Type
Crossword
Description

What product rounds up your whole purchase amount to the nearest whole dollar? Good Cents
The minimum balance for a savings account is? Two Hundred
The opening amount for a savings account is? Two Hundred
How many debit transactions per month on a savings account are free? Three
What percentage does Prosperity Bank match per month on the Good Cents Program? Two
What is the amount that Prosperity Bank matches up to for the Good Cents program per month? Fifty
Online and Mobile Banking is ____ for a Savings account. Free
If you opt in to Good Cents, how many months is the minimum balance monthly fee waived for on a Savings account? twelve
What is one product needed to be eligible for the Good Cents Program? Debit Card
How many times per day does the Good Cents Program transfer to your Savings account? One

Banking Terms Crossword

Type
Crossword
Description

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

Personal Finance Vocabulary Crossword

Type
Crossword
Description

A card that allows an individual to charge the cost of a purchase to a credit account (instant loan) Credit Card
Types of money Currency
Number that identifies your account Account Number
A plan for spending one's money Budget
The existing amount in an account Balance
Adding money to an account Deposit
Money taken out of an account Withdrawal
A number at the bottom of a check that indicates the bank it was issued from Routing Number
Activity within an account, either a deposit, transfer, or withdrawal Transaction
A secret code you need to be able to use an ATM PIN
To sign your name on the back of a check Endorse
Works like a check where money is taken from your checking account Debit Card
An order to pay money from your checking account to a person or company Check
An account where money can be spent with either a debit card or checks Checking Account
Money the bank pays you for keeping your money in a savings account Interest
A monthly report or bill from a bank or credit card company Statement
A record of withdrawals (checks) and deposits made into an account Register
Money set aside in a bank that earns interest Savings Account

Banking Vocabulary Crossword

Type
Crossword
Description

A record of transactions, usually sent monthly statement
Automatic Teller Machine ATM
Take money out of an account withdraw
Annual Percentage Rate APR
Functions like a check Debitcard
When you take more money from account than you have overdraft
Written order to a bank to pay out an amount from your account check
Money borrowed from a bank to be repaid with interest Loan
Money paid for the use of money lent to borrower interest
the amount in account after transactions are totalled balance
Another word for money deducted from account debit
An account that pays you interest to keep your money in it Savings
An account you access with checks checking
A loan to buy a house Mortgage

TEST 3 - BANKING AND SIMPLE INTEREST Crossword

Type
Crossword
Description

An account at a bank that allows a customer to deposit money, make withdrawals, and make transfers from the funds on deposit checking account
A financial institution licensed to receive deposits and provide financial services to the public bank
Adding money to your account deposit
taking money out of your account withdrawal
a piece of paper that tells a bank to pay money from an account to the payee on the paper check
looks l ike a credit card but money is immediately taken out of checking account when this is used. debit card
an electronic transfer of money directly into your checking account direct deposit
insufficient funds in the account or a negative balance overdraft
automated teller machine atm
to use a debit card you need to know your _________ pin
in this type of checking account, only one person can make withdrawals single
a record of all transactions in your checking account check register
a withdrawal from your account shows up as a _________ on your register debit
a deposit to your account shows up as a __________ on your register credit
a printed statement that you get in the mail that shows all of your transactions and current balance bank statement
money the bank adds to your savings account as payment for using your money interest
interest that is calculated only one time on the original principal simple
the original amount your deposit to open a savings account principal
the account balance after the interest has been added future value
the piece of paper you give the bank when making a deposity to your account deposit slip
the receiver of the transfered funds (from a check) payee
signing the back of a check written to you saying you are the payee endorse
what does the "r" stand for in the simple interest formula? rate

Financial Literacy Word Search

Type
Word Search
Description

minimum payment
lender
late fee
interest
grace period
delinquency
credit score
credit report
credit limit
credit card
collection account
borrower
annual percentage rate
annual fee
withdrawal
transfer
transaction
service charge
overdraft
online banking
minimum balance
financial institution
direct deposit
deposit
debit card
credit union
checking account
Check register
Balance
ATM

Financial Literacy Crossword

Type
Crossword
Description

Money paid to the government for services tax
Tax paid to the government based on the money you earn income tax
Money added to the cost of items and services when an item is purchased sales tax
Tax paid on houses, cars, boats or land property tax
Total amount of income BEFORE taxes are taken out Gross Income
Amount left on your paycheck AFTER taxes are taken out Net Income
An organized plan on spending and saving money Budget
Card issued by a bank that allows the user to purchase goods and services immediately and pay later - charges an interest rate credit card
Card issued by bank that allows user immediate access to money they have in their account Debit Card
Expenses equal income balanced budget
Put money into an account deposit
Take money out of an account withdrawl

Banking terms Crossword

Type
Crossword
Description

The balance of an account less any hold, uncollected funds, and restrictions against the account Available Balance
a check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier. Cashier's Check
an account entry representing money you owe or money that has been taken from your deposit account. Debit
An account entry representing money being added to your deposit account Credit
A deposit of funds that can be withdrawn without any advance notice. Demand Deposit
When the amount of money withdrawn from a bank account is greater than the amount actually available in the account Overdraft
Used to indicate that a certain amount of a customer's balance may not be withdrawn Hold
A transfer of funds from one bank to another using a network such the Federal Reserve Wire Network Wire Transfer
An account that has little or no activity for a significant period of time. Inactive account
The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. interest rate

Personal Checking, Savings, Money Market, & CD Accounts Crossword

Type
Crossword
Description

Available for age group 16-22 Student Checking
Student Checking offers _____no-fee ATM transactions per statement cycle at non-FFC ATMs (other banks may charge you a fee for using their ATMs) Five
This account is perfect for customers who want to eliminate account fees and maintain lower account balances. Simply Checking
Minimum balance for Interest Checking one thousand
Minimum age for Prime Life Interest Checking. fifty
Prime Life Interest Checking and Relationship Banking offer ________ATM Transactions at Non FFC ATMs (other banks may charge you a fee for using their ATMs). Unlimited
Prime Life Interest Checking offers a ______ dollar discount on safe deposit boxes. Eight
Prime Life Interest Checking has ______ minimum daily balance requirement. No
Requires $2,000 minimum daily balance to avoid a service fee. Relationship Banking
If balance falls below minimum balance required for a Relationship Banking account a _____ dollar fee is charged. Ten
Relationship benefits will be extended to all customers that maintain $15,000 in total deposits or $__________ in combine deposit and consumer loan balances (excluding mortgages and credit cards) twenty thousand
With a Relationship Banking account a customer will earn an extra ____________ on their CDs. quarter percent
___________ __________ is the only account that offers our customers No-Fee Medallion Signature Guarantee. Relationship Banking
With our __________ __________ _________ _________ our customers earn 1 point for every 4 dollars spent. Rewards Debit Card
With all of our personal accounts our customers can take advantage of our complimentary _________ ________, Online Bill Pay, Mobile Banking, & Mobile Deposit. Online Banking

Personal Checking Accounts Crossword

Type
Crossword
Description

What is the minimum amount to open an account? onehundred
Which type of checking account pays interest when balance is more than $5,000? STARchecking
What is the minimum balance for Smart and Direct Checking accounts? zero
Which type of account has these special features: check images returned at no fee, •Free specialty checks, free gift card, and five free foreign ATM transactions per month? relationship
What do you call a tax-exempt trust established exclusively for the purpose of paying qualified medical expenses for you and your family? heathsavingsaccount
What is required to set up eStatements? email
This is provided with every checking account for free. debitmastercard
Which type of account has no monthly service fee? smartchecking
What service provides automated 24-hour telephone customer service? banklink
Which account earns no interest? directchecking

Financial Literacy Crossword

Type
Crossword
Description

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt