Type
Word Search
Description

lending
savings account
coins
currency
credit union
bank
amount
hourly
void
net pay
gross pay
deductions
earnings
endorse
balance
account number
routing number
check register
deposit
interest
credit
debit
signature line
payee
checking account

Banking Terms Word Search

Type
Word Search
Description

debit card
online bankiing
credit union
bills
account
routing number
Federal Reserve
bank
interest
savings
currency
coins
eft
withdraw
electronic transfer
atm
check register
deposit
cash
money
check

Personal Finance Vocabulary Crossword

Type
Crossword
Description

A card that allows an individual to charge the cost of a purchase to a credit account (instant loan) Credit Card
Types of money Currency
Number that identifies your account Account Number
A plan for spending one's money Budget
The existing amount in an account Balance
Adding money to an account Deposit
Money taken out of an account Withdrawal
A number at the bottom of a check that indicates the bank it was issued from Routing Number
Activity within an account, either a deposit, transfer, or withdrawal Transaction
A secret code you need to be able to use an ATM PIN
To sign your name on the back of a check Endorse
Works like a check where money is taken from your checking account Debit Card
An order to pay money from your checking account to a person or company Check
An account where money can be spent with either a debit card or checks Checking Account
Money the bank pays you for keeping your money in a savings account Interest
A monthly report or bill from a bank or credit card company Statement
A record of withdrawals (checks) and deposits made into an account Register
Money set aside in a bank that earns interest Savings Account

Banking Terms Crossword

Type
Crossword
Description

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

TEST 3 - BANKING AND SIMPLE INTEREST Crossword

Type
Crossword
Description

An account at a bank that allows a customer to deposit money, make withdrawals, and make transfers from the funds on deposit checking account
A financial institution licensed to receive deposits and provide financial services to the public bank
Adding money to your account deposit
taking money out of your account withdrawal
a piece of paper that tells a bank to pay money from an account to the payee on the paper check
looks l ike a credit card but money is immediately taken out of checking account when this is used. debit card
an electronic transfer of money directly into your checking account direct deposit
insufficient funds in the account or a negative balance overdraft
automated teller machine atm
to use a debit card you need to know your _________ pin
in this type of checking account, only one person can make withdrawals single
a record of all transactions in your checking account check register
a withdrawal from your account shows up as a _________ on your register debit
a deposit to your account shows up as a __________ on your register credit
a printed statement that you get in the mail that shows all of your transactions and current balance bank statement
money the bank adds to your savings account as payment for using your money interest
interest that is calculated only one time on the original principal simple
the original amount your deposit to open a savings account principal
the account balance after the interest has been added future value
the piece of paper you give the bank when making a deposity to your account deposit slip
the receiver of the transfered funds (from a check) payee
signing the back of a check written to you saying you are the payee endorse
what does the "r" stand for in the simple interest formula? rate

Financial Literacy Word Search

Type
Word Search
Description

minimum payment
lender
late fee
interest
grace period
delinquency
credit score
credit report
credit limit
credit card
collection account
borrower
annual percentage rate
annual fee
withdrawal
transfer
transaction
service charge
overdraft
online banking
minimum balance
financial institution
direct deposit
deposit
debit card
credit union
checking account
Check register
Balance
ATM

checking accounts Word Search

Type
Word Search
Description

record
void
non sufficient funds
check stub
payor
payee
debit
transaction
pay to order
memo
receipt
balance
canceled
identification
checks
application
fees
signature
withdraw
deposit
bank
registar
overdraft

Managing a Checking Account Crossword

Type
Crossword
Description

Something that will remain on file at the bank. The bank uses the card to verify the signature on checks that bear your name. signature card
It is a written order to your bank instructing it to put funds into your account. You can use a deposit slip to put money such as cash, checks, and money orders into your account. deposit slip
To sign any check that had been made payable to you before you deposit it. On the back of the check, there is a place for your endorsement, or signature. endorse
A list of the various withdrawals and deposits made on your account. If you have an ATM card, you can also access this type of information at an ATM. You can also access your account status at any time if you bank online. statement
To keep a current record of your checking account check register
Your account by figuring out the amount of money you deposited, the amount you spent, and the amount you have left. reconcile
It looks like a credit card. Because it is linked to your bank account(s), you can use it to get cash, deposit funds, and check account balances at an automated teller machine ATM
It combines the functions of an ATM card and a check. It can be used like a check. debit card
A 9-digit number that identifies your bank and appears in the lower left corner of your check routing number
A written order instructing your bank to pay money to an individual or entity. check

Saving and Investment Crossword

Type
Crossword
Description

a report showing your credit history and a numerial rating credit rating
an agency that collects information on how individuals pay their bills, etc. credit bureau
state of owing money to a business for a credit debt
a time during which interest is not charged to your credit card grace period
yearly cost of the loan, expressed as a percentage APR
fees based on the amount of money owe and the interest charged on the credit card interest
maximum amount you can charge on a credit card credit limit
a small plasitc card issured by a bank or financial institution credit card
as asset such as home or car collateral
your signature signed on the back of a check endorse
a void check advice of debit
items means to agree reconcile
a bank for people who are part of the same organization credit union
money taken out of an account withdrawal
money put into an account deposit
recorded tranaction in a book check register
money moved from one place to another transfer
money you pay back to a loan in regular payments installments
transfer of money from one bank account to another by electronic means electronic funds transfer
managing your money from a computer using the Internet online banking

Financial Literacy Terms Crossword

Type
Crossword
Description

one who takes risk and initiative to set up their own business entrepreneur
tax paid on business profits corporation tax
amount of pay you ear before any deductions are made gross pay
these are taken away from the tax amount you owe tax credit
the principle states that you cannot make a profit from insurance indemity
amount of pay you take home after all deductions net pay
an entrepreneur must be will to take this in order to set up a business risk
this principle state that you must tell the whole truth when applying for insurance utmost good faith
this type of checking account pay customers interest interest bearing
to designate oneself as the payee by signing a check endorse
a written order used to tell a bank to pay money from an account to a check holder check
Electronic Funds Transfer EFT
a check written to this person payee
not enough money in the account to cover the check insufficient funds
this type of account one person can make withdrawals single
this type of account are owed by more than one person joint
things that are necessary needs
things you would like to have wants
when you set money aside for a "rainy day" emergency funds
The amount of money you allocate to pay for items budget
everything you need, want or do requires what money
when you take money out of your bank account withdrawal
the amount of money you have available in your account balance
person identification number PIN
check returned to drawer's account and funds are withdrawn check clearing

Chapter 12 Banking Procedures and Services Crossword

Type
Crossword
Description

A financial institution, such as savings bank, that is legally allowed to accept monetary deposits from consumers Depository Institutions
Insurance companies, finance companies, securities firms, and investment companies that provide certain financial services but do not accept traditional deposits Nondepository Institutions
Provides banking customers with access to financial transactions in a public space without the need for a bank teller Automatic Teller Machine
An account into which you deposit money and from which you gradually withdraw money by writing checks or using a debit card Checking Account
A written order from you to your bank instructing it to pay money from your account to another party Check
Functions like checking account but pays a small amount of interest on money in the account. Require the user to maintain a minimum balance in order to earn interest Negotiable Order of Withdrawal
Enables you to withdraw cash from your account at ATMs, or to pay directly for goods or services at many stores and restaurants Debit Card
Typically a four-digit number needed to access a bank account or debit card PIN
A small ledger for keeping track of checking account balance Check Register
Small containers located inside a bank vault used to store valuable documents such as wills and small objects such as jewelry, rare coins, and legal documents Safety Deposit Boxes
A type of check that is written to a specific payee but charged against a bank instead of an individual account Cashiers Check
Functions similarly to a cashiers check. It is purchased for cash so that the recipient can trust its worth Money Order
Checks paid for in advance and written by a large financial institution with no payee specified Travelers Check
Used to authorize someone to withdraw money from a bank account automatically to satisfy some financial obligation Bank Draft
Authorization for someone to access a bank account for payment or deposit Electronic Funds Transfer
A U.S. government agency that provides insurance on bank deposits FDIC
A U.S. government backed agency that provides insurance on credit union deposits NCUSIF
Functions similarly to a bank but has nonprofit status and is owned by its members Credit Union
Serves as the central bank of the U.S. Federal Reserve System
Primary tool to fight inflation and promote a healthy economy; involves raising or lowering of the money supply to achieve some goal Monetary Policy
Money currently used in the United States; has value not because the coins and bills have some value in their own right, but because the government orders that it be accepted as payment Fiat Money
A goal of the Federal Reserve System to ensure that inflation or deflation does not occur Price Level Stability