The process of collecting loans with similar credit risks, loan terms, and other comparable features into a "pool" and selling it (168)
This GSE does not guarantee mortgages; It guarantees securities that are created from the purchase of non-conventional mortgages (169)
Freddie Mac, Fannie Mae, and Ginnie Mae are examples of (168-169)
______ are mortgages that meet loan limits and other standards to qualify for purchase by Fannie Mae/Freddie Mac (173)
____ are mortgages that do not meet loan limits and other standards (173)
Seller financing is also known as a ________ (175)
For conventional/conforming loans, ______ will be required if LTV is greater than 80% (174)
Seller ________ are a gift from the seller used to pay for closing costs (175)
Borrowers who make a down payment of 10-24.9% can get up to _____ percent in seller concessions (175)
Borrowers who make a down payment of 25% or more can get up to _____ percent in seller concessions (175)
Borrowers who make down payments under 10% can get up to _____ percent in seller concessions (175)
Individuals who own 25% or more of a business are considered to be _________ (175)
Those who earn non-taxed income such as SSI, disability and public assistance are permitted to "________" those earnings by 25% (175)
_______ extends or augment the credit standards established by Fannie/Freddie (176)
_________ mortgages are any mortgage product other than a 30-year fixed-rate mortgage (177)
The FHA does not make, buy or sell loans, it ______ them (177)
FHA was originally created during the ____________ (178)
FHA has _____ lenient underwriting requirements (179)
When a homwowner defaults on an FHA loan, funds are drawn from the ______ to repay the lender (181)
A premium that borrowers pay in full at the time of closing, although this premium can be financed into the loan amount (182)
Borrowers are required to have a minimum _____ score of 580 to qualify for the FHA's 3.5% down payment program (184)
Annual ____ is usually paid for 11 years or for the life of the loan (183)
The basic ________ for eligible veterans is $36,000, those in a high-cost area may qualify for a "bonus ________" (186)
The first step in getting a VA loan is to obtain a _____ (187).
The VA loans are made based on a back-end ratio of up to _____ percent (189)
_________ are made for the purpose of assisting low-income borrowers purchase homes in rural areas (190)
Rural area is defined as having a _______ below 2,500 or having a ________ of up to 5,500 if it is rural in character (191)

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What is a crossword?

Crossword puzzles have been published in newspapers and other publications since 1873. They consist of a grid of squares where the player aims to write words both horizontally and vertically.

Next to the crossword will be a series of questions or clues, which relate to the various rows or lines of boxes in the crossword. The player reads the question or clue, and tries to find a word that answers the question in the same amount of letters as there are boxes in the related crossword row or line.

Some of the words will share letters, so will need to match up with each other. The words can vary in length and complexity, as can the clues.

Who is a crossword suitable for?

The fantastic thing about crosswords is, they are completely flexible for whatever age or reading level you need. You can use many words to create a complex crossword for adults, or just a couple of words for younger children.

Crosswords can use any word you like, big or small, so there are literally countless combinations that you can create for templates. It is easy to customise the template to the age or learning level of your students.

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Are crosswords good for students?

Crosswords are a great exercise for students' problem solving and cognitive abilities. Not only do they need to solve a clue and think of the correct answer, but they also have to consider all of the other words in the crossword to make sure the words fit together.

Crosswords are great for building and using vocabulary.

If this is your first time using a crossword with your students, you could create a crossword FAQ template for them to give them the basic instructions.

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We have full support for crossword templates in languages such as Spanish, French and Japanese with diacritics including over 100,000 images, so you can create an entire crossword in your target language including all of the titles, and clues.