account of payer to the recipients account Direct Deposit
A deficit in a bank account caused by drawing more money out than the account can hold Overdrafts
Loan you get based on your pay check Payday Loan

TEST 3 - BANKING AND SIMPLE INTEREST Crossword

Type
Crossword
Description

An account at a bank that allows a customer to deposit money, make withdrawals, and make transfers from the funds on deposit checking account
A financial institution licensed to receive deposits and provide financial services to the public bank
Adding money to your account deposit
taking money out of your account withdrawal
a piece of paper that tells a bank to pay money from an account to the payee on the paper check
looks l ike a credit card but money is immediately taken out of checking account when this is used. debit card
an electronic transfer of money directly into your checking account direct deposit
insufficient funds in the account or a negative balance overdraft
automated teller machine atm
to use a debit card you need to know your _________ pin
in this type of checking account, only one person can make withdrawals single
a record of all transactions in your checking account check register
a withdrawal from your account shows up as a _________ on your register debit
a deposit to your account shows up as a __________ on your register credit
a printed statement that you get in the mail that shows all of your transactions and current balance bank statement
money the bank adds to your savings account as payment for using your money interest
interest that is calculated only one time on the original principal simple
the original amount your deposit to open a savings account principal
the account balance after the interest has been added future value
the piece of paper you give the bank when making a deposity to your account deposit slip
the receiver of the transfered funds (from a check) payee
signing the back of a check written to you saying you are the payee endorse
what does the "r" stand for in the simple interest formula? rate

Financial Literacy Crossword

Type
Crossword
Description

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

Finance Fun Crossword

Type
Crossword
Description

Credit Union VIPs Members
Share draft check
7 year old member RockStarSaver
CD that accepts deposits Savetowin
Credit Card Visa
Business Partner Sprint
Convenient Pay Option Direct Deposit
Tiered Interest Account Money Market
Automated Teller Machine ATM
Home Loan Mortgage
Passionate devotion to a cause Zeal
Interest Dividend
Account with $1.50 ATM withdrawal fee Free
Account that has a $5 withdrawal fee Ultra
Overdraft Privilege ODP
Secure place for valuables Safedepositbox
Visa processor EZCard
Extra layer of card security Chip
Card with Scorecard Rewards Platinum
Very short term loan Payday
Loan with Collateral Secured
Electronic Funds Wire

credit & debt vocabulary Crossword

Type
Crossword
Description

fee charged by a credit card company for the use of their credit card annual fee
cost of borrowing money on an annual basis; takes into account the interest rate and other related fees on a loan APR
tool used to finance a purchase credit card
preferred method of debt repayment; includes a list of all debts organized from smallest to largest balance; minimum payments are made to all debts except for the smallest, which is attacked with the largest possible payments debt snowball
type of card, often bearing the seal of a major credit card company, issued by a bank and used to make purchases. unlike a credit card, the money comes directly from a checking account; also called a check card debit card
act of combining all debts into one monthly payment, typically extending the terms and the length of time required to pay the debt debt consolidation
a fee for the cost of credit or borrowing finance charge
process by which the holder of a mortgage sells the property of a homeowner who has not made interest and/or annual payments on the time as stipulated in the mortgage contract forclose
time period during which a borrower can pay full balance of credit due with no finance charges grace period
interest rate charged to a customer during the initial stages of a loan introductory rate
amount of money a credit card company issues to the borrower credit limit
a decline in the value of property; opposite of appreciation depreciation
a long-term rental agreement, and a form of secured long-term debt lease
the length of a loan loan term
information that has been passed on but is not true myth
your belief system; the way you see or perceive things paradigm
expense that a taxpayer is allowed to deduct from a taxable income; examples include money paid as home mortgage interest and charitable donations tax deduction