An essential item required for life.
Something unnecessary, but desired.
A fundamental belief about what is desirable, worthwhile, and important to an individual.
A spending plan for managing money during a given period of time.
Money earned through employment and investments.
An amount of money spent to buy goods and services for yourself.
An amount of money that is the same each time you pay.
Costs that change in amount each time they are paid.
Something owed to another - an obligation.
A debt for which you are liable for - financial obligation.
A value that is owned.
To divide/distribute as necessary.
Ability to pay all debts.
Inability to pay all debts.
The amount by which assets exceeds liabilities.
Specific, Measurable, Attainable, Realistic, Time Bound
Regular CDs MMAs
Pay Day Loans
Pay Back Debt
Stocks & Bonds
ABA Routing #
financial action plan
Banks keep money safe
the outlay of money usually for income or profit
an objective which is expressed in or based upon money
a way of conceptualizing price changes in the trading of securities
an amount of money that is spent on something "bought something"
an informal loan arrangment between a bank and a customer allowing the customer to borrow up to a prespecitied amount
the buying of retail merchandise prompted by a whim on seeing the product displayed
how much a future sum of money is worth today
a crime where one person uses another person's personal data without their permission.
company divides its existing shares into multiple shares
an individual retirement account is an investing tool used by individuals to earn and earmark funds for retirement savings
first sale of stick by private company to the public
interest calculated on the initial principal and also on the accumulated interest of previous periods of a deposit or loan
paying off of debt with a fixed repayment schedule in regular installments over a period of time
a money penalty or fine
SSN, Date of Birth, Address, Maiden Name, Phone Numbers and Account Numbers are all examples of...
Mail theft, trash sifting, internet, thefts and burglaries, family members and acquaintances, and scams are all ways your ______ can be stolen.
________ _________ and alerts can help to prevent mail theft.
________ all unnecessary paperwork. DO NOT throw it in the garbage can.
Do not leave wallets and purses in your _____.
To protect yourself from online theft, use ________ internet sites.
If you become a victim of fraud, file a police report with your ______ jurisdiction.
To protect members from Identity Theft, talk to them about _________ _______ of fraud.
Protect member's information by ___________ ID.
Be cautious with use of your ____.
A thief can use your identity by using your _______ card and/or ATM card to drain your funds.
A thief can use your identity to create ___________ ________ made with your account information on them.
A thief may ______ benefits under your name.
To help protect yourself, ______ your credit report yearly.
To prevent theft, do not write important ___________ down and keep it in an easily accessible.
To help keep your information safe, avoid carrying important documents in your purse or wallet, such as your Social Security _______ or multiple credit cards.
______ ______ is when a person obtains and uses your personal information without your permission for financial gain.
America First strives to keep its ________ safe by informing them of possible risks.
If you obtain a stolen ID from a fraudulent member, do not give the ID ______.
Always follow __________ procedures.