Type
Crossword
Description

The amount by which expenditures exceed income. deficit
An unchanging expenditure fixed expense
Money received income
Money that is not spent savings
Money received after all adjustments and deductions are made take-home pay
An itemized summary of probable expenditures and income for a given period budget:
An amount of money spent expenditure
An expenditure that varies flexible expense
Money received from gifts, odd jobs, and so on irregular income
The amount of money remaining after all expenses have been met surplus
An unforeseen cost. unexpected expense

Budgeting and Saving Crossword

Type
Crossword
Description

An itemized summary of probable expenditures and income for a given period Budget
Amount by which expenditures exceed income Deficit
An amount of money spent Expenditure
An unchanging expenditure Fixed expense
An expenditure that varies Flexiable expense
Money received Income
Money Received Income
Money received from gifts, odd jobs, and so on Irregular income
Money that is not spent Savings
The amount of money remaining after all expenses have been met Surplus
Money received after all adjustments and deductions are made Take-home pay
An unforeseen cost Unexpected expense

Budgeting and Saving Crossword

Type
Crossword
Description

An itemized summary of probable expenditures and income for a given period budget
The amount by which expenditures exceed income deficit
The amount of money spent expenditure
an unchanging expenditure fixed expense
An expenditure that varies flexible expense
money recieved income
money received from gifts, odd jobs, and so on. irregular income
money that is not spent savings
The amount of money remaining after all expenses have been met. surplus
money received after all adjustments and deductions are made. take-home pay
an unforeseen cost unexpected expense

Budgeting and Saving Worksheet

Type
Matching Worksheet
Description

budget: An itemized summary of probable expenditures and income for a given period.
deficit: The amount by which expenditures exceed income.
expenditure: An amount of money spent.
fixed expense: An unchanging expenditure.
flexible expense: An expenditure that varies.
income: Money received.
irregular income: Money received from gifts, odd jobs, and so on.
savings: Money that is not spent.
surplus: The amount of money remaining after all expenses have been met.
take-home pay: Money received after all adjustments and deductions are made.
unexpected expense: An unforeseen cost.

Budgeting and Saving Crossword

Type
Crossword
Description

budget: An itemized summary of probable expenditures and income for a given period.
deficit: The amount by which expenditures exceed income.
expenditure: An amount of money spent.
fixed expense: An unchanging expenditure.
flexible expense: An expenditure that varies.
income: Money received.
irregular income: Money received from gifts, odd jobs, and so on.
savings: Money that is not spent.
surplus: The amount of money remaining after all expenses have been met.
take-home pay: Money received after all adjustments and deductions are made.
unexpected expense: An unforeseen cost.

Chapter 8 Crossword

Type
Crossword
Description

An orderly program for spending, saving, and investing the money you receive. FINANCIAL PLAN
Expenses that may change according to needs and short-term goals. VARIABLE
Amounts of money owed to others, also known as debts. LIABILITIES
Expenses that remain constant and cannot be easily changed or removed from a budget. FIXED
When income exceeds expenses, the difference is called a(n) ________. CASH SURPLUS
When you subtract your debts from the total amount of things you own, the difference is known as NETWORTH
Money you have to spend as you wish—after all required taxes and deductions disposable income
A(n) _________ is an organized plan whereby you match your expected income with expenses and savings. budget
Items of value that a person owns. assets
When you subtract your debts from the total amount of things you own, the difference is known as... net worth
Disposable income minus all obligated payments. Discretionary income

Budgeting Crossword

Type
Crossword
Description

An essential item required for life. Need
Something unnecessary, but desired. Want
A fundamental belief about what is desirable, worthwhile, and important to an individual. Value
A spending plan for managing money during a given period of time. Budget Plan
Money earned through employment and investments. Income
An amount of money spent to buy goods and services for yourself. Expense
An amount of money that is the same each time you pay. Fixed Expense
Costs that change in amount each time they are paid. Variable Expense
Something owed to another - an obligation. Debt
A debt for which you are liable for - financial obligation. Liabilities
A value that is owned. Assets
To divide/distribute as necessary. Allocate
Ability to pay all debts. Solvent
Inability to pay all debts. Insolvent
The amount by which assets exceeds liabilities. Net Worth
Specific, Measurable, Attainable, Realistic, Time Bound SMART

Personal Finance Crossword

Type
Crossword
Description

median on exchange currency
debt instrument issued for a period of more than a year bonds
trusted payment credit
lending; a grant loan
putting money to use by purchase or expenditure investing
monetary payment; received for good or services income
a share, right, or title in the ownership of property interest
preserving saving
supply of goods kept on hand for sale to customers by a merchant stocks
the amount charge interest rate
an estimate often itemized of expected income and expenses budget

Financial planning and money management Crossword

Type
Crossword
Description

managing day-to-day money to pay bills, buy food, save Budgeting
The most expensive way to borrow unless repaid in full at the end of the month. Credit Card
A pot of money that can be used to cover unexpected spending,loss of income or other unexpected financial problems is called Emergency Fund
making plans to meet short- and long-term needs. Financial planning
the process of managing money(budgeting,saving,investing) money management
a loan to help people buy houses or flats. They are offered by banks and can last for 30years mortgage
the amount a person earns after deductions have been taken by goverment for tax and national income net income
a target; something that the individual wants or needs to achieve objective
offered by banks, building societies and some specialist firms. It is paid back with interest over a short time. Personal loan
the most common form (in the UK) of collective fund, allowing many investors to pool their money together unit trust

Spending Plan Vocabulary Crossword

Type
Crossword
Description

Money spent to fullfill a want or need expense
Something that is taken away or subtracted, Usally it is referring to money being taken out of a paycheck deduction
The amount of wages or salary earned before any money is taken out for taxes or other payroll deductions Gross Income
Money recieved or earned income
Take home pay Net income
When income is greater than expenses Net gain
When income is less than expenses Net loss
The portion of current income not spent on consumption Savings
A document used to record both an actual income and expenses over a period of time. Another word for this is budget. Spending plan
The five largest expense categories in a spending plan. Includes savings, insurance, housing, transportation, and food. These expenses are taken out of net income. Major Expenditures
a popular and very effective saving strategy that says to set aside a portion of money (10-20% of net income is recommended) for saving each time a person is paid before using any of the money for spending. Pay Yourself First
is a process individuals engage in to achieve long-term financial success while having a quality standard of daily living Financial Planning
These expenses can vary each month in the amount owed and are not contractual. Flexible Expenses
Theses expenses may have a fixed amount due each month and are contractual. You will lose something if you do not pay them. Fixed Expenses

Unit 4 review Crossword

Type
Crossword
Description

all income that a business receives over time Revenue
the cost of operating a business Expenses
provides detailed plans for the financial needs of many Budget
plans income and expenses from the beginning of a new business or a major business expansion until it becomes profitable Start-up budget
describes the financial plan for ongoing operations of a business for a specific period Operating Budget
an estimate of the actual money received and paid out for a specific period Cash budget
used to record and analyze the financial performance of a business Financial Records
a report that covers the revenue and net income or loss for a specific period Income Statement
the financial record of employee compensation, deductions and compensation Payroll
refers to the day-to-day financial activities associated with using limited income to satisfy your unlimited needs and wants Money Management
the difference between a persons assets and liabilities Net Worth
any difference between actual spending and budgeted amounts Budget Variance
a report that summarizes your current financial condition and sets a direction for future financial activities Financial Plan
supervises and regulates member banks to help banks serve the public efficiently Federal reserve system
offer a wide variety of financial services Commercial Bank
used for ATM transactions Debit Card
a written notice that tells the bank not to pay a certain check Stop payment order
the storing of money for future use Saving
using your savings to earn more money Investing
the ease with which an investment can be changed into cash without using its value Liquidity
the price at which stocks are being bought and sold Market Value
the difference between the price at which you can currently sell your house and the amount owed on the mortgage Equity