Savings, Loans & Investments Crossword

APR, annual rate of interest
Person who deposits money in a bank or who has a bank account
Federal Deposit Insurance Corporation; a federally sponsored corporation which insures accounts in national banks and other qualified institutions up $100,000
amount of money paid to a customer for money on deposit with a financial institution, or the amount of money paid by a customer to a financial institution for borrowing money through a loan, credit card, etc.
least amount required to be kept on deposit in a bank account
numerical expression based on a statistical analysis of a person’s credit files; represents creditworthiness in a person, which is the likelihood he/she will pay debts in a timely manner; primarily based on credit report information from credit bureaus
Fair Isaac Credit Organization; credit score used by most lenders
retail goods which have a high selling price in comparison to other items
interest rate does not fluctuate during the fixed rate period of the loan
interest rate may fluctuate up or down during the term of the loan
buyer gains use of the commodity immediately and pays for it in periodic payments
single sum of money which serves as complete payment
property acceptable as security for a loan or other obligation
money paid to the bank or mortgage company to cover expenses of processing a loan application
when a potential lender buys a copy of one’s credit history to determine whether or not he/she is someone with the ability and character to repay a debt
total assets minus liabilities or debt
ownership of a corporation indicated by shares which represent a piece of the corporation’s assets and earnings
debt securities issued by a corporation or unit of government to raise money
total holdings of the securities, commercial paper, etc. of a financial institution or private investor